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Wednesday, January 16, 2019

How to Pick Winning Stocks for Investment?

Dear Reader,

It is very important to evaluate company using vital parameters before finalizing it as an investment candidate. Many investors who are new to stock markets simply look at share price, its 52 week high & low and put their hard earned money in equities to work. And as we all know, most of the times this approach never works.

We always suggest our readers to a proper & thorough research before taking any exposure in riskier asset like equities. Below are the 9 important parameters which are broadly used as tools for doing fundamental analysis of a company. Using these key parameters, Investors can pick winning multibagger stocks for their portfolio to get rewarded in long term.

1. Company’s History & Promoter's Credentials

This is one of the most important factor when one is looking to buy stock in an unknown company. It is best to look up the accounts for a couple of prior years and also read up the directors’ report. One should also do a Google search on the company and its promoters to see if they have ever been involved in shady or dubious deals.

2. Cash Flow

Cash flow is the amount of money coming in or going out of the business in a given period of time, say, one financial year. It helps to determine how much liquidity the company has. If a company is “cash flow positive”, it means that it is generating more cash from the business than it is paying out. This is a positive sign because it means the company has bargaining power. It is selling to its customers and receiving payment early while it is buying from the suppliers and paying them late.

If a company is “cash flow negative”, it is a dangerous sign because it means that the company has no liquidity and is desperately dependent on its suppliers and creditors. They can hold the company to ransom by choking its credit limits.

3. EBITDA 

EBITDA stands for “Earnings before interest, taxes, depreciation and amortization”. EBITDA tells the investor, the profit that the company is making from its operations. If the EBITDA is negative, then it is a very negative sign because it means that the company is losing money in its core profitability.

The EBITDA margin is computed as a percentage of sales and EBITDA. For instance, in a company had sales of Rs. 100 and an EBITDA of Rs. 12, its EBITDA margin would be 12%. The higher the margin, the better it is.

Example: Hawkins Cookers’ EBITDA in the year ended 31.3.2018 was Rs. 80.62 crores. Its sales were Rs. 552.56 crores and so the EBITDA to Sales margin was 14.59%.

4. EPS (Earning Per Share)

EPS (Earning Per Share) = Net Profit / Number of Outstanding Shares

There are variants such as the “Diluted EPS” which means that even the shares that will be issued in the future pursuant to outstanding warrants or bonds are also considered.

Example: Hawkins Cookers’ net profit for the year ended 31.3.2018 was Rs. 48.67 crores. The number of equity shares were 52.88 lakhs and so the EPS for last financial year was Rs. 92.04.

“Cash EPS” is worked out by taking the operating cash profits (without reducing non-cash expenditure such as depreciation).

5. P/E Ratio

The Price-Earnings (PE) Ratio is a valuation ratio of the company’s current share price compared to its earnings per share (EPS). In other words, how of a multiple of the EPS is one paying to buy the stock.

This criteria helps to identify, how cheap or expensive a stock is compared to its peers. It is calculated with the formula: 

Market Value per Share / Earnings Per Share (EPS)

For example, if the stock is available at Rs. 20 each and the EPS is Rs.5, the PE ratio is 20/5 = 4.

The PE is usually calculated on the EPS of the previous 12 months (the “trailing twelve months” (TTM).

The PE ratio can be used to benchmark companies within the same Industry or sector. For example, if one is comparing two PSU banks, if one has a PE of 5 and the other has a PE of 8, the question is why one is paying a premium for the second one and whether there is a valuation aberration somewhere that an investor can take advantage of.

Example: Hawkins Cooker’s EPS in the year ended 31.3.2018 was Rs. 92.04 (as calculated above) and trailing 12 months (TTM) EPS is Rs. 101. The market price per share as on today is Rs. 2874 and so the PE ratio is 28.5.

6. Return on Equity (ROE)

ROE or Return on Equity indicates how efficiently the management is able to get a return from the shareholders’ equity. ROE is calculated with the following formula:

Net Income / Shareholders’ Equity

Example: Suppose a company earned Rs. 1,000 in profit and the total equity capital is Rs. 2000. The ROE is 1000/2000 = 50%.

Suppose another company in the same sector/ industry earned a ROE of 30%. You know which company is a more efficient utilizer of capital.

A variation of the same concept is the Return on Net Worth of RONW in which we take in not only the equity capital but also the retained earnings (reserves).

7. Debt Equity Ratio

Debt Equity Ratio is the proportion of debt to equity used to run the company’s operations. It is calculated with the following formula:

Total liabilities / equity share capital + reserves

When examining the health of your business, it's critical to take a long, hard look at company's debt-to-equity ratio. If Debt Equity ratios are increasing, meaning there's more debt in relation to equity, Company is being financed by creditors rather than by internal positive cash flow, which may be a dangerous trend.

The debt/equity ratio also depends on the industry in which the company operates. For example, capital-intensive industries such as capital goods, auto manufacturing tend to have a debt/equity ratio above 2, while IT companies / Consumer Goods companies with high brand equity have a debt/equity of under 0.5.

