Grab Discount upto 30% and Valuable Freebies under Saral Gyan Holi Dhamaka offer 2019. Hurry! Offer closes on 31st March 2019. Click here for details.

SARAL GYAN HOLI DHAMAKA OFFER 2019

PAST PERFORMANCE >>> HIDDEN GEMS, VALUE PICKS & WEALTH-BUILDER >>>  VIEW / DOWNLOAD

SERVICES:        HIDDEN GEMS    |    VALUE PICKS    |    15% @ 90 DAYS    |    WEALTH-BUILDER

SUBSCRIPTION:        FREE SUBSCRIPTION      |      PAID SUBSCRIPTION     |      PAYMENT OPTIONS

Friday, March 22, 2019

How to Pick Winning Stocks for Investment?

Dear Reader,

It is very important to evaluate company using vital parameters before finalizing it as an investment candidate. Many investors who are new to stock markets simply look at share price, its 52 week high & low and put their hard earned money in equities to work. And as we all know, most of the times this approach never works.

We always suggest our readers to a proper & thorough research before taking any exposure in riskier asset like equities. Below are the 9 important parameters which are broadly used as tools for doing fundamental analysis of a company. Using these key parameters, Investors can pick winning multibagger stocks for their portfolio to get rewarded in long term.

1. Company’s History & Promoter's Credentials

This is one of the most important factor when one is looking to buy stock in an unknown company. It is best to look up the accounts for a couple of prior years and also read up the directors’ report. One should also do a Google search on the company and its promoters to see if they have ever been involved in shady or dubious deals.

2. Cash Flow

Cash flow is the amount of money coming in or going out of the business in a given period of time, say, one financial year. It helps to determine how much liquidity the company has. If a company is “cash flow positive”, it means that it is generating more cash from the business than it is paying out. This is a positive sign because it means the company has bargaining power. It is selling to its customers and receiving payment early while it is buying from the suppliers and paying them late.

If a company is “cash flow negative”, it is a dangerous sign because it means that the company has no liquidity and is desperately dependent on its suppliers and creditors. They can hold the company to ransom by choking its credit limits.

3. EBITDA 

EBITDA stands for “Earnings before interest, taxes, depreciation and amortization”. EBITDA tells the investor, the profit that the company is making from its operations. If the EBITDA is negative, then it is a very negative sign because it means that the company is losing money in its core profitability.

The EBITDA margin is computed as a percentage of sales and EBITDA. For instance, in a company had sales of Rs. 100 and an EBITDA of Rs. 12, its EBITDA margin would be 12%. The higher the margin, the better it is.

Example: Hawkins Cookers’ EBITDA in the year ended 31.3.2018 was Rs. 80.62 crores. Its sales were Rs. 552.56 crores and so the EBITDA to Sales margin was 14.59%.

4. EPS (Earning Per Share)

EPS (Earning Per Share) = Net Profit / Number of Outstanding Shares

There are variants such as the “Diluted EPS” which means that even the shares that will be issued in the future pursuant to outstanding warrants or bonds are also considered.

Example: Hawkins Cookers’ net profit for the year ended 31.3.2018 was Rs. 48.67 crores. The number of equity shares were 52.88 lakhs and so the EPS for last financial year was Rs. 92.04.

“Cash EPS” is worked out by taking the operating cash profits (without reducing non-cash expenditure such as depreciation).

5. P/E Ratio

The Price-Earnings (PE) Ratio is a valuation ratio of the company’s current share price compared to its earnings per share (EPS). In other words, how of a multiple of the EPS is one paying to buy the stock.

This criteria helps to identify, how cheap or expensive a stock is compared to its peers. It is calculated with the formula: 

Market Value per Share / Earnings Per Share (EPS)

For example, if the stock is available at Rs. 20 each and the EPS is Rs.5, the PE ratio is 20/5 = 4.

The PE is usually calculated on the EPS of the previous 12 months (the “trailing twelve months” (TTM).

The PE ratio can be used to benchmark companies within the same Industry or sector. For example, if one is comparing two PSU banks, if one has a PE of 5 and the other has a PE of 8, the question is why one is paying a premium for the second one and whether there is a valuation aberration somewhere that an investor can take advantage of.

Example: Hawkins Cooker’s EPS in the year ended 31.3.2018 was Rs. 92.04 (as calculated above) and trailing 12 months (TTM) EPS is Rs. 101. The market price per share as on today is Rs. 3011 and so the PE ratio is 29.7.

6. Return on Equity (ROE)

ROE or Return on Equity indicates how efficiently the management is able to get a return from the shareholders’ equity. ROE is calculated with the following formula:

Net Income / Shareholders’ Equity

Example: Suppose a company earned Rs. 1,000 in profit and the total equity capital is Rs. 2000. The ROE is 1000/2000 = 50%.

Suppose another company in the same sector/ industry earned a ROE of 30%. You know which company is a more efficient utilizer of capital.

A variation of the same concept is the Return on Net Worth of RONW in which we take in not only the equity capital but also the retained earnings (reserves).

7. Debt Equity Ratio

Debt Equity Ratio is the proportion of debt to equity used to run the company’s operations. It is calculated with the following formula:

Total liabilities / equity share capital + reserves

When examining the health of your business, it's critical to take a long, hard look at company's debt-to-equity ratio. If Debt Equity ratios are increasing, meaning there's more debt in relation to equity, Company is being financed by creditors rather than by internal positive cash flow, which may be a dangerous trend.

The debt/equity ratio also depends on the industry in which the company operates. For example, capital-intensive industries such as capital goods, auto manufacturing tend to have a debt/equity ratio above 2, while IT companies / Consumer Goods companies with high brand equity have a debt/equity of under 0.5.

8. Market Capitalisation

It is the value for the entire company can be bought on the stock market. It is derived by multiplying the total number of equity shares by the market price of each share.

This helps to determine whether the stock is undervalued or not. For instance, if a stock with a consistent profit of Rs. 100 is available at a market cap of Rs. 200 is undervalued in comparison to another stock with a similar profit but with a market cap of Rs. 500.

Example: Hawkins Cooker’s has issued 52.88 lakh shares. The price per share as on today is Rs. 3011 and so the market cap of the company is Rs. 1592 crores. This means, theoretically, that if you had Rs. 1592 crores, you could buy all the shares of Hawkins Cooker.

9. Dividend Yield

‘Dividend Yield’ is a financial ratio that shows how much the company pays out in dividends each year relative to its share price. It is calculated by the following formula:

Interim + Annual Dividends in the year/Price per share x 100

If you find that company is paying consistent dividend year after year with dividend yield of above 7%, you can think to invest in such stocks instead of blocking your money in fixed deposits. Here, you can think of some appreciation in stock price along with 7% returns on yearly basis through dividend payment. 

Example: Hawkins declared a dividend of 700% (Rs. 70 per share). Because its market price as on today is Rs. 3011, the dividend yield is 70/3011×100 = 2.32%.

Do you know, Hawkins has multiplied investment by almost 85 times in last 14 years. Rs 1 lakh invested in Hawkins on 1st Jan 2005 is worth Rs. 89 lacs today, that too excluding dividends received by Investors. Hawkins share price was Rs. 33.50 on 1st Jan 2005 and today Hawkins share price is at Rs. 3011 giving astonishing returns of 8888% to investors with CAGR of nearly 40% in last 14 years. Moreover, dividend payout of Rs. 70 is more than double the stock price of Hawkins in Jan 2005.

If you really find it difficult to pick out multibagger stocks from small and mid cap space, simply subscribe to our services - Hidden Gems and Value Picks to make educated investment decisions based on facts. You will see your investments growing at a healthy rate over the period of time.

The stocks we reveal through Hidden Gems & Value Picks are companies that either under-researched or not covered by other stock brokers and research firms. We keep on updating our members on our past recommendation suggesting them whether to hold / buy or sell stocks on the basis of company's performance and future outlook.

We are pleased to inform you that you can avail great savings and valuable freebies under Saral Gyan Holi Dhamaka Offer 2019. We suggest our members to consider current situation (post severe correction in small & mid caps over last 15 months) as a buying opportunity and invest in high quality small and mid cap stocks.

Attractive discounts & valuable freebies which make our offer special for our readers are as under:

1. Discount up to 30% on combo pack subscription (valid up to 31st March'19 only)
2. Portfolio of 10 Small & Mid Cap Stocks for FY 2019-20 (To be released on 1st April'19)
3. Existing Equity Portfolio Health Check Up (under Wealth-Builder subscription)
4. Special Report - 6 Hidden Gems Stocks to Buy / Accumulate (30th Sep'18) - Read More
5. Special Report - 6 Value Picks Stocks to Buy / Accumulate (02nd Oct'18) - Read More
6. Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 599 for Free. - Read More

Below table indicates subscription services and discounted prices valid up to 31st March'19.
Saral Gyan Holi Dhamaka Offer 2019
SARAL GYAN
SUBSCRIPTION SERVICE
HOLI DHAMAKA OFFER 2019
DISCOUNTED PRICE
PAY ONLINE 
CARD / NET BANKING 
Hidden GemsRs. 10,000 9,000
Value PicksRs. 6,000 5,400
Wealth-BuilderRs. 20,000 18,000
Combo 1: HG + VP + WB + 15%Rs. 40,000 28,000
Combo 2: HG + VP + 15%Rs. 20,000 15,000
Combo 3: HG + VPRs. 16,000 13,000
Combo 4: HG + 15%Rs. 14,000 11,500
Combo 5: VP + 15%Rs. 10,000 8,500

Simply choose the subscription service / combo pack you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card or net banking facility. In case if you are not comfortable in making online payment, click here to know about our other payment options and bank details.

Do write to us in case of any queries, we will be delighted to assist you.

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan

Wednesday, March 20, 2019

Grab Huge Discounts & Freebies under Holi Dhamaka Offer

Dear Reader,

Saral Gyan team wishes you Happy Holi!

We are glad to inform you that we are celebrating this festive season by giving maximum discounts and freebies to our members under our ongoing Saral Gyan Holi Dhamaka Offer 2019, this is a limited period offer and closes on 31st March'19 at 11.59 PM.

Since 2010, Saral Gyan team has successfully published hundreds of articles providing insight to equity market and today cherish association of more than 38,000 members. Articles published on our website received lot of appreciation as it helped our readers to make educated investment decisions based on facts.

During past 8 years, we launched suitable services to help Investors to create wealth by investing in Indian stock market. Its appreciation and support of our readers that one of our most admired service - Hidden Gems ranks on top not only in performance but also on Google search engine. Try it out yourself by searching "Unexplored Multibaggers" or "Hidden Gems Multibaggers" on Google, you will find our website www.saralgyan.in featuring on top in search results. Its your appreciation and word of mouth publicity which make our website featuring on 1st position in Google.

Festival of Colours - Holi is just a day away and to cherish Holi celebrations with our readers, we decided to pass on the maximum benefits by offering great savings and valuable freebies under Saral Gyan Holi Dhamaka Offer 2019. We suggest our members to consider current situation (post severe correction in small & mid caps over last 15 months) as a buying opportunity and invest in high quality small and mid cap stocks.

Attractive discounts & valuable freebies which make our offer special for our readers are as under:

1. Discount up to 30% on combo pack subscription (valid up to 31st March'19 only)
2. Portfolio of 10 Small & Mid Cap Stocks for FY 2019-20 (To be released on 1st April'19)
3. Existing Equity Portfolio Health Check Up (under Wealth-Builder subscription)
4. Special Report - 6 Hidden Gems Stocks to Buy / Accumulate (30th Sep'18) - Read More
5. Special Report - 6 Value Picks Stocks to Buy / Accumulate (02nd Oct'18) - Read More
6. Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 599 for Free. - Read More

Below table indicates subscription services and discounted prices valid up to 31st March'19.
Saral Gyan Holi Dhamaka Offer 2019
SARAL GYAN
SUBSCRIPTION SERVICE
HOLI DHAMAKA OFFER 2019
DISCOUNTED PRICE
PAY ONLINE 
CARD / NET BANKING 
Hidden GemsRs. 10,000 9,000
Value PicksRs. 6,000 5,400
Wealth-BuilderRs. 20,000 18,000
Combo 1: HG + VP + WB + 15%Rs. 40,000 28,000
Combo 2: HG + VP + 15%Rs. 20,000 15,000
Combo 3: HG + VPRs. 16,000 13,000
Combo 4: HG + 15%Rs. 14,000 11,500
Combo 5: VP + 15%Rs. 10,000 8,500

Simply choose the subscription service / combo pack you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card or net banking facility. In case if you are not comfortable in making online payment, click here to know about our other payment options and bank details.


Time has shown that smart investors have made their fortune by investing in equities in long term. None other asset class can match giving you such extra ordinary returns. Yes, its important for you to invest in right set of companies at right price.

Its our mission to ensure that you reap the best returns on your investment, our objective is not only to grow your investments at a healthy rate but also to protect your capital during market downturns. Remember, "If you want your Money to Grow, Equities is the only Way to Go" in long term. If you think to invest in stocks for period of 3 months or 6 months, we suggest you to stay out of stock market because you are not investing, you are betting on volatility of stock market which could be risky.

We also take this as an opportunity to share the returns on investment given by one of our most admired service Hidden Gems during last 8 years.

Hidden Gems (Unexplored Multibagger Small Cap Stocks) continue to shine giving average returns of whopping 148.3% to our Hidden Gems subscribers compared to 58.4% returns of small cap index during last 8 years.

We are glad to inform you that 41 Hidden Gems out of 76 (released till Dec'17) have given more than 100% returns to our members during last 8 years. Moreover, 33 stocks out of these 41 have given returns in the range of 150% to 1500% during the same period.

As we made most of these reports public, you can access read / download our research reports by clicking on the Read / Download link:

1. SAB TV NETWORK >>> Rec. Date: 05 Sep'10 >>> ROI: 890% >>> Read / Download

2. DE NORA >>> Rec. Date: 07 Nov'10 >>> ROI: 274% >>> Read / Download


3. CAMLIN FINE >>> Rec. Date: 27 Mar'11 >>> ROI: 762% >>> Read / Download


4. WIM PLAST >>> Rec. Date: 30 Aug'11 >>> ROI: 522% >>> Read / Download

5. KOVAI MEDICAL >>> Rec. Date: 27 Oct'11 >>> ROI: 643% >>> Read / Download


6. CERA SANITARY >>> Rec. Date: 24 Dec'11 >>> ROI: 1618% >>> Read / Download

7. SUPERHOUSE >>> Rec. Date: 29 Feb'12 >>> ROI: 145% >>> Read / Download

8. MAYUR UNIQ. >>> Rec. Date: 31 Mar'12 >>> ROI: 531% >>> Read / Download

9. PREMIER EXPLO. >>> Rec. Date: 22 Jul'12 >>> ROI: 251% >>> Read / Download

10. ROTO PUMPS >>> Rec. Date: 05 Aug'12 >>> ROI: 434% >>> Read / Download

11. TIDE WATER OIL >>> Rec. Date: 30 Oct'12 >>> ROI: 190% >>> Read / Download

12. ACRYSIL >>> Rec. Date: 25 Nov'12 >>> ROI: 455% >>> Read / Download

13. BAMBINO AGRO >>> Rec. Date: 25 Dec'12 >>> ROI: 271% >>> Read / Download

14. TCPL PACKAGING >>> Rec. Date: 31 Jan'13 >>> ROI: 453% >>> Read / Download


15. ATUL AUTO >>> Rec. Date: 28 Feb'14 >>> ROI: 139% >>> Read / Download


16. RANE BRAKE >>> Rec. Date: 31 May'14 >>> ROI: 206% >>> Read / Download

17. DYNEMIC PROD. >>> Rec. Date: 29 Jul'14 >>> ROI: 169% >>> Read / Download

18. ASIAN GRANITO >>> Rec. Date: 29 Sep'14 >>> ROI: 137% >>> Read / Download

19. CONTROL PRINT >>> Rec. Date: 30 Nov'14 >>> ROI: 65% >>> Read / Download

20. PLASTIBLENDS >>> Rec. Date: 31 Jan'15 >>> ROI: 64% >>> Read / Download

21. MOLD-TEK PACK >>> Rec. Date: 22 Mar'15 >>> ROI: 156% >>> Read / Download

22. VISAKA IND >>> Rec. Date: 05 Jul'15 >>> ROI: 208% >>> Read / Download

23. CHEMFAB ALKAL. >>> Rec. Date: 06 Sep'15 >>> ROI: 119% >>> Read / Download

24. ULTRAMARINE >>> Rec. Date: 11 Oct'15 >>> ROI: 212% >>> Read / Download

25. STYLAM IND. >>> Rec. Date: 08 May'16 >>> ROI: 244% >>> Read / Download

We are confident that we will continue to hunt best Hidden Gems from universe of small caps by doing authentic, in-depth and unbiased research work and support our members to make educated investment decision.

Through Hidden Gems and Value Picks, we're providing you opportunities to invest in such small / mid caps stocks today. Infosys, Hero Motocorp, Bajaj Finance, Glenmark were the small cap stocks in past and today are the well known companies falling under mid and large cap space.

The stocks we reveal through Hidden Gems & Value Picks are companies that are either under-researched or not covered by other stock brokers and research firms. We keep on updating our subscribers on our past recommendations suggesting them whether to hold / buy or sell stocks on the basis of company's performance and future outlook.

Moreover, under our Wealth-Builder service, we encourage our members to replicate our Wealth-Builder portfolio by investing in selective high quality small and mid cap companies. These companies are reporting 20-30%+ annualized growth and got their due share of re-rating and delivered exceptional returns to our members so far. Since 1st Jan 2013, Nifty has given returns of 93.6%, Sensex returns is 96% where as Wealth-Builder portfolio has given returns of 256.2% returns to our members. In case you have not yet started building a portfolio of high quality and fundamentally strong growth stocks for long term wealth creation, please find below the Wealth-Builder portfolio allocation & performance update for your reference.
We believe, investing in Wealth-Builder portfolio with regular portfolio review from our end can help you achieve market beating, very good returns over a longer team and help you take care of yourself and your family needs, which ultimately lead to a healthy and wealthy life after retirement.

Now you can add power to your equity portfolio by investing in best of small & mid cap stocks - Hidden Gems & Value Picks. Enjoy great savings and receive valuable freebies during Saral Gyan Holi Dhamaka Offer 2019 by availing subscription of our Hidden GemsValue Picks & Wealth-Builder services.

Hurry! Offer is for limited period and closes on 31st March'19 at 11.59 pm. Click here for details.

Do contact us in case of any queries, we will be delighted to assist you.

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan.

Saturday, March 9, 2019

6 High Quality Small & Mid Cap Stocks to Buy Now!

Dear Reader,

Post recent turmoil, market is giving one of the rare opportunity to get quality stocks at bargain prices. Remember, such opportunities do not last for long! Since beginning of 2018, we have seen severe correction in broader indices. As on date, BSE Small Cap & BSE Mid Cap Index is down by 28% & 17% respectively from their all time high made in January last yearSteep fall in broader indices have hurt sentiments and created panic for many of retail investors who got into market during last couple of years. Its important to know, whether you would be able to hold on your equity investments, think to exit if stock market tanks further or accumulate good companies available at reasonable to attractive valuations after a long time. 

Its always wise to be greedy when others are fearful. Fall in stock prices of small and mid cap companies by 40% to 60% from their peaks use to happen during panic times, if a particular company delivers 3x to 5x or even 10x type of returns on your investments in period of 3 to 7 years, it can easily fall by 40% to 60% or even more from its 52 week high during tough times which arises due to profit / loss booking, series of negative events / news flows and severe sell off due to panic across markets. Below are some of the major reasons of severe fall in stocks prices of small & mid cap stocks since beginning of 2018:

i) Rejig in Portfolio by Mutual Funds to meet guidelines defined by SEBI
ii) Introduction of Additional Surveillance Measures by SEBI to curb volatility
iii) Auditors exit from various companies on fear of stringent action from authorities
iv) Unfavourable macros with increasing crude oil prices and depreciating rupee
v) Trade war fears between US and China, rising interest rates, continuous selling by FIIs
vi) Panic in market due to liquidity concerns, IL&FS default on debt repayments
vii) Political uncertainty with setback of BJP in assembly elections in 3 key states
viii) Concerns in market due to severe sell off in large caps stocks like Zee, Tata Motors
ix) Panic arising due to stock prices of ADAG companies falling line nine pins
x) Nervousness on Dalal street with rise in geopolitical tensions post Pulwama attack

Small Cap Index has not delivered negative returns for 2 consecutive years in past 16 years

We believe this is a blessing in disguise because for the first time in many years, several small companies having robust business fundamentals are available at attractive valuations. Do you know in last 16 years, small cap index have not given negative returns for 2 consecutive years. In 2018, BSE Small Cap Index has given negative returns of -23.4% and since beginning of this year, index is down by another -1.6%. Below is the table which indicates Small Cap Index returns YoY since 1st April 2003 (the data is available from April 2003 onwards only in BSE).
Whenever, Small Cap Index delivered significantly high negative returns in a particular year during last 16 years, it has delivered double digit positive returns the very next year. While Nifty and Sensex which are hovering near their life time high and are down by roughly 5% from their peak, Small & Mid Cap Index have underperformed by wide margin and is down by 28% and 17respectively from their peak made in Jan 2018. The divergence between Sensex / Nifty and Small & Mid Cap Index will not last for long going forward considering valuations gap emerging between large caps in comparison to mid & small cap stocks.

Its important to understand that long term gains come in equities with such short term pain. We have seen such a severe correction in small and mid cap stocks after 2011. With fall in stock prices during this year,  valuations of many small and mid caps become attractive to reasonable. In fact, many good companies are available at valuations which look very attractive considering the earning growth these companies are expected to deliver over next 2 years. This is not the time to sell in panic, but to accumulate good companies available at discounted valuations. Moreover, once the market bottoms out and form a base, we can see renewed buying interest in small & mid caps. Bad sentiments will not last for ever, its time for long term investors (2-5 years) to start accumulating good quality stocks which after a long time are becoming available at attractive valuations.

“The first rule of investment is ‘buy low and sell high’, but many people fear to buy low because of the fear of the stock dropping even lower. Then you may ask: ‘When is the time to buy low?’ The answer is: When there is maximum pessimism.”
Sir John Templeton

We reviewed all our past recommendations released under Hidden Gems and Value Picks service in Oct 2018 when we saw severe fall in stock prices like that of this month and short-listed 6 Hidden Gems and 6 Value Picks stocks which offer good long term investment opportunity and have potential to give excellent returns on your investment during next 2 – 3 years. 

We released our "Special Report - 6 Hidden Gems Stocks to Buy / Accumulate" on 30th Sept 2018 and mailed it to our Hidden Gems members. Similarly, we also released our "Special Report - 6 Value Picks Stocks to Buy / Accumulate" on 02nd Oct 2018 and shared it with our Value Picks members.

While short listing 6 stocks under each service i.e. Hidden Gems and Value Picks, we evaluated each company on the basis of I-B-M-V-E-D parameters (Industry, Business, Management, Valuations, Earnings Growth & Debt Management) and rated every parameter using a rating scale – E,V,G,F,P (E=Excellent, V=Very Good, G=Good, F=Fair, P=Poor)

One of the important key to successful investing is to pick the right business at decent valuations. We finalized these 12 stocks with a long term view (2-3 years) and find them superior over other Hidden Gems and Value Picks stocks in terms of valuations, earning visibility, debt management (Loan book growth, NPAs, Capital Adequacy & Other Imp Financial Ratio’s in case of NBFC / HFC) and integrity of promoters towards their business and interest of minority shareholders.

The 6 Hidden Gems stocks which we finalized have a market capital below 600 crores and seen a price correction between 25% to 50% from their 52 week high without any major change in business fundamentals. We believe these stocks will outperform giving much better returns compared to broader indices in medium to long term. Our members can add these stocks in their portfolio with long term view (2 to 3 years). We suggest our members to start investing in these 6 Hidden Gems stocks with initial allocation of 2-3% and increase allocation gradually to 4-5% in staggered way in case stock prices of these companies falls by another 10% to 20% or more during ongoing market correction.

The 6 Value Picks stocks which we finalized have a market capital between 500 crore to 5000 crores and seen a price correction between 40% to 50% from their 52 week high without any major changes in business fundamentals. We believe these stocks will outperform giving much better returns compared to broader indices in medium to long term. Our members can add these stocks in their portfolio with long term view (2 to 3 years). We suggest our members to start investing in these 6 Value Picks stocks with initial allocation of 2-3% and increase allocation gradually to 4-5% in staggered way only in case stock prices of these companies falls by another 10% to 20% or more during ongoing market correction.

Important parameters which we looked into while finalizing stocks are as under:

1. Industry – Operating in Industry / sector which is expected to grow > 10% CAGR during next 3 years
2. Business – Leadership position in the business or one of its business segment in certain geography
3. Management – Prudent & trustworthy management keeping interest of minority share holders
4. Valuations – Reasonable / attractive valuations compared to peer group companies
5. Earnings – Consistent past performance & strong earning visibility with planned / recent expansion
6. Debt Management – Company is able to generate cash flows with low or reducing debt on books

If you wish to receive our Special Reports - 6 Hidden Gems Stocks to Buy / Accumulate, you can subscribe to our Hidden Gems service and for our Special Report - 6 Value Picks Stocks to Buy / Accumulate, you can subscribe to our Value Picks service. To get access to both the reports, you need to opt for combo plan of both the services.

If you have patience and want to add extra power in your portfolio, start investing some portion of your savings in fundamentally strong small and mid cap companies - Hidden Gems and Value Picks.

Moreover, if you have invested in stocks and believe that your investments are not performing well, subscribe to our Wealth-Builder service and get your portfolio reviewed by us. We will review fundamentals of the companies you are holding and guide you which stocks to hold and which to exit. We will also review your equity investments across sectors and companies to ensure that your portfolio allocation is right and outperforms major indices giving you better returns in medium to long term.

Start building your equity portfolio by making educated investment decisions, subscribe to our Hidden GemsValue PicksWealth-Builder annual subscription services.

We are pleased to inform you that we decided to pass on the maximum benefits to our members during such opportune time of Investing. Do continue your Investing journey in a disciplined way for long term instead of stopping just because to severe fall in stock prices. You can avail our subscription services at best discounted prices which is applicable only during offers period. Click on SUBSCRIBE! link to subscribe to our services online using debit / credit card or net banking facility.

SARAL GYAN
SUBSCRIPTION SERVICE
APPLICABLE 
DISCOUNTED PRICE
PAY ONLINE 
CARD / NET BANKING 
Hidden GemsRs. 10,000 9,000
Value PicksRs. 6,000 5,400
Wealth-BuilderRs. 20,000 18,000
15% @ 90 DaysRs. 4,000 (No Discount) 
Combo 1: HG + VP + WB + 15%Rs. 40,000 28,000
Combo 2: HG + VP + 15%Rs. 20,000 15,000
Combo 3: HG + VPRs. 16,000 13,000
Combo 4: HG + 15%Rs. 14,000 11,500
Combo 5: VP + 15%Rs. 10,000 8,500

Valuable freebies which you will receive post activation of your subscription under Hidden Gems, Value Picks or Wealth-Builder services are as under:

1. Portfolio of 10 Small and Mid Cap Stocks for 2019 (1st Jan'19) - Read More
2. Existing Portfolio Health Check Up under Wealth-Builder subscription - Read More
3. Special Report - 6 Hidden Gems Stocks to Buy / Accumulate (30th Sep'18) - Read More
4. Special Report - 6 Value Picks Stocks to Buy / Accumulate (02nd Oct'18) - Read More
5. Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 599 for Free. - Read More

Hurry! Last 2 Day... Above discounted prices are applicable till 10th March 2019 only.

In case if you are not comfortable in subscribing online, you can make the payment through cheque deposit / NEFT transfer in any of our bank and writing back to us sharing transaction details. Click here to know about our other payment option and bank details.

Below are the details of our services:

1. Hidden Gems (Unexplored Multibagger Small Cap Stocks): Based on fundamental analysis, our equity analysts release one Hidden Gem research report every month with buy recommendation and share it with all Hidden Gems members. Stock finalized as Hidden Gem belongs to small / micro caps space with market cap of less than 500 Crores, expected returns from Hidden Gems is above 100% in period of 12 - 24 months. Once target is achieved, we inform our members whether they should continue to hold the stock or need to do partial / full profit booking. If fundamentals are intact and valuations are reasonable, we suggest to continue to hold the stock for long term for multibagger returns. Annual subscription charge of Hidden Gems is INR 10,000 9,000 under which you will receive total 12 Hidden Gems research reports (one on monthly basis). Click here to read more about Hidden Gems.

2. Value Picks (Mid Caps with Plenty of Upside Potential): Our equity analysts team consider Warren Buffet approach to short list stocks from mid cap segment as Value Picks. Market cap of Value Pick will range from 1000 crores to 10,000 crores. Holding period of Value Picks is 12 - 24 months and one can expect returns of 40-60%. Annual subscription charge of Value Picks is INR 6,000 5,400 under which you will receive total 12 Value Picks research reports (one on monthly basis). Click here to read more about Value Picks.

3. 15% @ 90 Days (Buy to Sell Stocks for Short Term Gain): Based on technical analysis, our team recommends one stock every month to our members. It’s a short term call under which you can expect returns of 15% within period of 90 Days. Annual subscription charge of 15% @ 90 Days is INR 4,000 under which you will receive 12 stock recommendations. We suggest lower allocation in 15% @ 90 Days stocks and higher allocation in Hidden Gems and Value Picks which are our portfolio stocks based on fundamental analysis.​ 15% @ 90 Days stocks recommendations are based on buy to sell and gain strategy, hence we suggest our members to book complete profits once target is achieved and exit in case target is not achieved or stock has broken its 2nd support level as per report. Click here to read more about 15% @ 90 Days.

4. Wealth-Builder (An Offline Portfolio Management Service): Wealth-Builder is our model portfolio of Rs. 10 lakhs and currently we are holding 15 stocks in our portfolio. We suggest higher allocation in our Wealth-Builder stocks which includes best of our Hidden Gems and Value Picks released during last couple of years. Our team suggest all our Wealth-Builder members to invest in the stocks which are part of our Wealth-Builder portfolio. Every month our team updates our Wealth-Builder members which stocks they need to buy / sell / hold with % allocation of these stocks in their portfolio, the suggested changes need to be replicated in the same proportion. Annual subscription charge of Wealth-Builder is INR 20,000 18,000 under which you will receive total 12-18 portfolio updates. We also review existing equity portfolio of our members and advise them which stocks they should continue to hold and which to exit based of fundamental analysis under Wealth-Builder service. We also check sector wise / stock wise allocation and guide if any stock needs to be increased or decreased based on current portfolio allocation. Our Wealth-Builder service is suitable for those investors who have an existing portfolio of at least 2 to 3 lakhs or planning to invest similar amount or more in equity market. Click here to read more about Wealth-Builder.

We do update our members in terms of profit booking / exits depending upon various factors like overall Industry / Sector outlook, fundamentals of the company, management action plan and annual performance in terms of top line, bottom line, operating margins and other important parameters.

Do write to us in case of any queries, we will be delighted to assist you.

Also Read: 

1. Multibagger Small Caps: Hidden Gems - SIP Returns @ 156.8%
2. Grab Techno-Funda Stock Pick 2019 Report for Free

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan

Thursday, March 7, 2019

Grab Techno-Funda Stock Pick 2019 Report for Free

“The first rule of investment is ‘buy low and sell high’, but many people fear to buy low because of the fear of the stock dropping even lower. Then you may ask: ‘When is the time to buy low?’ The answer is: When there is maximum pessimism.” 
Sir John Templeton

Since Jan 2018, broader markets have witnessed significant correction. At current scenario, when Small & Mid Cap Index is down by 28% and 16% respectively from their peak made in January last year and significantly underperformed Sensex & Nifty, no body want to touch that space. Most of the liquidity in small & mid caps has dried up and found its way to large caps over last 10 to 12 months. At this juncture, large caps looks fairly valued or expensive in terms of valuations, however small & mid cap companies with robust businesses look attractive to reasonable and can reward long term investors in big way. In fact, some of the worst times to get into the market turned out to be the best times for long term investors and same seems to be applicable now for Small & Mid Caps.
To encourage investment in equities during current scenario when overall market sentiments are negative, we decided to share our Techno-Funda Stock Pick 2019 Report for free. This is a complimentary report for our readers. We are confident that you will find our research work useful in making informed investment decision.

We released Techno-Funda Stock Pick 2019 Report on 12th Dec 2018. The stock selected under this report is a small cap company with market capital of less than 500 crores and is available below our recommended price.

This report covers both technical as well as fundamental analysis about the company along with positive developments in the company as well as sector. The stock offers significant upside potential and could be a multibagger stock delivering 2x to 5x returns from current levels over next 1 to 3 years.

Techno-Funda Stock Pick 2019 report is a detailed report which covers company's background, Industry outlook, positive developments, financial performance of the company along with peer group comparison, key concerns & risks, technical analysis, fundamental analysis and Saral Gyan recommendation.

To receive our Techno-Funda Stock Pick 2019 report, simply fill up the form below. Once submitted, you will receive the report directly in your inbox.



If you are unable to view the form, click here to fill it online to receive our Techno-Funda stock report directly in your inbox.

Also Read: Pessimism at Peak on Dalal Street! What Next?

Wish you happy & safe Investing!

Regards,
Team - Saral Gyan.

Wednesday, March 6, 2019

15% @ 90 Days - Praj Industries - ROI of 33.5% in 40 Days

Dear Reader,

Praj Industries Ltd was recommended as 15% @ 90 Days stock at price of Rs. 121.30 on 27th Jan'19 with target price of Rs. 144 (upside potential of 18.7%). Target price was achieved within 2 week post our recommendation, however we did not advised our members to book profits considering further upside potential in the stock. We expected Praj Industries stock price to move towards 155 - 165 level in coming weeks / months, hence advised our members to continue to hold the stock. We are glad to inform you that Praj Industries stock made a high of Rs. 164.40 today and closed at Rs. 161.95 giving absolute returns of 33.5% within period of 2 months.

To view/download 15% @ 90 Days stock recommendation of Jan 2019, click here

Imp Note: We do not suggest our members to put all their savings in 1 or 2 stocks to make quick bucks, diversified portfolio is must to have while investing in equities. Our 15% @ 90 Days stock is recommended on the basis of technical analysis (chart patterns) and there is no guarantee of getting 15% returns within 90 days. However, probability of our 15% @ 90 Days stocks achieving their target price is high. To know more about our 15% @ 90 Days annual subscription service, click here.

We suggest our members to allocate only 2% of their equity portfolio in our 15% @ 90 Days stocks and do a higher allocation in our Hidden Gems and Value Picks which are the companies backed with strong fundamentals and can reward investors with handsome returns in medium to long term.

Our 15% @ 90 Days - Feb 2019 will be released today (by end of the day). Once released, we will share the 15% @ 90 Days stock report with our members over email. Notification regarding the same will be sent through SMS. If you wish to receive the report, you can subscribe to our 15% @ 90 Days service. Annual subscription charge of 15% @ 90 Days service is INR 4,000 under which you will receive total 12 reports (one per month) based on technical analysis. To subscribe to our 15% @ 90 Days service online (using debit / credit card or net banking facility), click here.

Wait! You can also subscribe to our other services i.e. Hidden GemsValue Picks and Wealth-Builder availing attractive discounts on combo packs along with valuable freebies. We are pleased to inform you that we decided to pass on the maximum benefits to our members during such opportune time of Investing. Do continue your Investing journey in a disciplined way for long term instead of stopping just because of severe fall in stock prices. In fact, the current market situation offers many good businesses with consistent track record and robust growth outlook at attractive valuations,  these small & mid size companies can reward long term investors in big way. Hence, its wise to be greedy when others are fearful!

Valuable freebies which you will receive post activation of your subscription under Hidden Gems, Value Picks or Wealth-Builder services are as under:

1. Portfolio of 10 Small and Mid Cap Stocks for 2019 (1st Jan'19) - Read More
2. Existing Portfolio Health Check Up under Wealth-Builder subscription - Read More
3. Special Report - 6 Hidden Gems Stocks to Buy / Accumulate (30th Sep'18) - Read More
4. Special Report - 6 Value Picks Stocks to Buy / Accumulate (02nd Oct'18) - Read More
5. Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 599 for Free. - Read More

You can avail our subscription services at best discounted prices which is applicable only during offers period. Click on SUBSCRIBE! link to subscribe to our services online using debit / credit card or net banking facility.

SARAL GYAN
SUBSCRIPTION SERVICE
APPLICABLE 
DISCOUNTED PRICE
PAY ONLINE 
CARD / NET BANKING 
Hidden GemsRs. 10,000 9,000
Value PicksRs. 6,000 5,400
Wealth-BuilderRs. 20,000 18,000
15% @ 90 DaysRs. 4,000 (No Discount) 
Combo 1: HG + VP + WB + 15%Rs. 40,000 28,000
Combo 2: HG + VP + 15%Rs. 20,000 15,000
Combo 3: HG + VPRs. 16,000 13,000
Combo 4: HG + 15%Rs. 14,000 11,500
Combo 5: VP + 15%Rs. 10,000 8,500

In case if you are not comfortable in subscribing online, you can make the payment through cheque deposit / NEFT transfer in any of our bank and writing back to us sharing transaction details. Click here to know about our other payment option and bank details.

Please note that above discounted prices on our services are applicable only till 10th March 2019 after which these discounts will not be applicable.

Below are the details of our services:


1. Hidden Gems (Unexplored Multibagger Small Cap Stocks): Based on fundamental analysis, our equity analysts release one Hidden Gem research report every month with buy recommendation and share it with all Hidden Gems members. Stock finalized as Hidden Gem belongs to small / micro caps space with market cap of less than 500 Crores, expected returns from Hidden Gems is above 100% in period of 12 - 24 months. Once target is achieved, we inform our members whether they should continue to hold the stock or need to do partial / full profit booking. If fundamentals are intact and valuations are reasonable, we suggest to continue to hold the stock for long term for multibagger returns. Annual subscription charge of Hidden Gems is INR 10,000 9,000 under which you will receive total 12 Hidden Gems research reports (one on monthly basis). Click here to read more about Hidden Gems.

2. Value Picks (Mid Caps with Plenty of Upside Potential): Our equity analysts team consider Warren Buffet approach to short list stocks from mid cap segment as Value Picks. Market cap of Value Pick will range from 1000 crores to 10,000 crores. Holding period of Value Picks is 12 - 24 months and one can expect returns of 40-50%. Annual subscription charge of Value Picks is INR 6,000 5,400 under which you will receive total 12 Value Picks research reports (one on monthly basis). Click here to read more about Value Picks.

3. 15% @ 90 Days (Buy to Sell Stocks for Short Term Gain): Based on technical analysis, our team recommends one stock every month to our members. It’s a short term call under which you can expect returns of 15% within period of 90 Days. Annual subscription charge of 15% @ 90 Days is INR 4,000 under which you will receive 12 stock recommendations. We suggest lower allocation in 15% @ 90 Days stocks and higher allocation in Hidden Gems and Value Picks which are our portfolio stocks based on fundamental analysis.​ 15% @ 90 Days stocks recommendations are based on buy to sell and gain strategy, hence we suggest our members to book complete profits once target is achieved and exit in case target is not achieved or stock has broken its 2nd support level as per report. Click here to read more about 15% @ 90 Days.

4. Wealth-Builder (An Offline Portfolio Management Service): Wealth-Builder is our model portfolio of Rs. 10 lakhs and currently we are holding 16 stocks in our portfolio. We suggest higher allocation in our Wealth-Builder stocks which includes best of our Hidden Gems and Value Picks released during last couple of years. Our team suggest all our Wealth-Builder members to invest in the stocks which are part of our Wealth-Builder portfolio. Every month our team updates our Wealth-Builder members which stocks they need to buy / sell / hold with % allocation of these stocks in their portfolio, the suggested changes need to be replicated in the same proportion. Annual subscription charge of Wealth-Builder is INR 20,000 18,000 under which you will receive total 12-18 portfolio updates. We also review existing equity portfolio of our members and advise them which stocks to hold and which to exit based of fundamental analysis. Moreover, we do look at sector wise / stock wise allocation in the portfolio and advise in case of any corrective measure needs to be taken by increasing or decreasing the stock specific allocation. Our Wealth-Builder service is suitable for those investors who have an existing portfolio of at least 2 to 3 lakhs or planning to invest similar amount or more in equity market. Click here to read more about Wealth-Builder.

We update our members in terms of profit booking / exits depending upon various factors like overall Industry / Sector outlook, fundamentals of the company, management action plan and annual performance in terms of top line, bottom line, operating margins and other important parameters.

Do write to us in case of any queries, we will be delighted to assist you.

Also Read: 2019 - A Year of Multibagger Opportunities in Small Caps

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan