Patience is key while Investing in equities. Build a diversified portfolio of small and mid caps by Investing in Hidden Gems and Value Picks. Click here for details.

# Check Fundamentals & Not Share Price while Buying Stocks!

Why is a stock that cost Rs. 50 cheaper than another stock priced at Rs. 10?

This question opens a point that often confuses beginning investors: The per-share price of a stock is thought to convey some sense of value relative to other stocks. Nothing could be farther from the truth.

In fact, except for its use in some calculations, the per-share price is virtually meaningless to investors doing fundamental analysis. If you follow the technical analysis route to stock selection, it’s a different story, but for now let’s stick with fundamental analysis.

The reason we aren’t concerned with per-share price is that it is always changing and, since each company has a different number of outstanding shares, it doesn’t give us a clue to the value of the company. For that number, we need the market capitalization or market cap number.

The market cap is found by multiplying the per-share price times the total number of outstanding shares. This number gives you the total value of the company or stated another way, what it would cost to buy the whole company on the open market.

Here’s an example:

Stock price: Rs. 50

Outstanding shares: 5 Crores

Market cap: Rs. 50 x 50,000,000 = Rs. 250 Crores

To prove our opening sentence, look at this second example:

Stock price: Rs. 10

Outstanding shares: 30 Crores

Market cap: Rs. 10 x 300,000,000 = Rs. 300 Crores

This is how you should look at these two companies for evaluation purposes. Their per-share prices tell you nothing by themselves.

What does market cap tell you?

First, it gives you a starting place for evaluation. When looking a stock, it should always be in a context. How does the company compare to others of a similar size in the same industry?

The market generally classifies stocks into three categories:

• Small Cap under Rs. 1000 Crores

• Mid Cap Rs. 1000 - Rs. 10000 Crores

• Large Cap above Rs. 10000 Crores

Some analysts use different numbers and others add micro caps and mega caps, however the important point is to understand the value of comparing companies of similar size during your evaluation. You will also use market cap in your screens when looking for a certain size company to balance your portfolio. Don’t get hung up on the per-share price of a stock when making your evaluation. It really doesn't tell you much. Focus instead on the market cap to get a picture of the company’s value in the market place.

IMP Note: This article is written to safe-guard our readers who are new to stock market, and make them understand about the actual facts. We keep on receiving mails from our readers regarding the price range of stocks we covers under our Hidden Gems or Value Picks service. The misconception in mind of new investors is regarding the stock price, majority of them believe that if stock price is less, like below Rs. 50 or even below Rs. 10, changes of stock price appreciation is very high and they can buy more no. of shares rather than buying a limited no. of shares of high priced stock.

We have a reader base covering almost all major states in India and from 20 other countries across globe. During the last 10 years we have interacted with several investors seeking multibagger return from stocks.

It was 17th Dec 2011, we covered Cera Sanitaryware as Hidden Gem stock of the month at price of Rs 157, later it went up to Rs. 450 in period of 15 months. Based on strong quarterly numbers, attractive valuations and consistent performance, we suggested adding it up again in the range of 400-450 which was taken as a surprise by our members as we received several queries and feedback.

Below are some of the common queries of our subscribers which often lead them to opportunity losses.

1. How come a stock priced at Rs 450 can generate Multibagger returns?
2. Cera is almost 3 times moving from 170 to 450, why are you suggesting buy again?
3. Where is the room to generate Multibagger return from this level?
4. I don’t like such high-priced stock, please give me stocks priced below Rs. 100.
5. I want to buy more no. of shares, hence please recommend low price stocks below Rs. 10.

Cera Sanitaryware touched its life time high of Rs 9740 this year and currently trading around Rs. 7810, Cera is a 50-Bagger stock in 12 years from our initial coverage and is a 18X stock from our reiterated buy at Rs. 450, which was not liked by our subscribers.

The story does not end here, there is a long way to go. Our suggested stocks is with a view-point of 2-3 years at least and not just 6 to 12 months. If fundamentals of the company are intact, we would not suggest our members to do profit booking or exit. Investors who stayed away just because of high price simply missed yet another opportunity. We held Cera for long term and suggested complete profit booking to our members in the stock around 3500 - 4000 levels in 2017.

There is a general misconception among the investors that high priced stocks can't generate multibagger returns. They often think that high-priced stocks are overvalued. In terms of valuation, a 50 rupees stock may not be cheaper than that of a 1000 rupees stock. There is no co-relation between the valuation and market price of a stock. To understand whether a company is small or large, you must look at market cap of the company and not at stock price. To judge valuation you must have to look at Price to earning ratio, Price to book ratio, market cap to sales ratio etc.

Lets try to understand this with an example, Rajratan Global Wires share price was Rs. 54.77 on 30 Nov 2017 (stock split and bonus issue adjusted price, actual price was 639). Today the stock price is at Rs. 774 giving absolute returns of 1313% i.e. more than 14 times in 6 years against double digit return of Sensex in the same period. In fact, we already advised partial profit booking in Rajratan Global Wires to our Hidden Gems at Rs. 1300, booking returns of 2270% (almost 24X) in period of 5 years.

We suggested Buy on Rajratan Global Wires at price of Rs. 639 under Hidden Gems service on 30 Nov 2017 and if any of our subscribers have not invested in the company thinking he/she can get only 15 shares by investing Rs. 10,000 has made a big mistake. Today those 15 shares have increased to 175 shares on account of bonus shares issued by the company in the ratio of 4:3 in 2019 and later stock split of 1 shares into 5 shares (face value of Rs. 10 to Rs 2 per share) in March 2022. And the current share price of Rs. 774 is still very high for those who looks at low price stock.

There are many examples like above by which we can illustrate that there’s nothing called high price. Multibagger returns is not dependent on the current market price of a stock, so don't be afraid of investing in high priced stock. You need to look at fundamentals like future growth prospects of the company, PE ratio, PB ratio, ROE, ROCE, debt on books, EV/EBITDA, cash reserves along with other parameters to judge a stock whether it is undervalued or overvalued. We agree with you that judging valuation is not an easy task. So, take expert’s advise when ever required.

Another misconception among investors is to buy more no. of shares. They often think that its better to buy more no. of shares of a low price scrip (ranging below Rs. 10 or say below Rs. 50) instead of buying less no. of shares of high priced stocks. They often think that low price stocks can generate multibagger return quickly. During last 5 years, we have reviewed many portfolio of our members under Wealth-Builder subscription, we have noticed that many of their portfolio is filled with such low-priced stocks and most of those are in great loss because of poor fundamentals. You may think that a two rupees stock can easily generate multibagger returns even if it touch to Rs. 10. At the same time don’t forget that the same stock can even come down to Rs. 0 levels which can evaporate all your investment giving you 100% loss! In terms of valuation a two thousand rupees stock may not be expensive than that of a two rupees stock.

Lets try to understand this also with a simple example, Lanco Infratech was a well-known company from Infrastructure sector. At the beginning of 2010 the stock was around Rs 55. After 10 years, it was hovering at just Rs 1.30 and today its not operational any more. Those who purchased the stock during 2010 are in 100% loss! Rs. 1 lakh invested in Lanco Infratech in Jan 2010 was valued at merely Rs. 2,000 in 2020, a complete wealth-destroyer! Isn't it? Those who bought this stock at levels of Rs. 30 and later again at Rs. 10 or Rs. 5 to average out thinking that stock has came down from all time highs of Rs. 85 are still waiting to get their buying price back. There are many such stocks like Suzlon Energy, GMR Infra, GVK Power and Infrastructure etc which have continuously destroyed wealth of investors over a period of last 5 to 10 years.

We do not state that all low price stocks are wealth-destroyers, it all depends on the fundamentals of the company. So, do ensure that you check out the fundamentals and valuations while investing in stocks instead of looking at stock price. Please get out of the misconception that low priced stocks will fly high faster giving you extra-ordinary returns. Always remember that stock price is just a barometer, actual valuations of a company can be determined by its fundamentals.

If you wish to invest in fundamentally strong micro, small and mid cap companies which can give you far superior returns compared to major indices like Sensex or Nifty in long term and help you creating wealth, you can join our services like Nano ChampsHidden Gems & Value Picks & Wealth-Builder.

The stocks we reveal through Nano ChampsHidden Gems & Value Picks  are companies that either under-researched or not covered by other stock brokers and research firms. We keep on updating our members on our past recommendation suggesting them whether to hold / buy or sell stocks on the basis of company's performance and future outlook.

Below table indicates subscription services and discounts applicable on combo packs.

SARAL GYAN
SUBSCRIPTION SERVICE
ANNUAL
SUBSCRIPTION PRICE
PAY VIA CARD
(3% CHARGES EXTRA)
Hidden GemsRs. 15,000
Value PicksRs. 10,000
15% @ 90 DaysRs. 5,000
Wealth-BuilderRs. 30,000
Combo 1: HG + VP + WB + 15%Rs. 60,000 48,000 (20% OFF)
Combo 2: HG + VP + 15%Rs. 30,000 25,000 (17% OFF)
Combo 3: HG + VPRs. 25,000 21,000 (16% OFF)
Combo 4: HG + 15%Rs. 20,000 17,500 (12% OFF)
Combo 5: VP + 15%Rs. 15,000 13,500 (10% OFF)

There is no combo option for Nano Champs, you need to opt for this service separately.

 SUBSCRIPTION OPTION PAY VIA CARD(3% CHARGES EXTRA) Nano Champs– 1 Year  - Rs 13.000 SUBSCRIBE Nano Champs– 3  Year - Rs. 39,000 33,000 (-15%) SUBSCRIBE

Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card.

Do write to us at info@saralgyan.in in case of any queries, we will be delighted to assist you.

Regards,
Team - Saral Gyan

# Hidden Gems Stocks - SIP Returns of 106.4% in 3 Years

Saral Gyan Team wishes you a Happy & Prosperous New Year 2024!

We thank you for your appreciation and support for making Hidden Gems as one of our most admired services. Hidden Gems ranks on top not only in performance but also on Google search engine. You can try it yourself by searching "Hidden Gems SIP" or "Unexplored Multibagger Small Caps" or "Best Hidden Gems Micro Caps" on Google, you will find our website www.saralgyan.in featuring on top in search results. It's your appreciation and word of mouth publicity which make our website featuring on the 1st page in Google.

We are pleased to inform you that we registered maximum renewal of Hidden Gems and Hidden Gems combo options from our existing and old members during this festive season. Hidden Gems has a strong track record with many stocks turning out to be multibaggers over the last 12 years.

It's a fact that 78 Hidden Gems stocks out of 120 released during the last 12 years have given more than 100% returns to our members. Moreover, 42 stocks out of these 78 are giving returns in the range of 400% to 7000% (i.e. 5-Baggers to 70-Bagger stocks). Stocks like Cera Sanitaryware, Camlin Fine Sciences, Acrysil, Balaji Amines, Kovai Medical, Wim Plast, Mayur Uniquoter, Dynemic Products, Roto Pumps, TCPL Packaging, Globus Spirits, Rajratan Global Wires, Stylam Industries, Control Print, Mold-Tek Packaging etc are some of our multi-bagger stocks which have given whopping returns in the range of 900% to 7000%.

You might think that investing in mutual funds could be one of the ways to start SIP (Systematic Investment Plan). However, returns may not be that high which you can generate by directly investing into good quality small and mid cap stocks. Hence, we suggest our members to start SIP by directly investing in stocks every month. What you are supposed to do is to invest your savings in a particular stock once in a month instead of putting it into a mutual fund. Next month, the same amount would be invested in another stock which at that point of time gives you a good medium to long term investment opportunity. This could be an ideal choice for salaried employees as well as businessmen / entrepreneurs, as it will help you to directly invest in fundamentally strong small and mid cap companies to build a diversified portfolio of high quality small and mid cap stocks over a period of time to achieve wealth creation.

Investing in stocks is a great way to build your diversified investment portfolio. It is a simple and time tested approach for accumulation of wealth in a disciplined manner. Simply get some savings from your monthly income and invest in equities for the long term. It not only allows you to save every month in a disciplined way but also helps you ride through ups and downs of the stock market.

Invest some portion of your monthly income in good companies without  timing the stock market and you will definitely get rewarded in the long run. Just take care of Basic Principle of Investing in Equities:

1. Invest in the stock market with a long term view (3 - 7 years or more).
2. Invest in companies which are fundamentally strong with scalable business.
3. Follow a disciplined approach by Investing regularly in equities.
4. Build a diversified portfolio by investing in small & mid cap companies.
5. Avoid frequent buying / selling of stocks, It's trading not Investing!
6. Review performance of your holding companies at least once a year to decide whether to buy / sell or hold.

Hidden Gems Stocks - Average Returns of 106.4% in 3 Years

Hidden Gems continue to shine giving higher returns compared to all major indices. As on date, average returns of the last 24 Hidden Gems stocks released over the last 3 years is 106.4%. Below is the performance update of Hidden Gems stocks released over the last 3 years.
11 Hidden Gems stocks i.e. Lincoln Pharma, Pix Transmission, Ador Fontech, Uni Abex Alloy Products, Cupid, Som Distilleries, Patels Airtemp, Dynamic Cables, Indag Rubber, Pakka and V2 Retail turned multibagger delivering returns in the range of 90% to 390%.

Value Picks Stocks - Average Returns of 62.3% in 3 Years

Value Picks also outperformed mid cap index delivering higher returns. As on date, average returns of the last 20 Value Picks stocks released over the last 3 years is 62.3%. Below is the performance update of  Value Picks stocks released over the last 3 years.
9 Value Picks stocks - Dalmia Bharat Sugar, Dhampur Sugar, Hindustan Copper, Caplin Point, Surya Roshni, TTK Healthcare, Kewal Kiran Clothing, National Aluminium and Technocraft Industries have achieved their target price delivering returns in the range of 70% to 330%.

Nano Champs Stocks - Average Returns of 44.2% in 1 Year

Nano Champs stocks have delivered average returns of 44.2% over the last one year. Two updates were released under Nano Champs service, the recent update is released on 25 Dec 2023 in which we added 3 new Nano Champ stocks.
Time has shown that smart investors have made their fortune by investing in equities in the long term. None other asset class can match giving you such extraordinary returns. Yes, it's important for you to invest in the right set of companies at the right price.

Grow your Wealth by Investing in Potential Multibagger Stocks

The stocks we reveal through Nano ChampsHidden Gems & Value Picks are companies that are either under-researched or not covered by other stock brokers and research firms. Remember, "If you want your Money to Grow, Equities is the only Way to Go" in the long term. If you think about investing in stocks for a period of 6 months or say 12 months, we suggest you stay out of the stock market because you are not investing, you are betting on volatility of the stock market which could be risky. We keep on updating our members on our past recommendation suggesting to them whether to hold / buy or sell stocks on the basis of the company's performance and future outlook.

If you have patience and want to add extra power in your portfolio, start investing some portion of your savings in fundamentally strong micro, small and mid cap companies Nano ChampsHidden Gems & Value Picks. Moreover, if you have invested in stocks and believe that your investments are not performing well, subscribe to our Wealth-Builder service and get your portfolio reviewed by us. We will review fundamentals of the companies you are holding and guide you which stocks to hold and which to exit. We will also review your equity investments across sectors and companies to ensure that your portfolio allocation is right and outperforms major indices giving you better returns in the medium to long term.

We are pleased to inform you that we are offering maximum discounts up to 30% and valuable freebies on our subscription services under Merry Christmas - Happy New Year 2024 offer. Attractive discounts & valuable freebies which make this offer special for our readers are as under:

1. Discount up to 30% on combo pack subscription (valid up to 05 Jan'24 only)
2. Portfolio of 10 Small & Mid Cap Stocks for 2024 (released on 31st Dec'23)
3. Past 3 Hidden Gems Reports released over last 3-4 months (under HG subscription)
4. Past 3 Value Picks Reports released over last 3-4 months (under VP subscription)
5. Past 3 Wealth-Builder Portfolio updates (under WB subscription)
6. Existing Portfolio Health Check Up - Under Wealth-Builder subscription
7. Hidden Gems Flash Back Report (To be released in Jan'24) - Under HG Subscription
8. Value Pick Flash Back Report (To be released in Feb'24) - Under VP Subscription

Below table indicates subscription services and discounted prices valid up to 05 Jan 2024.

SARAL GYAN
SUBSCRIPTION SERVICE
XMAS - NEW YEAR 2024 OFFER
ANNUAL SUBSCRIPTION PRICE
PAY VIA CARD
(3% CHARGES EXTRA)
Hidden GemsRs. 15,000 13,500 (10% OFF)
Value PicksRs. 10,000 9,000 (10% OFF)
15% @ 90 DaysRs. 5,000 (No Discount)
Wealth-BuilderRs. 30,000 27,000 (10% OFF)
Combo 1: HG + VP + WB + 15%Rs. 60,000 42,000 (30% OFF)
Combo 2: HG + VP + 15%Rs. 30,000 24,000 (20% OFF)
Combo 3: HG + VPRs. 25,000 21,000 (16% OFF)
Combo 4: HG + 15%Rs. 20,000 17,500 (12% OFF)
Combo 5: VP + 15%Rs. 15,000 13,500 (10% OFF)

There is no combo option for Nano Champs, you need to opt for this service separately.

 SUBSCRIPTION OPTION PAY VIA CARD(3% CHARGES EXTRA) Nano Champs– 1 Year  - Rs 13,000 11,700 (-10%) SUBSCRIBE Nano Champs– 3  Year - Rs. 39,000 33,000 (-15%) SUBSCRIBE

Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card.

Hurry! Last 3 Days Left... Merry Christmas - Happy New Year 2024 Offer closes on 05 Jan 2024 at 11.59 PM.

Do write to us in case of any queries, we will be delighted to assist you.

Wishing you Happy & Safe Investing!

Regards,
Team - Saral Gyan.

# Past Performance - Hidden Gems Value Picks & Nano Champs

Saral Gyan team wishes you Happy & Prosperous New Year 2024!

Equities as an asset class has always received step motherly treatment among the various asset classes for Indian households. However, o
ver the last few years, there has been a sea change among Indians who have started increasing their allocations towards equities but still we are hugely under-penetrated and have a long way to go.

If one goes back in time and sees which asset class has given the highest compounding returns, then equities stands out right there in the top. Investing in shares of companies is a time tested way to enhance financial stability in the long run and build wealth. Keeping money in regular savings account or doing FDs is surely not going to make your hard-earned money work and adding some allocation to equities could make that big difference.

A small investment of Rs. 10,000 a month over a period of 10 years can help you create a corpus of Rs. 25 lakhs. Total amount invested over a period of 10 years by you will be Rs. 12 lakhs and you will have a profit of Rs. 13 lakhs. Not Good? This might look less to you as we are assuming returns of 13.5% per annum. If we assume returns of 27% per annum, your corpus will be Rs. 50 lakh and your profits would be more than 3 times of your actual investments that too when you are investing a nominal amount of Rs. 10,000 on monthly basis. Impressive! Right?

You might think that investing in mutual funds could be one of the ways to start SIP (Systematic Investment Plan). However, returns may not be that high which you can generate by directly investing into good quality small and mid cap stocks. Hence, we suggest our members to start SIP by directly investing in stocks every month. What you are supposed to do is to invest your savings in a particular stock once in a month instead of putting it into a mutual fund. Next month, the same amount would be invested in another stock which at that point of time gives you a good medium to long term investment opportunity. This could be an ideal choice for salaried employees as well as businessmen / entrepreneurs, as it will help you to directly invest in fundamentally strong small and mid cap companies to build a diversified portfolio of high quality small and mid cap stocks over a period of time to achieve wealth creation.

Investing in stocks is a great way to build your diversified investment portfolio. It is a simple and time tested approach for accumulation of wealth in a disciplined manner. Simply get some savings from your monthly income and invest in equities for the long term. It not only allows you to save every month in a disciplined way but also helps you ride through ups and downs of the stock market.

Invest some portion of your monthly income in good companies without  timing the stock market and you will definitely get rewarded in the long run.

Just take care of Basic Principle of Investing in Equities:

1. Invest in the stock market with a long term view (3 - 7 years or more).
2. Invest in companies which are fundamentally strong with scalable business.
3. Follow a disciplined approach by Investing regularly in equities.
4. Build a diversified portfolio by investing in small & mid cap companies.
5. Avoid frequent buying / selling of stocks, It's trading not Investing!
6. Review performance of your holding companies at least once a year to decide whether to buy / sell or hold.

Hidden Gems Stocks - Average Returns of 106.4% in 3 Years

Its appreciation and support of our members, that one of our most admired service - Hidden Gems ranks on top not only in performance but also on Google search engine. Try it out yourself by searching "Hidden Gems SIP" or "Unexplored Multibagger Small Caps" or "Best Hidden Gems Micro Caps" on Google, you will find our website www.saralgyan.in featuring on top in search results. Its your appreciation and word of mouth publicity which make our website featuring on the 1st page in Google.

Hidden Gems continue to shine giving higher returns compared to all major indices. As on date, average returns of the last 24 Hidden Gems stocks released over the last 3 years is 106.4%. Below is the performance update of Hidden Gems stocks released over the last 3 years.
11 Hidden Gems stocks i.e. Lincoln Pharma, Pix Transmission, Ador Fontech, Uni Abex Alloy Products, Cupid, Som Distilleries, Patels Airtemp, Dynamic Cables, Indag Rubber, Pakka and V2 Retail turned multibagger delivering returns in the range of 90% to 390%.

Value Picks Stocks - Average Returns of 62.3% in 3 Years

Value Picks also outperformed mid cap index delivering higher returns. As on date, average returns of the last 20 Value Picks stocks released over the last 3 years is 62.3%. Below is the performance update of  Value Picks stocks released over the last 3 years.
9 Value Picks stocks - Dalmia Bharat Sugar, Dhampur Sugar, Hindustan Copper, Caplin Point, Surya Roshni, TTK Healthcare, Kewal Kiran Clothing, National Aluminium and Technocraft Industries have achieved their target price delivering returns in the range of 70% to 330%.

Nano Champs Stocks - Average Returns of 44.2% in 1 Year

Nano Champs stocks have delivered average returns of 44.2% over the last one year. Two updates were released under Nano Champs service, the recent update is released on 25 Dec 2023 in which we added 3 new Nano Champ stocks.
Time has shown that smart investors have made their fortune by investing in equities in the long term. None other asset class can match giving you such extraordinary returns. Yes, it's important for you to invest in the right set of companies at the right price.

Grow your Wealth by Investing in Potential Multibagger Stocks

It's a fact that 78 Hidden Gems stocks out of 120 released during the last 12 years have given more than 100% returns to our members. Moreover, 42 stocks out of these 78 turned 5X to 70X delivering returns in the range of 400% to 6900%. Stocks like Cera Sanitaryware, Camlin Fine Sciences, Acrysil, Balaji Amines, Kovai Medical, Wim Plast, Mayur Uniquoter, Dynemic Products, Roto Pumps, TCPL Packaging, Globus Spirits, Rajratan Global Wires, Stylam Industries etc are some of our multibagger stocks which have given whopping returns in the range of 900% to 7000%.

We do update our members in terms of profit booking / exits depending upon various factors like overall Industry / Sector outlook, fundamentals of the company, management action plan and annual performance in terms of top line, bottom line, operating margins and other important parameters.

The stocks we reveal through Nano ChampsHidden Gems & Value Picks are companies that are either under-researched or not covered by other stock brokers and research firms. Remember, "If you want your Money to Grow, Equities is the only Way to Go" in the long term. If you think about investing in stocks for a period of 6 months or say 12 months, we suggest you stay out of the stock market because you are not investing, you are betting on volatility of the stock market which could be risky. We keep on updating our members on our past recommendation suggesting to them whether to hold / buy or sell stocks on the basis of the company's performance and future outlook.

If you have patience and want to add extra power in your portfolio, start investing some portion of your savings in fundamentally strong micro, small and mid cap companies Nano ChampsHidden Gems & Value Picks. Moreover, if you have invested in stocks and believe that your investments are not performing well, subscribe to our Wealth-Builder service and get your portfolio reviewed by us. We will review fundamentals of the companies you are holding and guide you which stocks to hold and which to exit. We will also review your equity investments across sectors and companies to ensure that your portfolio allocation is right and outperforms major indices giving you better returns in the medium to long term.

We are pleased to inform you that we are offering maximum discounts up to 30% and valuable freebies on our subscription services under Merry Christmas - Happy New Year 2024 offer. Attractive discounts & valuable freebies which make this offer special for our readers are as under:

1. Discount up to 30% on combo pack subscription (valid up to 05 Jan'24 only)
2. Portfolio of 10 Small & Mid Cap Stocks for 2024 (to be released on 31st Dec'23)
3. Past 3 Hidden Gems Reports released over last 3-4 months (under HG subscription)
4. Past 3 Value Picks Reports released over last 3-4 months (under VP subscription)
5. Past 3 Wealth-Builder Portfolio updates (under WB subscription)
6. Existing Portfolio Health Check Up - Under Wealth-Builder subscription
7. Hidden Gems Flash Back Report (To be released in Jan'24) - Under HG Subscription
8. Value Pick Flash Back Report (To be released in Feb'24) - Under VP Subscription

Below table indicates subscription services and discounted prices valid up to 05 Jan 2024.

SARAL GYAN
SUBSCRIPTION SERVICE
XMAS - NEW YEAR 2024 OFFER
ANNUAL SUBSCRIPTION PRICE
PAY VIA CARD
(3% CHARGES EXTRA)
Hidden GemsRs. 15,000 13,500 (10% OFF)
Value PicksRs. 10,000 9,000 (10% OFF)
15% @ 90 DaysRs. 5,000 (No Discount)
Wealth-BuilderRs. 30,000 27,000 (10% OFF)
Combo 1: HG + VP + WB + 15%Rs. 60,000 42,000 (30% OFF)
Combo 2: HG + VP + 15%Rs. 30,000 24,000 (20% OFF)
Combo 3: HG + VPRs. 25,000 21,000 (16% OFF)
Combo 4: HG + 15%Rs. 20,000 17,500 (12% OFF)
Combo 5: VP + 15%Rs. 15,000 13,500 (10% OFF)

There is no combo option for Nano Champs, you need to opt for this service separately.

 SUBSCRIPTION OPTION PAY VIA CARD(3% CHARGES EXTRA) Nano Champs– 1 Year  - Rs 13,000 11,700 (-10%) SUBSCRIBE Nano Champs– 3  Year - Rs. 39,000 33,000 (-15%) SUBSCRIBE

Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card.

Do write to us in case of any queries, we will be delighted to assist you.

Wishing you Happy & Safe Investing!

Regards,
Team - Saral Gyan.