8. Market Capitalisation

It is the value for the entire company can be bought on the stock market. It is derived by multiplying the total number of equity shares by the market price of each share.

This helps to determine whether the stock is undervalued or not. For instance, if a stock with a consistent profit of Rs. 100 is available at a market cap of Rs. 200 is undervalued in comparison to another stock with a similar profit but with a market cap of Rs. 500.

Example: Hawkins Cooker’s has issued 52.88 lakh shares. The price per share as on today is Rs. 2874 and so the market cap of the company is Rs. 1520 crores. This means, theoretically, that if you had Rs. 1520 crores, you could buy all the shares of Hawkins Cooker.

9. Dividend Yield

‘Dividend Yield’ is a financial ratio that shows how much the company pays out in dividends each year relative to its share price. It is calculated by the following formula:

Interim + Annual Dividends in the year/Price per share x 100

If you find that company is paying consistent dividend year after year with dividend yield of above 7%, you can think to invest in such stocks instead of blocking your money in fixed deposits. Here, you can think of some appreciation in stock price along with 7% returns on yearly basis through dividend payment. 

Example: Hawkins declared a dividend of 700% (Rs. 70 per share). Because its market price as on today is Rs. 2874, the dividend yield is 70/2874×100 = 2.44%.

Do you know, Hawkins has multiplied investment by almost 85 times in last 14 years. Rs 1 lakh invested in Hawkins on 1st Jan 2005 is worth Rs. 85 lacs today, that too excluding dividends received by Investors. Hawkins share price was Rs. 33.50 on 1st Jan 2005 and today Hawkins share price is at Rs. 2874 giving astonishing returns of 8479% to investors with CAGR of 37.4% in last 14 years. Moreover, dividend payout of Rs. 70 is more than double the stock price of Hawkins in Jan 2005.

If you really find it difficult to pick out multibagger stocks from small and mid cap space, simply subscribe to our services - Hidden Gems and Value Picks to make educated investment decisions based on facts. You will see your investments growing at a healthy rate over the period of time.

The stocks we reveal through Hidden Gems & Value Picks are companies that either under-researched or not covered by other stock brokers and research firms. We keep on updating our members on our past recommendation suggesting them whether to hold / buy or sell stocks on the basis of company's performance and future outlook.

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan

Tuesday, January 15, 2019

Missed on 5th? Last Opportunity to Grab it on 15th Jan 2019

Dear Reader,

Saral Gyan team wishes you Happy Makar Sankranti!

As you are aware, we recently closed our Christmas - New Year 2019 offer on 05th Jan'19. Post closure of offer, as usual, we received plenty of emails from our readers (who missed to avail our subscription services at discounted prices) requesting to pass on the same discounts & freebies once again. As we can't do so once offer is closed, our readers were bit disappointed.

However, we decided to pass on the same benefits applicable under Christmas - New Year 2019 Offer (closed on 05th Jan'19) on 15th Jan'19 on occasion of Makar Sankranti. So, if you missed our offer earlier, you can opt it today! Attractive discounts & valuable freebies which can be availed today are as under:

1. Discount up to 30% on combo pack subscription 
2. Portfolio of 10 Small and Mid Cap Stocks for 2019 (1st Jan'19) - Read More
3. Existing Portfolio Health Check Up under Wealth-Builder subscription - Read More
4. Special Report - 6 Hidden Gems Stocks to Buy / Accumulate (30th Sep'18) - Read More
5. Special Report - 6 Value Picks Stocks to Buy / Accumulate (02nd Oct'18) - Read More
6. Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 599 for Free. - Read More
7. Hidden Gems Flash Back Report - 2018 - To be released in Jan'19
8. Value Picks Flash Back Report - 2018 - To be released in Jan'19

Below table indicates subscription services and discounted prices valid on 15th Jan'19.

Saral Gyan Merry Christmas - Happy New Year 2019 Offer
SARAL GYAN
SUBSCRIPTION SERVICE
CHRISTMAS NEW YEAR OFFER
DISCOUNTED PRICE
PAY ONLINE 
CARD / NET BANKING 
Hidden GemsRs. 10,000 9,000
Value PicksRs. 6,000 5,400
Wealth-BuilderRs. 20,000 18,000
15% @ 90 DaysRs. 4,000 
Combo 1: HG + VP + WB + 15%Rs. 40,000 28,000
Combo 2: HG + VP + 15%Rs. 20,000 15,000
Combo 3: HG + VPRs. 16,000 13,000
Combo 4: HG + 15%Rs. 14,000 11,500
Combo 5: VP + 15%Rs. 10,000 8,500

Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card or net banking facility. In case if you are not comfortable in making online payment, click here to know about our other payment options and bank details.

Since 2010, Saral Gyan team has successfully published hundreds of articles providing insight to equity market and today cherish association of around 38,000 readers. Articles published on our website received lot of appreciation as it helped our readers to make educated and smart investment decisions based on facts.

During past 8 years, we launched suitable services to help Investors to create wealth by investing in Indian stock market. Its appreciation and support of our readers that one of our most admired service - Hidden Gems ranks on top not only in performance but also on Google search engine. Try it out yourself by searching "Unexplored Multibaggers" or "Multibagger Hidden Gems" on Google, you will find our website www.saralgyan.in featuring on top in search results. Its your appreciation and word of mouth publicity which make our website featuring on 1st position in Google.

Below are the details of our services:

1. Hidden Gems (Unexplored Multibagger Small Cap Stocks): Based on fundamental analysis, our equity analysts release one Hidden Gem research report every month with buy recommendation and share it with all Hidden Gems members. Stock finalized as Hidden Gem belongs to small / micro caps space with market cap of less than 500 Crores, expected returns from Hidden Gems is above 100% in period of 12 - 24 months. Once target is achieved, we inform our members whether they should continue to hold the stock or need to do partial / full profit booking. If fundamentals are intact and valuations are reasonable, we suggest to continue to hold the stock for long term for multibagger returns. Annual subscription charge of Hidden Gems is INR 10,000 9,000 under which you will receive total 12 Hidden Gems research reports (one on monthly basis). Click here to read more about Hidden Gems.

2. Value Picks (Mid Caps with Plenty of Upside Potential): Our equity analysts team consider Warren Buffet approach to short list stocks from mid cap segment as Value Picks. Market cap of Value Pick will range from 1000 crores to 10,000 crores. Holding period of Value Picks is 12 - 24 months and one can expect returns of 40-50%. Annual subscription charge of Value Picks is INR 6,000 5,400 under which you will receive total 12 Value Picks research reports (one on monthly basis). Click here to read more about Value Picks.

3. 15% @ 90 Days (Buy to Sell Stocks for Short Term Gain): Based on technical analysis, our team recommends one stock every month to our members. It’s a short term call under which you can expect returns of 15% within period of 90 Days. Annual subscription charge of 15% @ 90 Days is INR 4,000 under which you will receive 12 stock recommendations. We suggest lower allocation in 15% @ 90 Days stocks and higher allocation in Hidden Gems and Value Picks which are our portfolio stocks based on fundamental analysis.​ 15% @ 90 Days stocks recommendations are based on buy to sell and gain strategy, hence we suggest our members to book complete profits once target is achieved and exit in case target is not achieved or stock has broken its 2nd support level as per report. Click here to read more about 15% @ 90 Days.

4. Wealth-Builder (An Offline Portfolio Management Service): Wealth-Builder is our model portfolio of Rs. 10 lakhs and currently we are holding 16 stocks in our portfolio. We suggest higher allocation in our Wealth-Builder stocks which includes best of our Hidden Gems and Value Picks released during last couple of years. Our team suggest all our Wealth-Builder members to invest in the stocks which are part of our Wealth-Builder portfolio. Every month our team updates our Wealth-Builder members which stocks they need to buy / sell / hold with % allocation of these stocks in their portfolio, the suggested changes need to be replicated in the same proportion. Annual subscription charge of Wealth-Builder is INR 20,000 18,000 under which you will receive total 12-18 portfolio updates. We also review existing equity portfolio of our members and advise them which stocks to hold and which to exit based of fundamental analysis. Moreover, we do look at sector wise / stock wise allocation in the portfolio and advise in case of any corrective measure needs to be taken by increasing or decreasing the stock specific allocation. Our Wealth-Builder service is suitable for those investors who have an existing portfolio of at least 2 to 3 lakhs or planning to invest similar amount or more in equity market. Click here to read more about Wealth-Builder.

We update our members in terms of profit booking / exits depending upon various factors like overall Industry / Sector outlook, fundamentals of the company, management action plan and annual performance in terms of top line, bottom line, operating margins and other important parameters.

Think Long Term & Be Greedy when Others are Fearful!

Smart investors do not listen to the herd and take a rational approach with their wise & intelligent thinking. As rightly quoted by Warren Buffett - Be Fearful when Others are Greedy and Greedy when Others are Fearful. At the current scenario, when Small & Mid Cap Index is already down by 28% and 16% respectively from their peak made in January 2018 and significantly underperformed Sensex and Nifty, no body want to touch that space. Most of the liquidity in small & mid caps has dried up and found its way to large caps over last 10 to 12 months. At this juncture, large caps looks fairly valued or expensive in terms of valuations, however selective small & mid cap companies with robust businesses look attractive to reasonable and can reward long term investors in big way.

We firmly believe that this is one of the best wealth creating opportunity for long term investors. The ongoing slaughter in small & mid caps must be considered to pick right businesses at attractive valuations. We must have courage and conviction to pick the right set of companies when there are no takers during current downturn instead of chasing stock prices during upturn. If you are a long term investor, its wise to be greedy when others are fearful.

We always advice our readers to take a systematic approach and avoid timing the market while investing in equities with a long term horizon. However, such severe corrections do not come very often and hence must be considered as buying opportunity to aggressively add on good quality stocks at discounted prices keeping a long term view.

Time has shown that smart investors have made their fortune by investing in equities in long term. None other asset class can match giving you such extra ordinary returns. Yes, its important for you to invest in right set of companies at right price.

Start investing in Hidden Gems & Value Picks of stock market to get rewarded by creating a Wealth-Builder portfolio in long run. Remember, "If you want your Money to Grow, Equities is the only Way to Go" in long term. If you think to invest in stocks for period of 3 months or 6 months, we suggest you to stay out of stock market because you are not investing, you are betting on volatility of stock market which could be risky.

Its our mission to ensure that you reap the best returns on your investment, our objective is not only to grow your investments at a healthy rate but also to protect your capital during market downturns. We also take this as an opportunity to share the returns on investment given by one of our most admired service Hidden Gems during last 8 years.

Hidden Gems (Unexplored Multibagger Small Cap Stocks) continue to shine giving average returns of whopping 156.8% to our Hidden Gems subscribers compared to 57.7% returns of small cap index during last 8 years.

We are glad to inform you that 41 Hidden Gems out of 76 (released till Dec'17) have given more than 100% returns to our members during last 8 years. Moreover, 33 stocks out of these 41 have given returns in the range of 150% to 1500% during the same period.

As we made most of these reports public, you can access read / download our research reports by clicking on the Read / Download link:

1. SAB TV NETWORK >>> Rec. Date: 05 Sep'10 >>> ROI: 892% >>> Read / Download

2. DE NORA >>> Rec. Date: 07 Nov'10 >>> ROI: 210% >>> Read / Download


3. CAMLIN FINE >>> Rec. Date: 27 Mar'11 >>> ROI: 722% >>> Read / Download


4. WIM PLAST >>> Rec. Date: 30 Aug'11 >>> ROI: 629% >>> Read / Download

5. KOVAI MEDICAL >>> Rec. Date: 27 Oct'11 >>> ROI: 548% >>> Read / Download


6. CERA SANITARY >>> Rec. Date: 24 Dec'11 >>> ROI: 1444% >>> Read / Download

7. SUPERHOUSE >>> Rec. Date: 29 Feb'12 >>> ROI: 158% >>> Read / Download

8. MAYUR UNIQ. >>> Rec. Date: 31 Mar'12 >>> ROI: 616% >>> Read / Download

9. PREMIER EXPLO. >>> Rec. Date: 22 Jul'12 >>> ROI: 236% >>> Read / Download

10. ROTO PUMPS >>> Rec. Date: 05 Aug'12 >>> ROI: 418% >>> Read / Download

11. TIDE WATER OIL >>> Rec. Date: 30 Oct'12 >>> ROI: 169% >>> Read / Download

12. ACRYSIL >>> Rec. Date: 25 Nov'12 >>> ROI: 441% >>> Read / Download

13. BAMBINO AGRO >>> Rec. Date: 25 Dec'12 >>> ROI: 249% >>> Read / Download

14. TCPL PACKAGING >>> Rec. Date: 31 Jan'13 >>> ROI: 482% >>> Read / Download


15. ATUL AUTO >>> Rec. Date: 28 Feb'14 >>> ROI: 127% >>> Read / Download


16. RANE BRAKE >>> Rec. Date: 31 May'14 >>> ROI: 163% >>> Read / Download

17. DYNEMIC PROD. >>> Rec. Date: 29 Jul'14 >>> ROI: 193% >>> Read / Download

18. ASIAN GRANITO >>> Rec. Date: 29 Sep'14 >>> ROI: 97% >>> Read / Download

19. CONTROL PRINT >>> Rec. Date: 30 Nov'14 >>> ROI: 88% >>> Read / Download

20. PLASTIBLENDS >>> Rec. Date: 31 Jan'15 >>> ROI: 59% >>> Read / Download

21. MOLD-TEK PACK >>> Rec. Date: 22 Mar'15 >>> ROI: 137% >>> Read / Download

22. VISAKA IND >>> Rec. Date: 05 Jul'15 >>> ROI: 205% >>> Read / Download

23. CHEMFAB ALKAL. >>> Rec. Date: 06 Sep'15 >>> ROI: 125% >>> Read / Download

24. ULTRAMARINE >>> Rec. Date: 11 Oct'15 >>> ROI: 205% >>> Read / Download

25. STYLAM IND. >>> Rec. Date: 08 May'16 >>> ROI: 166% >>> Read / Download

We are confident that we will continue to hunt best Hidden Gems from universe of small caps by doing authentic, in-depth and unbiased research work and support our members to make educated investment decision.

Through Hidden Gems and Value Picks, we're providing you opportunities to invest in such small / mid caps stocks today. Infosys, Pantaloon, Bajaj Finance, Glenmark were the small cap stocks in past and today are the well known companies falling under mid and large cap space.

The stocks we reveal through Hidden Gems & Value Picks are companies that are either under-researched or not covered by other stock brokers and research firms. We keep on updating our subscribers on our past recommendations suggesting them whether to hold / buy or sell stocks on the basis of company's performance and future outlook.

Moreover, under our Wealth-Builder service, we encourage our members to replicate our Wealth-Builder portfolio by investing in selective high quality small and mid cap companies. These companies are reporting 20-30%+ annualized growth and got their due share of re-rating and delivered exceptional returns to our members so far. Since 1st Jan 2013, Nifty has given returns of 82.5%, Sensex returns is 84.2% where as Wealth-Builder portfolio has given returns of 258.4% returns to our members. In case you have not yet started building a portfolio of high quality and fundamentally strong growth stocks for long term wealth creation, please find below the Wealth-Builder portfolio allocation & performance update for your reference.
We believe, investing in Wealth-Builder portfolio with regular portfolio review from our end can help you achieve market beating, very good returns over a longer team and help you take care of yourself and your family needs, which ultimately lead to a healthy and wealthy life after retirement.

Now you can add power to your equity portfolio by investing in best of small & mid cap stocks - Hidden Gems & Value Picks. Enjoy great savings and receive valuable freebies by availing subscription of our Hidden GemsValue Picks & Wealth-Builder services.

Hurry! Offer is valid only for today, 15th Jan'19 on occasion of Makar Sankranti, this is last opportunity to avail our annual subscription services at best discounted price. 

Do contact us in case of any queries, we will be delighted to assist you.

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan.

Dhampur Sugar Mills - Booked Profits of 56.3% in 4 Months

Dear Reader,

Dhampur Sugar Mills Ltd was recommended as 15% @ 90 Days stock at price of Rs. 117.10 on 16th Sept'18 with target price of Rs. 139 (upside potential of 18.7%). Target was achieved sooner than later however we did not advised to book profits considering further upside potential in the stock. We are glad to inform you that we advised our members to book complete profits in Dhampur Sugar Mills today at Rs. 183 pocketing returns of 56.3% in period of 4 months. The profit booking call was sent to our member over email along with notification over SMS.

To view/download 15% @ 90 Days stock recommendation of Sept 2018, click here

Imp Note: We do not suggest our members to put all their savings in 1 or 2 stocks to make quick bucks, diversified portfolio is must to have while investing in equities. Our 15% @ 90 Days stock is recommended on the basis of technical analysis (chart patterns) and there is no guarantee of getting 15% returns within 90 days. However, probability of our 15% @ 90 Days stocks achieving their target price is high.

We suggest our members to allocate only 2% of their equity portfolio in our 15% @ 90 Days stocks and do a higher allocation in our Hidden Gems and Value Picks which are the companies backed with strong fundamentals and can reward investors with handsome returns in medium to long term.

To know more about our 15% @ 90 Days annual subscription service, click here.

Annual subscription charge of 15% @ 90 Days service is INR 4,000. To subscribe to our 15% @ 90 Days service online (using debit / credit card or net banking facility), click here.

You can also subscribe to our other services i.e. Hidden GemsValue Picks and Wealth-Builder and start investing systematically. We recently closed our Christmas - New Year 2019 offer on 05th Jan'19. Post closure of offer, we received plenty of emails from our readers (who missed to avail our subscription services at discounted prices) requesting to pass on the same discounts & freebies once again. As we can't do so once offer is closed, our readers were bit disappointed.

However, we decided to pass on the same benefits applicable under Christmas - New Year 2019 Offer (closed on 05th Jan'19) on 15th Jan'19 on occasion of Makar Sankranti. So, if you missed our offer earlier, you can opt it today! Attractive discounts & valuable freebies which make our offer special for our readers are as under:


1. Discount up to 30% on combo pack subscription
2. Portfolio of 10 Small and Mid Cap Stocks for 2019 (1st Jan'19) - Read More
3. Existing Portfolio Health Check Up under Wealth-Builder subscription - Read More
4. Special Report - 6 Hidden Gems Stocks to Buy / Accumulate (30th Sep'18) - Read More
5. Special Report - 6 Value Picks Stocks to Buy / Accumulate (02nd Oct'18) - Read More
6. Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 599 for Free. - Read More
7. Hidden Gems Flash Back Report - 2018 - To be released in Jan'19
8. Value Picks Flash Back Report - 2018 - To be released in Jan'19

Below table indicates subscription services and discounted prices valid on 15th Jan'19.

Saral Gyan Merry Christmas - Happy New Year 2019 Offer
SARAL GYAN
SUBSCRIPTION SERVICE
CHRISTMAS NEW YEAR OFFER
DISCOUNTED PRICE
PAY ONLINE 
CARD / NET BANKING 
Hidden GemsRs. 10,000 9,000
Value PicksRs. 6,000 5,400
Wealth-BuilderRs. 20,000 18,000
15% @ 90 DaysRs. 4,000 
Combo 1: HG + VP + WB + 15%Rs. 40,000 28,000
Combo 2: HG + VP + 15%Rs. 20,000 15,000
Combo 3: HG + VPRs. 16,000 13,000
Combo 4: HG + 15%Rs. 14,000 11,500
Combo 5: VP + 15%Rs. 10,000 8,500

Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card or net banking facility. In case if you are not comfortable in making online payment, click here to know about our other payment options and bank details.

Do write to us in case of any queries, we will be delighted to assist you.

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan

Missed on 5th? Grab it on 15th Jan'19 - Makar Sankranti Day!

Dear Reader,

Saral Gyan team wishes you Happy Makar Sankranti!

Makar Sankranti is a very auspicious day in Hindu customs. Throughout India, people celebrate this festival with great enthusiasm and fervour. Devotees visit temples early in the morning after a ritual bath and pray to God asking for blessings for the whole family.

The festival is celebrated in different names in different parts of the country. In south India, it is popularly called ‘Pongal’, in Punjab and Haryana it is called ‘Lohri’, in Assam it is called ‘Bihu’ and ‘Khichdi festival’ in Bihar.

The famous kite flying festival takes place in Gujarat and other parts of the country where large families get on to the terrace of their respective houses to compete in flying kites with relatives and neighbours.

The festival is an important occasion to mark the end of dark phases and the beginning of a new phase in everyone’s lives. People celebrate the festival to bring in a feeling of universal brotherhood and harmony among people. The festival spreads the message of forgetting bitterness among our relatives and friends and make new beginnings to live a happy and healthy life together.

As you are aware, we recently closed our Christmas - New Year 2019 offer on 05th Jan'19. Post closure of offer, as usual, we received dozen of mails from our readers (who missed to avail our subscription services at discounted prices) requesting to pass on the same discounts & freebies once again. As we can't do so once offer is closed, our readers were bit disappointed.

However, we decided to pass on the same benefits applicable under Christmas - New Year 2019 Offer (closed on 05th Jan'19) on 15th Jan'19 on occasion of Makar Sankranti. So, if you missed our offer earlier, you can opt it today! Attractive discounts & valuable freebies which make our offer special for our readers are as under:

1. Discount up to 30% on combo pack subscription 
2. Portfolio of 10 Small and Mid Cap Stocks for 2019 (1st Jan'19) - Read More
3. Existing Portfolio Health Check Up under Wealth-Builder subscription - Read More
4. Special Report - 6 Hidden Gems Stocks to Buy / Accumulate (30th Sep'18) - Read More
5. Special Report - 6 Value Picks Stocks to Buy / Accumulate (02nd Oct'18) - Read More
6. Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 599 for Free. - Read More
7. Hidden Gems Flash Back Report - 2018 - To be released in Jan'19
8. Value Picks Flash Back Report - 2018 - To be released in Jan'19

Below table indicates subscription services and discounted prices valid on 15th Jan'19.

Saral Gyan Merry Christmas - Happy New Year 2019 Offer
SARAL GYAN
SUBSCRIPTION SERVICE
CHRISTMAS NEW YEAR OFFER
DISCOUNTED PRICE
PAY ONLINE 
CARD / NET BANKING 
Hidden GemsRs. 10,000 9,000
Value PicksRs. 6,000 5,400
Wealth-BuilderRs. 20,000 18,000
15% @ 90 DaysRs. 4,000 
Combo 1: HG + VP + WB + 15%Rs. 40,000 28,000
Combo 2: HG + VP + 15%Rs. 20,000 15,000
Combo 3: HG + VPRs. 16,000 13,000
Combo 4: HG + 15%Rs. 14,000 11,500
Combo 5: VP + 15%Rs. 10,000 8,500

Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card or net banking facility. In case if you are not comfortable in making online payment, click here to know about our other payment options and bank details.

Since 2010, Saral Gyan team has successfully published hundreds of articles providing insight to equity market and today cherish association of around 38,000 readers. Articles published on our website received lot of appreciation as it helped our readers to make educated and smart investment decisions based on facts.

During past 8 years, we launched suitable services to help Investors to create wealth by investing in Indian stock market. Its appreciation and support of our readers that one of our most admired service - Hidden Gems ranks on top not only in performance but also on Google search engine. Try it out yourself by searching "Unexplored Multibaggers" or "Multibagger Hidden Gems" on Google, you will find our website www.saralgyan.in featuring on top in search results. Its your appreciation and word of mouth publicity which make our website featuring on 1st position in Google.

Below are the details of our services:

1. Hidden Gems (Unexplored Multibagger Small Cap Stocks): Based on fundamental analysis, our equity analysts release one Hidden Gem research report every month with buy recommendation and share it with all Hidden Gems members. Stock finalized as Hidden Gem belongs to small / micro caps space with market cap of less than 500 Crores, expected returns from Hidden Gems is above 100% in period of 12 - 24 months. Once target is achieved, we inform our members whether they should continue to hold the stock or need to do partial / full profit booking. If fundamentals are intact and valuations are reasonable, we suggest to continue to hold the stock for long term for multibagger returns. Annual subscription charge of Hidden Gems is INR 10,000 9,000 under which you will receive total 12 Hidden Gems research reports (one on monthly basis). Click here to read more about Hidden Gems.

2. Value Picks (Mid Caps with Plenty of Upside Potential): Our equity analysts team consider Warren Buffet approach to short list stocks from mid cap segment as Value Picks. Market cap of Value Pick will range from 1000 crores to 10,000 crores. Holding period of Value Picks is 12 - 24 months and one can expect returns of 40-50%. Annual subscription charge of Value Picks is INR 6,000 5,400 under which you will receive total 12 Value Picks research reports (one on monthly basis). Click here to read more about Value Picks.

3. 15% @ 90 Days (Buy to Sell Stocks for Short Term Gain): Based on technical analysis, our team recommends one stock every month to our members. It’s a short term call under which you can expect returns of 15% within period of 90 Days. Annual subscription charge of 15% @ 90 Days is INR 4,000 under which you will receive 12 stock recommendations. We suggest lower allocation in 15% @ 90 Days stocks and higher allocation in Hidden Gems and Value Picks which are our portfolio stocks based on fundamental analysis.​ 15% @ 90 Days stocks recommendations are based on buy to sell and gain strategy, hence we suggest our members to book complete profits once target is achieved and exit in case target is not achieved or stock has broken its 2nd support level as per report. Click here to read more about 15% @ 90 Days.

4. Wealth-Builder (An Offline Portfolio Management Service): Wealth-Builder is our model portfolio of Rs. 10 lakhs and currently we are holding 16 stocks in our portfolio. We suggest higher allocation in our Wealth-Builder stocks which includes best of our Hidden Gems and Value Picks released during last couple of years. Our team suggest all our Wealth-Builder members to invest in the stocks which are part of our Wealth-Builder portfolio. Every month our team updates our Wealth-Builder members which stocks they need to buy / sell / hold with % allocation of these stocks in their portfolio, the suggested changes need to be replicated in the same proportion. Annual subscription charge of Wealth-Builder is INR 20,000 18,000 under which you will receive total 12-18 portfolio updates. We also review existing equity portfolio of our members and advise them which stocks to hold and which to exit based of fundamental analysis. Moreover, we do look at sector wise / stock wise allocation in the portfolio and advise in case of any corrective measure needs to be taken by increasing or decreasing the stock specific allocation. Our Wealth-Builder service is suitable for those investors who have an existing portfolio of at least 2 to 3 lakhs or planning to invest similar amount or more in equity market. Click here to read more about Wealth-Builder.


We update our members in terms of profit booking / exits depending upon various factors like overall Industry / Sector outlook, fundamentals of the company, management action plan and annual performance in terms of top line, bottom line, operating margins and other important parameters.

Think Long Term & Be Greedy when Others are Fearful!

Smart investors do not listen to the herd and take a rational approach with their wise & intelligent thinking. As rightly quoted by Warren Buffett - Be Fearful when Others are Greedy and Greedy when Others are Fearful. At the current scenario, when Small & Mid Cap Index is already down by 28% and 16% respectively from their peak made in January 2018 and significantly underperformed Sensex and Nifty, no body want to touch that space. Most of the liquidity in small & mid caps has dried up and found its way to large caps over last 10 to 12 months. At this juncture, large caps looks fairly valued or expensive in terms of valuations, however selective small & mid cap companies with robust businesses look attractive to reasonable and can reward long term investors in big way.

We firmly believe that this is one of the best wealth creating opportunity for long term investors. The ongoing slaughter in small & mid caps must be considered to pick right businesses at attractive valuations. We must have courage and conviction to pick the right set of companies when there are no takers during current downturn instead of chasing stock prices during upturn. If you are a long term investor, its wise to be greedy when others are fearful.

We always advice our readers to take a systematic approach and avoid timing the market while investing in equities with a long term horizon. However, such severe corrections do not come very often and hence must be considered as buying opportunity to aggressively add on good quality stocks at discounted prices keeping a long term view.

Time has shown that smart investors have made their fortune by investing in equities in long term. None other asset class can match giving you such extra ordinary returns. Yes, its important for you to invest in right set of companies at right price.

Start investing in Hidden Gems & Value Picks of stock market to get rewarded by creating a Wealth-Builder portfolio in long run. Remember, "If you want your Money to Grow, Equities is the only Way to Go" in long term. If you think to invest in stocks for period of 3 months or 6 months, we suggest you to stay out of stock market because you are not investing, you are betting on volatility of stock market which could be risky.

Its our mission to ensure that you reap the best returns on your investment, our objective is not only to grow your investments at a healthy rate but also to protect your capital during market downturns. We also take this as an opportunity to share the returns on investment given by one of our most admired service Hidden Gems during last 8 years.

Hidden Gems (Unexplored Multibagger Small Cap Stocks) continue to shine giving average returns of whopping 156.8% to our Hidden Gems subscribers compared to 57.7% returns of small cap index during last 8 years.

We are glad to inform you that 41 Hidden Gems out of 76 (released till Dec'17) have given more than 100% returns to our members during last 8 years. Moreover, 33 stocks out of these 41 have given returns in the range of 150% to 1500% during the same period.

As we made most of these reports public, you can access read / download our research reports by clicking on the Read / Download link:

1. SAB TV NETWORK >>> Rec. Date: 05 Sep'10 >>> ROI: 892% >>> Read / Download

2. DE NORA >>> Rec. Date: 07 Nov'10 >>> ROI: 210% >>> Read / Download


3. CAMLIN FINE >>> Rec. Date: 27 Mar'11 >>> ROI: 722% >>> Read / Download


4. WIM PLAST >>> Rec. Date: 30 Aug'11 >>> ROI: 629% >>> Read / Download

5. KOVAI MEDICAL >>> Rec. Date: 27 Oct'11 >>> ROI: 548% >>> Read / Download


6. CERA SANITARY >>> Rec. Date: 24 Dec'11 >>> ROI: 1444% >>> Read / Download

7. SUPERHOUSE >>> Rec. Date: 29 Feb'12 >>> ROI: 158% >>> Read / Download

8. MAYUR UNIQ. >>> Rec. Date: 31 Mar'12 >>> ROI: 616% >>> Read / Download

9. PREMIER EXPLO. >>> Rec. Date: 22 Jul'12 >>> ROI: 236% >>> Read / Download

10. ROTO PUMPS >>> Rec. Date: 05 Aug'12 >>> ROI: 418% >>> Read / Download

11. TIDE WATER OIL >>> Rec. Date: 30 Oct'12 >>> ROI: 169% >>> Read / Download

12. ACRYSIL >>> Rec. Date: 25 Nov'12 >>> ROI: 441% >>> Read / Download

13. BAMBINO AGRO >>> Rec. Date: 25 Dec'12 >>> ROI: 249% >>> Read / Download

14. TCPL PACKAGING >>> Rec. Date: 31 Jan'13 >>> ROI: 482% >>> Read / Download


15. ATUL AUTO >>> Rec. Date: 28 Feb'14 >>> ROI: 127% >>> Read / Download


16. RANE BRAKE >>> Rec. Date: 31 May'14 >>> ROI: 163% >>> Read / Download

17. DYNEMIC PROD. >>> Rec. Date: 29 Jul'14 >>> ROI: 193% >>> Read / Download

18. ASIAN GRANITO >>> Rec. Date: 29 Sep'14 >>> ROI: 97% >>> Read / Download

19. CONTROL PRINT >>> Rec. Date: 30 Nov'14 >>> ROI: 88% >>> Read / Download

20. PLASTIBLENDS >>> Rec. Date: 31 Jan'15 >>> ROI: 59% >>> Read / Download

21. MOLD-TEK PACK >>> Rec. Date: 22 Mar'15 >>> ROI: 137% >>> Read / Download

22. VISAKA IND >>> Rec. Date: 05 Jul'15 >>> ROI: 205% >>> Read / Download

23. CHEMFAB ALKAL. >>> Rec. Date: 06 Sep'15 >>> ROI: 125% >>> Read / Download

24. ULTRAMARINE >>> Rec. Date: 11 Oct'15 >>> ROI: 205% >>> Read / Download

25. STYLAM IND. >>> Rec. Date: 08 May'16 >>> ROI: 166% >>> Read / Download

We are confident that we will continue to hunt best Hidden Gems from universe of small caps by doing authentic, in-depth and unbiased research work and support our members to make educated investment decision.

Through Hidden Gems and Value Picks, we're providing you opportunities to invest in such small / mid caps stocks today. Infosys, Pantaloon, Bajaj Finance, Glenmark were the small cap stocks in past and today are the well known companies falling under mid and large cap space.

The stocks we reveal through Hidden Gems & Value Picks are companies that are either under-researched or not covered by other stock brokers and research firms. We keep on updating our subscribers on our past recommendations suggesting them whether to hold / buy or sell stocks on the basis of company's performance and future outlook.

Moreover, under our Wealth-Builder service, we encourage our members to replicate our Wealth-Builder portfolio by investing in selective high quality small and mid cap companies. These companies are reporting 20-30%+ annualized growth and got their due share of re-rating and delivered exceptional returns to our members so far. Since 1st Jan 2013, Nifty has given returns of 82.5%, Sensex returns is 84.2% where as Wealth-Builder portfolio has given returns of 258.4% returns to our members. In case you have not yet started building a portfolio of high quality and fundamentally strong growth stocks for long term wealth creation, please find below the Wealth-Builder portfolio allocation & performance update for your reference.
We believe, investing in Wealth-Builder portfolio with regular portfolio review from our end can help you achieve market beating, very good returns over a longer team and help you take care of yourself and your family needs, which ultimately lead to a healthy and wealthy life after retirement.

Now you can add power to your equity portfolio by investing in best of small & mid cap stocks - Hidden Gems & Value Picks. Enjoy great savings and receive valuable freebies by availing subscription of our Hidden GemsValue Picks & Wealth-Builder services.

Hurry! Offer is valid only for today, 15th Jan'19 on occasion of Makar Sankranti, this is last opportunity to avail our annual subscription services at best discounted price. 

Do contact us in case of any queries, we will be delighted to assist you.

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan.