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Showing posts with label Diwali Muhurat Portfolio. Show all posts
Showing posts with label Diwali Muhurat Portfolio. Show all posts

Saturday, October 21, 2023

Dussehra Diwali Celebrations with Discounts & Freebies!

 Dear Reader,

Saral Gyan Team wishes you Happy Dussehra.

Saral Gyan team has successfully published hundreds of articles providing insight to equity market and today cherish association of more than 40,000 readers. Articles published on our website received lot of appreciation as it helped our readers to make educated investment decisions based on facts and understand the benefits of real long term investing in equities in a systematic way rather than investing for short term returns.

During past 12 years, we launched suitable services to help Investors to create wealth by investing in Indian stock market. Its appreciation and support of our readers that one of our most admired service - Hidden Gems ranks on top not only in performance but also on Google search engine. Try it out yourself by searching "Hidden Gems SIP" or "Unexplored Multibagger Small Caps" or "Best Hidden Gems Micro Caps" on Google, you will find our website www.saralgyan.in featuring on top in search results. Its your appreciation and word of mouth publicity which make our website featuring on 1st position in Google.
We are delighted to share that we are celebrating this festive season by giving maximum benefits to our members. Now you can avail discounts up to 30% and valuable freebies  under Saral Gyan Dussehra Diwali Offer. This is a limited period offer and closes on 20th November 2023.

Attractive discounts & valuable freebies which make our offer special for our readers are as under:

1. Discount up to 30% on combo pack subscription (Valid up to 20 Nov'23 only)
Discount of 10% on individual services, and up to 30% on Combo packs

2. Rs. 1 Lakh Diwali Muhurat Portfolio of 10 Stocks (To be released on 12th Nov'23)
Applicable under Hidden Gems / Value Picks / Wealth-Builder subscription

3. Special Report - 5 Stocks - Potential 5-Bagger in 5 Years (Released on 10 Sept'23)
Applicable under Hidden Gems / Wealth-Builder subscription 

4. Existing Portfolio Health Check Up (Review of existing stocks)
Applicable under Wealth-Builder subscription only

5, Hidden Gems Flash-Back Report (To be released in Dec'23)
Applicable under Hidden Gems subscription only

6. Value Picks Flash-Back Report (To be released in Jan'24)
Applicable under Value Picks subscription only

Below table indicates subscription services and discounted prices valid up to 20 Nov 2023.

SARAL GYAN
SUBSCRIPTION SERVICE
DUSSEHRA DIWALI OFFER
ANNUAL SUBSCRIPTION PRICE
PAY VIA CARD
(3% CHARGES EXTRA)
Hidden GemsRs. 15,000 13,500 (10% OFF)
Value PicksRs. 10,000 9,000 (10% OFF)
15% @ 90 DaysRs. 5,000 (No Discount)
Wealth-BuilderRs. 30,000 27,000 (10% OFF)
Combo 1: HG + VP + WB + 15%Rs. 60,000 42,000 (30% OFF)
Combo 2: HG + VP + 15%Rs. 30,000 24,000 (20% OFF)
Combo 3: HG + VPRs. 25,000 21,000 (16% OFF)
Combo 4: HG + 15%Rs. 20,000 17,500 (12% OFF)
Combo 5: VP + 15%Rs. 15,000 13,500 (10% OFF)

There is no combo option for Nano Champs, you need to opt for this service separately.

SUBSCRIPTION OPTION

PAY VIA CARD

(3% CHARGES EXTRA)

Nano Champs– 1 Year  - Rs 13,000 11,700 (-10%)

SUBSCRIBE

Nano Champs– 3  Year - Rs. 39,000 33,000 (-15%)

SUBSCRIBE


Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card.

Grow your Wealth by Investing in Potential Multibagger Small Caps

Multibagger Hidden Gems Stocks
Its a fact that 78 Hidden Gems stocks out of 120 released during last 12 years have given more than 100% returns to our members. Moreover, 42 stocks out of these 78 are giving returns in the range of 400% to 7000%.

We do update our members in terms of profit booking / exits depending upon various factors like overall Industry / Sector outlook, fundamentals of the company, management action plan and annual performance in terms of top line, bottom line, operating margins and other important parameters.

We also suggested our members, which earlier recommended Hidden Gems stocks can be added more in their portfolio based on company's strong fundamentals. Ex: Mayur Uniquoter, Cera Sanitaryware, Wim Plast, Camlin Fine Chemicals, Balaji Amines, Acrysil, Kovai Medical, Roto Pumps, Atul Auto, Control Print, Sahyadri Industries, TCPL Packaging and Stylam Industries were some of the stocks which we recommended to our members to accumulate later also at higher price from our initial recommended price. Also some of the stocks like Anil Ltd, PNB Gilts, Fiberweb etc which not performed up to our expectations have been suggested to exit at an early stage.

Hidden Gems Stocks - SIP Returns of 80.2% in 2.5 Years

Hidden Gems continue to outperform giving higher returns compared to all major indices. As on date, average returns of last 24 Hidden Gems stocks released over last 2.5 years is 80.2%. Below is the performance update of Hidden Gems stocks released over last 2.5 years.


Our Value Pick also have outperformed major indices Sensex and Nifty delivering higher returns. Average returns of Value Picks released over last 2 years is 40%. Below is the performance update of Value Picks stocks.

Time has shown that smart investors have made their fortune by investing in equities in long term. None other asset class can match giving you such extra ordinary returns. Yes, its important for you to invest in right set of companies at right price and hold them for real long term. We are confident that we will continue to hunt best Hidden Gems from universe of small caps by doing authentic, in-depth and unbiased research work and support our members to make educated investment decision.
 
Through Nano Champs, Hidden Gems and Value Picks, we are providing you opportunities to invest in such micro, small and mid cap stocks today. Infosys, Dabur, Glenmark, Bajaj Finance were the small cap stocks in past and today are the well known companies falling under mid and large cap space.
 
Nano Champs Hidden Gems Value Picks Wealth-Builder
If you wish to invest in fundamentally strong micro, small and mid cap companies which can give you far superior returns compared to major indices like Sensex or Nifty in long term and help you creating wealth, you can join our services like Nano Champs, Hidden Gems, Value Picks & Wealth-Builder.

The stocks we reveal through Nano Champs, Hidden Gems & Value Picks are companies that either under-researched or not covered by other stock brokers and research firms. We keep on updating our members on our past recommendation suggesting them whether to hold / buy or sell stocks on the basis of company's performance and future outlook.
 
Moreover, under our Wealth-Builder service, we encourage our members to replicate our Wealth-Builder portfolio by investing in selective high quality small and mid cap companies. We believe, investing in Wealth-Builder portfolio with regular portfolio review from our end can help you achieve market beating, very good returns over a longer team and help you take care of yourself and your family needs, which ultimately lead to a healthy and wealthy life after retirement.

Below are the details of our services:

1. Hidden Gems (Unexplored Multibagger Small Cap Stocks): Based on fundamental analysis, our equity analysts release one Hidden Gem research report every month (10 to 12 per year) with buy recommendation and share it with all Hidden Gems members. Stock finalized as Hidden Gem belongs to small / micro caps space with market cap of less than 500 - 600 Crores, expected returns from Hidden Gems is nearly 90% to 100% in period of 12 - 24 months. Once target is achieved, we inform our members whether they should continue to hold the stock or need to do partial / full profit booking. If fundamentals are intact and valuations are reasonable, we suggest to continue to hold the stock for long term for multibagger returns. Annual subscription charge of Hidden Gems is INR 15,000 13,500 under which you will receive a total 10 to 12 Hidden Gems research reports over a period of 12 months. Click here to read more about Hidden Gems.

2. Value Picks (Mid Caps with Plenty of Upside Potential): Our equity analysts team consider Warren Buffet approach to short list stocks from mid cap segment as Value Picks. Market cap of Value Pick will range from 1000 crores to 15,000 crores. Holding period of Value Picks is 12 - 24 months and one can expect returns of 40-60%. Annual subscription charge of Value Picks is INR 10,000 9,000 under which you will receive a total 10 to 12 Value Picks research reports over a period of 12 months. Click here to read more about Value Picks.

3. 15% @ 90 Days (Buy to Sell Stocks for Short Term Gain): Based on technical analysis, our team recommends one stock every month to our members. It’s a short term call under which you can expect returns of 15% within period of 90 Days. Annual subscription charge of 15% @ 90 Days is INR 5,000 under which you will receive 10 to 12 stock recommendations. We suggest lower allocation in 15% @ 90 Days stocks and higher allocation in Hidden Gems and Value Picks which are our portfolio stocks based on fundamental analysis. 15% @ 90 Days stocks recommendations are based on buy to sell and gain strategy, hence we suggest our members to book complete profits once target is achieved and exit in case target is not achieved or stock has broken its 2nd support level as per report. Click here to read more about 15% @ 90 Days.

4. Wealth-Builder (An Offline Portfolio Management Service): Wealth-Builder is our model portfolio of Rs. 10 lakhs and currently we are holding around 16 stocks in our portfolio. We suggest higher allocation in our Wealth-Builder stocks which includes best of our Hidden Gems and Value Picks released during last couple of years. Our team suggest all our Wealth-Builder members to invest in the stocks which are part of our Wealth-Builder portfolio. Every month our team updates our Wealth-Builder members which stocks they need to buy / sell / hold with % allocation of these stocks in their portfolio, the suggested changes need to be replicated in the same proportion. Annual subscription charge of Wealth-Builder is INR 30,000 27,000 under which you will receive a total 10 - 15 portfolio updates. We also review existing equity portfolio of our members and advise them which stocks to hold and which to exit based on fundamental analysis under Wealth-Builder service. Our Wealth-Builder service is suitable for those investors who have an existing portfolio of at least 4 to 5 lakhs or planning to invest similar amount or more in equity market. Click here to read more about Wealth-Builder.

5. Nano Champs (Deeply Undervalued & Undiscovered Micro Caps): Under Nano Champs service, we research on micro cap stocks with market capital of less than 100 - 120 crores, the investment horizon is 3 to 6 years with objective to achieve 10x returns in long term (6 years or more). As micro caps involves higher degree of risk compared to small and mid caps, we provide a diversified basket of 10 Nano Champs in our half yearly report. Moreover, as these are very small sized companies, the maximum investment allocation in each Nano Champs suggested is 1 percent of equity portfolio, hence maximum allocation of 10 percent to 10 Nano Champs. Annual subscription charge of Nano Champs is INR 13,000 11,700 under which you will receive total 2 reports (every 6 months) and ad-hoc updates (if any) over a period of 12 months. Click here to read more about Nano Champs.

Enjoy great savings and receive valuable freebies. Dussehra Diwali Offer is for limited period and closes on 20th Nov 2023.

Do write to us in case of any queries, we will be delighted to assist you.

Wishing you Happy & Safe Investing!

Regards,
Team - Saral Gyan.

Our Services: Hidden Gems | Value Picks | 15% @ 90 DAYS | WEALTH-BUILDER

Posted by Saral Gyan at 10:40:00 PM
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Monday, October 24, 2022

Diwali Muhurat Portfolio 2022 of 10 Stocks is Released!

Dear Reader,

Saral Gyan Diwali Dhamaka Offer
Saral Gyan team wishes you Happy Dhanteras & Diwali. May you have a fabulous festive week ahead!

Samvat 2079 (2022-23) Diwali Muhurat Date: 24 Oct’22 Time: 6.15 PM to 7.15 PM

Muhurat trading is the auspicious stock market trading for an hour on Diwali (Deepawali). It is a symbolic and old ritual, that has been retained and observed for ages, by the trading community. As Diwali also marks the beginning of the New Year, it is believed that muhurat trading on this day brings in wealth and prosperity throughout the year.

The "muhurat" trading session will be of 60 minutes, to be conducted between 6.15 PM to 7.15 PM on the Diwali day, 24th October 2022 on leading bourses NSE and BSE. The special trading session would be conducted to pay obeisance to Lakshmi, the Hindu goddess of wealth and prosperity. It would also mark the New Year for traders as per the Hindu calendar, or Samvat 2079.

Since last year Diwali day i.e. 04th Nov 2021, Sensex and Nifty have given negative returns of -0.8% and -1.4% (as on date) respectively. The probability of getting better returns compared to last year in Samvat 2079 is high considering correction in small and mid caps over last one year. Moreover, with fall in commodity prices, pick up in credit growth and valuations turning reasonable to attractive, broader market is expected to do better compared to major indices - Sensex & Nifty.

The future looks bright for Indian equities as most of the economic activities are back to pre-covid levels. Rising interest rates scenario and high inflation is a concern, however with fall in commodity prices,  pick up in credit growth and overall robust demand, we expect the companies from various sectors to report better revenue and profitability over next one year.

Diwali Muhurat Portfolio 2022
We are pleased to inform you that we have released Diwali Muhurat Portfolio 2022 of 10 stocks today on 24th Oct'22 and shared with all our active subscribers of Nano Champs, Hidden Gems, Value Picks and Wealth-Builder under Dussehra - Diwali Offer 2022 (closes on 31st Oct'22). To know about the offer, click here.

If you wish to receive our Rs. 1 Lakh Diwali Muhurat Portfolio - 2022 of 10 Stocks, you can subscribe to our services under Dussehra - Diwali Offer 2022. We will ensure to activate your subscription and share our Diwali Muhurat Portfolio at earliest today before Diwali Muhurat Session.

We have selected 10 scrips from universe of large, mid and small cap stocks which can benefit investors during next 1 year. We are confident that these carefully selected stocks can outperform major indices like Sensex and Nifty during next 12 months.

Our selection process includes lot of research and data analysis. We first identify the sectors that are likely to do well in next 12 months. Having that done, we further refine our search to select companies from that sector. We create a portfolio worth Rs. 1 Lakh comprising 10 stocks so that it can help investors to create a model portfolio with lump sum investment up to 1 Lakh.

We have given different allocation to each of the scrips keeping in mind the risk versus returns ratio. We have also fine tuned the portfolio with large cap, mid-cap and small cap scrips from different sectors so that the investors can invest in a complete mix of stocks to balance their portfolio. Saral Gyan Diwali Muhurat Portfolio of 10 Stocks for 2022 also include best of Hidden Gems and Value Picks recommended by our equity analyst’s team during last couple of years.

Its time to also review our Rs. 1 Lakh Diwali Muhurat Portfolio of 10 stocks of 2021 released by us on 04th Nov 2021. Sensex has given negative returns of -0.8% (59,772 on 04th Nov'21 to 59,307 as on date) and Nifty has given -1.4% returns (17,829 on 04th Nov'21 to 17,576 as on date) during the year where as Saral Gyan Diwali Muhurat Portfolio of 10 stocks have outperformed both indices giving absolute returns of 0.0% in same period.

Performance update of our Best 10 Diwali Muhurat Stock Picks - 2021
Diwali Muhurat Portfolio 2021 Performance Update

Five stocks out of ten of our Diwali Muhurat Portfolio of last year have given positive returns in the range of 9% to 20%. And another five stocks have given negative returns in the range of -3% to -32%.

We continue to follow our simple but effective approach by evaluating each stock on the basis of below mentioned criteria’s.

(i) Top Quality management with high integrity:

This is an absolutely non-negotiable condition. If the management is not honest, will they want to share the goodies with you? No, they will look for the first opportunity to siphon off the profits and pull the wool over your eyes.

(ii) The scale of opportunity must be big:

Multi-bagger stocks are created because they are able to scale the opportunity rapidly. Titan Industries is a great example. In 2003-04, Titan‘s market cap was 500 crores. In 2022, it is more than 2,36,000 crores. The fact that India is a booming marketplace of 140 crores consumers means that most products and services have a head start at trying to scale up their activities.

(iii) Low debt; free cash flows:

We learnt from the great crisis of 2011 and 2019 that companies with high debt on their books simply get slaughtered. While debt per se is not bad (if the company is able to borrow at a lower rate and deploy it in its business at a higher rate, the operating leverage works in its favour), excessive debt with high interest and repayment obligations can crunch the stock in times of downturn. So, as a long-term investment philosophy, it is best to steer clear of high-debt companies.

(iv) High ROE – Efficient users of capital:

Some company’s management is able to squeeze that little extra of every buck. A ROE of at least 15-20% is necessary to make into the hallowed list of model portfolio.

(v) No High Capex Requirements – No Serial Diluters of Equity:

We know from past experience the demerits of investing in stocks like Suzlon & GMR which have an insatiable appetite for more and more capital. To feed their perennial hunger, these companies dilute their equity by making FPOs, GDRs & FCCBs resulting in total destruction of shareholder's wealth. Companies should be lean and mean requiring minimal capital but generating huge returns there from.

(vi) Reasonable growth expectations:

“If you get a tax-free return of 18% for your portfolio, you must be very happy”. So, stop craving for that overnight multi-bagger. You’ll only end up losing your precious capital that way. Instead, look for well established small, mid and blue chips companies that are growing at a reasonable rate of return (15 – 25%). With time and the magic of compounding, you will have your muti-bagger in your portfolio.

(vii) Valuations:

Most investors are obsessed about valuations, refusing to buy any stock that is “expensive”. However, one must remember that “expensive” is a relative term. If a stock is compounding at 25% on an annual basis, paying a price of 30 times earnings may be very reasonable. A stock like Nestle, for instance, has always been “expensive”. However, if an investor had gone ahead and bought the stock, he would have had an incredible multi-bagger on his hands. On the other hand, in trying to buy a “cheap” stock, one may get saddled with unsavory companies. After all, there is a reason why such stocks are “cheap”.

Of course, one should be careful not to buy in euphoric or bubble times when the pricing may be extravagant and not at all reasonable.

(viii) Concentrated Portfolio:

We like Warren Buffett approach, a believer in the concept of a concentrated portfolio. If you believe in the prospects of a stock you should be prepared to put a substantial chunk of money in it – or nothing at all. There is no point in buying a bit of this and a bit of that because that dilutes your returns.

Of course, we are no match for Warren Buffett and we do not have his conviction levels. So, we’ll stick to 10 stocks to begin with, which means that from 5% to 12% of the wealth will be invested in each stock.

(ix) Diversification:

Last but not the least; a proper portfolio must be diversified across sectors. A bit of Finance, a bit of consumption, some autos, some IT with a pinch of chemical, pharma etc will make a balanced portfolio.

Do write to us in case of any queries, we will be delighted to assist you.

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan

Our Services: Hidden Gems | Value Picks | 15% @ 90 DAYS | WEALTH-BUILDER

Posted by Saral Gyan at 2:49:00 PM
Labels: , , ,

Sunday, October 23, 2022

Diwali Muhurat Picks 2022 - 10 Best Stocks of Saral Gyan

Dear Reader,

Muhurat trading is the auspicious stock market trading for an hour on Diwali (Deepawali). It is a symbolic and old ritual, that has been retained and observed for ages, by the trading community. As Diwali also marks the beginning of the New Year, it is believed that muhurat trading on this day brings in wealth and prosperity throughout the year.

The "muhurat" trading session will be of 60 minutes, to be conducted between 6.15 PM to 7.15 PM on the Diwali day, 24th October 2022 on leading bourses NSE and BSE. The special trading session would be conducted to pay obeisance to Lakshmi, the Hindu goddess of wealth and prosperity. It would also mark the New Year for traders as per the Hindu calendar, or Samvat 2079.

Since last year Diwali day i.e. 04th Nov 2021, Sensex and Nifty have given negative returns of -0.8% and -1.4% (as on date) respectively. The probability of getting better returns compared to last year in Samvat 2079 is high considering correction in small and mid caps over last one year. Moreover, with fall in commodity prices, pick up in credit growth and valuations turning reasonable to attractive, broader market is expected to do better compared to major indices - Sensex & Nifty.

The future looks bright for Indian equities as most of the economic activities are back to pre-covid levels. Rising interest rates scenario and high inflation is a concern, however with fall in commodity prices,  pick up in credit growth and overall demand, we expect the companies from various sectors to report better revenue and profitability over next one year.

We are pleased to inform you that we are in process of selecting 10 scrips from universe of large, mid and small cap stocks which can benefit investors during next 1 year. We are confident that these carefully selected stocks can outperform major indices like Sensex and Nifty during next 12 months.


We will share Diwali Muhurat Portfolio 2022 of 10 stocks on 24th Oct'22 with all our paid subscribers of Hidden Gems, Value Picks & Wealth-Builder under Diwali Dhamaka Offer (closes on 31st Oct'22). If you wish to receive our Rs. 1 Lakh Diwali Muhurat Portfolio - 2022 of 10 Stocks, you can subscribe to our services under Diwali Dhamaka Offer 2022. To know about the offer, click here.

Our selection process includes lot of research and data analysis. We first identify the sectors that are likely to do well in next 12 months. Having that done, we further refine our search to select companies from that sector. We create a portfolio worth Rs. 1 Lakh comprising 10 stocks so that it can help investors to create a model portfolio with lump sum investment up to 1 Lakh.

We will give different allocation to each of the scrips keeping in mind the risk versus returns ratio. We will also fine tuned the portfolio with large cap, mid-cap and small cap scrips from different sectors so that the investors can invest in a complete mix of stocks to balance their portfolio. Saral Gyan Diwali Muhurat Portfolio of 10 Stocks for 2022 will also include best of Hidden Gems and Value Picks recommended by our equity analyst’s team during last couple of years.

Its time to also review our Rs. 1 Lakh Diwali Muhurat Portfolio of 10 stocks of 2021 released by us on 04th Oct 2021. We are pleased to share that our portfolio has marginally outperformed major indices Sensex and Nifty by 79% and 76% respectively. Sensex has given negative returns of -0.8% (59,772 on 04th Nov'21 to 59,307 as on date) and Nifty has given -1.4% returns (17,829 on 04th Nov'21 to 17,576 as on date) during the year where as Saral Gyan Diwali Muhurat Portfolio of 10 stocks have outperformed both indices giving absolute returns of 0.0% in same period.

Performance update of our Best 10 Diwali Muhurat Stock Picks - 2021

Five stocks out of ten of our Diwali Muhurat Portfolio of last year have given positive returns in the range of 9% to 20%. And another five stocks have given negative returns in the range of -3% to -32%.

We continue to follow our simple but effective approach by evaluating each stock on the basis of below mentioned criteria’s.

(i) Top Quality management with high integrity:

This is an absolutely non-negotiable condition. If the management is not honest, will they want to share the goodies with you? No, they will look for the first opportunity to siphon off the profits and pull the wool over your eyes.

(ii) The scale of opportunity must be big:

Multi-bagger stocks are created because they are able to scale the opportunity rapidly. Titan Industries is a great example. In 2003-04, Titan‘s market cap was 500 crores. In 2022, it is more than 2,36,000 crores. The fact that India is a booming marketplace of 140 crores consumers means that most products and services have a head start at trying to scale up their activities.

(iii) Low debt; free cash flows:

We learnt from the great crisis of 2011 and 2019 that companies with high debt on their books simply get slaughtered. While debt per se is not bad (if the company is able to borrow at a lower rate and deploy it in its business at a higher rate, the operating leverage works in its favour), excessive debt with high interest and repayment obligations can crunch the stock in times of downturn. So, as a long-term investment philosophy, it is best to steer clear of high-debt companies.

(iv) High ROE – Efficient users of capital:

Some company’s management is able to squeeze that little extra of every buck. A ROE of at least 15-20% is necessary to make into the hallowed list of model portfolio.

(v) No High Capex Requirements – No Serial Diluters of Equity:

We know from past experience the demerits of investing in stocks like Suzlon & GMR which have an insatiable appetite for more and more capital. To feed their perennial hunger, these companies dilute their equity by making FPOs, GDRs & FCCBs resulting in total destruction of shareholder's wealth. Companies should be lean and mean requiring minimal capital but generating huge returns there from.

(vi) Reasonable growth expectations:

“If you get a tax-free return of 18% for your portfolio, you must be very happy”. So, stop craving for that overnight multi-bagger. You’ll only end up losing your precious capital that way. Instead, look for well established small, mid and blue chips companies that are growing at a reasonable rate of return (15 – 25%). With time and the magic of compounding, you will have your muti-bagger in your portfolio.

(vii) Valuations:

Most investors are obsessed about valuations, refusing to buy any stock that is “expensive”. However, one must remember that “expensive” is a relative term. If a stock is compounding at 25% on an annual basis, paying a price of 30 times earnings may be very reasonable. A stock like Nestle, for instance, has always been “expensive”. However, if an investor had gone ahead and bought the stock, he would have had an incredible multi-bagger on his hands. On the other hand, in trying to buy a “cheap” stock, one may get saddled with unsavory companies. After all, there is a reason why such stocks are “cheap”.

Of course, one should be careful not to buy in euphoric or bubble times when the pricing may be extravagant and not at all reasonable.

(viii) Concentrated Portfolio:

We like Warren Buffett approach, a believer in the concept of a concentrated portfolio. If you believe in the prospects of a stock you should be prepared to put a substantial chunk of money in it – or nothing at all. There is no point in buying a bit of this and a bit of that because that dilutes your returns.

Of course, we are no match for Warren Buffett and we do not have his conviction levels. So, we’ll stick to 10 stocks to begin with, which means that from 5% to 12% of the wealth will be invested in each stock.

(ix) Diversification:

Last but not the least; a proper portfolio must be diversified across sectors. A bit of Finance, a bit of consumption, some autos, some IT with a pinch of chemical, pharma etc will make a balanced portfolio.

Saral Gyan Diwali Muhurat Portfolio of 10 Stocks will be emailed to all our Hidden Gems, Value Picks and Wealth-Builder members on 24th Oct'22. Portfolio stocks holding period is minimum of one year, same will be evaluated by our analysts next year before Diwali festival. 

Do write to us in case of any queries, we will be delighted to assist you.

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan

Our Services: Hidden Gems | Value Picks | 15% @ 90 DAYS | WEALTH-BUILDER

Posted by Saral Gyan at 9:00:00 AM
Labels: , , ,

Wednesday, January 2, 2013

Portfolio of 13 Small & Mid Caps for 2013 is Released

Dear Reader,

We have released the portfolio of carefully selected 13 small and mid caps  from universe of small and mid cap stocks which can benefit investors in the year 2013. We are confident that these stocks can outperform major indices like Sensex and Nifty. We have shared portfolio of 13 small & mid cap stocks for 2013 with all our members.

We are glad to share the past performance of recently released Diwali Muhurat Portfolio (released on 11th Nov'12) which is outperforming Sensex by 4.9%. Since 11th Nov'12, Sensex has given returns of 5.5% (18,684 to 19,714), where as during the same period, Diwali Muhurat Portfolio has given absolute returns of 10.4%. One of our Value Pick stock, Tata Coffee which we included in our Diwali Muhurat Portfolio is giving as on date returns of 46%.


Diwali Muhurat Portfolio was shared with all our members on 11th Nov'12 and we will review the performance of same before Diwali 2013. Hence, suggest our members to continue holding these stocks for time period of 1 year.

If you missed the opportunity, you can choose to receive portfolio of 13 small & mid cap stocks for 2013 by subscribing to any of our services. Click here to know more about our annual subscription services.

Our selection process includes lot of research and data analysis. We first identify the sectors that are likely to do well in next 12 months. Having that done, we further refine our search to select companies from that sector. We create a portfolio worth Rs. 1 Lakh comprising 13 stocks so that it can help investors to create a model portfolio with lump sum investment upto 1 Lakh.

We have given the different allocation to each of the scrips keeping in mind the risk versus returns ratio. We have also fine tuned the portfolio with mid-cap and small cap scrips from different sectors so that the investors can invest in a complete mix of stocks to balance their portfolio. Saral Gyan Portfolio of 13 for 2013 includes best of Hidden Gems and Value Picks recommended by our equity analyst’s team during last one year.

We continue to follow our simple but effective approach by evaluating each stock on the basis of below mentioned criteria’s.

(i) Top Quality management with high integrity:

This is an absolutely non-negotiable condition. If the management is not honest, will they want to share the goodies with you? No, they will look for the first opportunity to siphon off the profits and pull the wool over your eyes.

(ii) The scale of opportunity must be big:

Multi-bagger stocks are created because they are able to scale the opportunity rapidly. Titan Industries is a great example. In 2003-04, Titan‘s market cap was 500 crores. In 2011-12, it is close to 25,000 crores. The fact that India is a booming marketplace of 120 crores consumers means that most products and services have a head start at trying to scale up their activities.

(iii) Low debt; free cash flows:

We learnt from the great crisis of 2011 that companies with high debt on their books simply get slaughtered. While debt per se is not bad (if the company is able to borrow at a lower rate and deploy it in its business at a higher rate, the operating leverage works in its favour), excessive debt with high interest and repayment obligations can crunch the stock in times of downturn. So, as a long-term investment philosophy, it is best to steer clear of high-debt companies.

(iv) High ROE – Efficient users of capital:

Some company’s management is able to squeeze that little extra of every buck. A ROE of at least 25% is necessary to make into the hallowed list of model portfolio.

(v) No High Capex Requirements – No Serial Diluters of Equity:

We know from (bitter) experience the demerits of investing in stocks like Suzlon & GMR which have an insatiable appetite for more and more capital. To feed their perennial hunger, these companies dilute their equity by making FPOs, GDRs & FCCBs resulting in total destruction of shareholders’ wealth. Companies should be lean and mean requiring minimal capital but generating huge returns there from.

(vi) Reasonable growth expectations:

“If you get a tax-free return of 18% for your portfolio, you must be very happy”. So, stop craving for that overnight multi-bagger. You’ll only end up losing your precious capital that way. Instead, look for well established small, mid and blue chips companies that are growing at a reasonable rate of return (15 – 25%). With time and the magic of compounding, you will have your muti-bagger in your portfolio.

(vii) Valuations:

Most investors are obsessed about valuations, refusing to buy any stock that is “expensive”. However, one must remember that “expensive” is a relative term. If a stock is compounding at 25% on an annual basis, paying a price of 30 times earnings may be very reasonable. A stock like Nestle, for instance, has always been “expensive”. However, if an investor had gone ahead and bought the stock, he would have had an incredible multi-bagger on his hands. On the other hand, in trying to buy a “cheap” stock, one may get saddled with unsavory companies. After all, there is a reason why such stocks are “cheap”.

Of course, one should be careful not to buy in euphoric or bubble times when the pricing may be extravagant and not at all reasonable.

(viii) Concentrated Portfolio:

We like Warren Buffett approach, a believer in the concept of a concentrated portfolio. If you believe in the prospects of a stock you should be prepared to put a substantial chunk of money in it – or nothing at all. There is no point in buying a bit of this and a bit of that because that dilutes your returns.

Of course, we are no match for Warren Buffett and we do not have his conviction levels. So, we’ll stick to 13 stocks to begin with, which means that from 5% to 12% of the wealth will be invested in each stock.

(ix) Diversification:

Last but not the least; a proper portfolio must be diversified across sectors. A bit of Finance, a bit of consumption, some autos, a pinch of chemical etc will make a balanced portfolio.

Saral Gyan Portfolio of 13 for 2013 has been emailed to all our Hidden Gems, Value Picks and Wealth-Builder members. Portfolio stocks holding period is minimum of one year, same will be evaluated by our analysts at end of 2013.

Our Services: Hidden Gems | Value Picks | 15% @ 90 DAYS | WEALTH-BUILDER

Posted by Saral Gyan at 11:50:00 PM
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Friday, November 9, 2012

10 Best Diwali Muhurat Picks of 2012 from Saral Gyan

We wish all our readers a very happy and safe Diwali. May Goddess Lakshmi shower her blessings for prosperity, health and progress in life of each one of us.

This year we have selected 10 scrips as “Muhurat Picks” that we believe should do well on the bourses in the next one year.

Our stock selection is done with lot of research and data analysis. We first identified the sectors that are likely to do well in the next 12 months. Having that done, we further refined our search to select companies from those sector. We have created a portfolio worth Rs. 1 Lakh comprising 10 scrips so that it can help investors to create a model portfolio with lump sum investment upto 1 Lakh with time horizon of one year.

We have given the different allocation to each of the scrips keeping in mind the risk versus returns ratio. We have also fine tuned the portfolio with large-cap, mid-cap and small cap scrips so that the investors can invest in a complete mix of stocks to balance their portfolio.

We have included best of Hidden Gems and Value Picks recommended by our equity analysts team during last one year in our model portfolio.

The "muhurat" trading session will be conducted for 75 minutes (04:45 PM - 06:00 PM) on the Diwali day, November 13, on leading bourses NSE and BSE. The special trading session would be conducted to pay obeisance to Lakshmi, the Hindu goddess of wealth and prosperity. It would also mark the New Year for traders as per the Hindu calendar, or Samwat 2069.
Note: Saral Gyan Rs. 1 Lakh Diwali "Muhurat" Portfolio can't be published in our website subject to interest of our paid subscribers.

Saral Gyan Rs 1 Lakh "Muhurat" Portfolio - 2012 is emailed to all our paid subscribers on 11th Nov'12. The performance of the same will be reviewed by next year.  we will also update all our members on our Rs. 1 Lakh "Muhurat" portfolio recommended last year by our equity analysts.

Subscribe Now! Simply confirm your payment towards annual subscription services and we will activate your subscription within 2 hours and ensure that you receive Saral Gyan Rs. 1 Lakh Diwali Muhurat Portfolio of 10 stocks before "Muhurat" trading session.
Avail attractive discounts under Special Dussehra Diwali offer (now closes on 15th Nov'12), click here for details. For payment options & facilities, click here.

We are glad to share that Rs. 1 Lakh "Muhurat" Portfolio - 2011 outperformed major indices Sensex and Nifty during last one year. Saral Gyan Rs. 1 Lakh "Muhurat" Portfolio - 2011 has given absolute returns of 16.6% compared to Sensex returns of 9%.

Below is the performance update of Rs. 1 Lakh "Muhurat" Portfolio - 2011.









Thanks to all our readers for their association with Saral Gyan, looking forward to a long lasting relationship.

If you are a new member, you can subscribe to our subscription services under Special Diwali Offer to receive Saral Gyan Rs. 1 Lakh Muhurat Portfolio. Offer is extended and now closes of 15 Nov'12. Click here to know more about Special Diwali offer of the year.

We are glad to share that 5 Hidden Gems (Unexplored Multibagger Small Cap Stocks) out of 12 released in 2011 by our equity analysts have given more than 100% returns. 2 Hidden Gems released during this year also have doubled the investment of our members. Hidden Gems is one of the most admired subscription service of Saral Gyan and enjoys no. 1 ranking in Google. No advertisements, its just word of mouth publicity of our readers which makes Hidden Gems a right choice for investments in small cap stocks.

Read More - 5 Saral Gyan Hidden Gems of 2011 which doubled Investment within 8-15 months. 

We take this as an opportunity to share our Wealth-Builder portfolio (1st Jan 2012) performance during this year. We are glad to share that Wealth-Builder outperforms Sensex by whopping 17.4% in 2012 giving returns of 39.3% compared to Sensex returns of 21.9%.

Below table indicates Wealth-Builder portfolio (1st Jan 2012) performance update.



Read more about Wealth-Builder service - Click here.

You can any time contact us in case of any queries.

Wish you happy and safe investing!

Team - Saral Gyan.

Our Services: Hidden Gems | Value Picks | 15% @ 90 DAYS | WEALTH-BUILDER

Posted by Saral Gyan at 12:30:00 AM
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