Showing posts with label Stock Portfolio Management. Show all posts

Monday, July 8, 2013

Last 7 Days - 3rd Anniversary Offer Closes on 15 July'13

Dear Reader,

It gives us immense pleasure to share that Saral Gyan has completed its 3rd year. Since 2010, Saral Gyan team has successfully published hundreds of articles providing insight to equity market. Articles published on our website recieved lot of appreciation as it helped our readers to make educated and smart investment decisions based on facts.

During past 3 years, we launched suitable services to help Investors to create wealth by investing in Indian stock market. Its appreciation and support of our readers that one of our most admired service - Hidden Gems ranks tops not only in performance but also on Google search engine. Try it out yourself by searching "Hidden Gems Stocks" or "Multibagger Small Caps" on Google, you will find our website www.saralgyan.in featuring on top in search results. No online advertisement, no media support, entire credit goes to you, its your appreciation and word of mouth publicity which make our website featuring on 1st position in Google.

To cherish this event, we are celebrating Saral Gyan 3rd Anniversary with our readers by offering maximum benefits to them. Its Saral Gyan 3rd Anniversary and here comes 3 year subscription for the first time ever (limited period offer) at a huge discounted price.

Huge discounts & few freebies which make our 3rd Anniversary special for all our readers are as under:

1. Discount upto 60% on 3 Year Subscription (valid upto 15th July'13 only)
2. Best 3 Hidden Gems Research reports for long term investment
3. Best 3 Value Picks Stocks Research Reports for long term investment
4. Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 499 for Free.

All our members opting for 3 year subscription combo's will also receive Saral Gyan 3rd Anniversary Special Gift (Goddess Laxmi Silver Coin - 10 Gm of 999% fineness & purity). Click here for full details of the offer.

Time has shown that smart investors have made their fortune by investing in equities in long term. We have interacted with few wizards of Dalal Street who have invested couple of lakhs in stock market crash of Year 2000 and now have portfolio worth above 10 crores. None other asset class can match giving you such extra ordinary returns. Yes, its important for you to invest in right set of companies at right price.

Start investing in Hidden Gems & Value Picks of stock market to get rewarded by creating a Wealth-Builder portfolio in long run. Remember, "If you want your Money to Grow, Equities is the only Way to Go" in long term. If you think to invest in stocks for period of 3 months or 6 months, we suggest you to stay out of stock market because you are not investing, you are betting on volatility of stock market which could be risky.

Below table indicates 3 year subscription services and discounted prices valid upto 15th July 2013.

**Saral Gyan 3rd Anniversary Offer - Huge Discounts upto 60%**
SARAL GYAN SUBSCRIPTION SERVICE	1 YEAR SUBSCRIPTION PRICE	3 YEAR SUBSCRIPTION PRICE
Hidden Gems	Rs. 7,500 / $ 155	Rs. 11,000 / $ 225
Value Picks	Rs. 5,000 / $ 105	Rs. 7,500 / $ 155
Wealth-Builder	Rs. 15,000 / $ 310	Rs. 22,500 / $ 465
Combo 1: HG + 15%	Rs. 8,500 / $ 175	Rs. 12,500 / $ 255
Combo 2: HG + VP	Rs. 10,000 / $ 205	Rs. 14,000 / $ 290
Combo 3: HG + VP + 15%	Rs. 11,500 / $ 235	Rs. 15,500 / $ 315
Combo 4: HG + VP + 15% + WB	Rs. 25,000 / $ 510	Rs. 30,000 / $ 610

Its our mission to ensure that you reap the best returns on your investment, our objective is not only to grow your investments at a healthy rate but also to protect your capital during market downturns. We also take this as an opportunity to share the returns on investment given by one of our most admired service Hidden Gems, during last 2.5 years.

Hidden Gems continue to shine during turbulent times giving maximum average returns of +78.1% and as on date average returns of +12.7% to our Hidden Gems subscribers compared to -22.7% returns of small cap index in last 2.5 years.

Through Hidden Gems and Value Picks, we're providing you opportunities to invest in such small / mid caps stocks today. Infosys, Pantaloon, Unitech, Glenmark were the small cap stocks in past and today are the well known companies falling under mid and large cap space.

The stocks we reveal through Hidden Gems & Value Picks are companies that are either under-researched or not covered by other stock brokers and research firms. We keep on updating our subscribers on our past recommendations suggesting them whether to hold / buy or sell stocks on the basis of company's performance and future outlook.

Now you can add power to your equity portfolio by investing in best of small & micro cap stocks - Hidden Gems. Enjoy Saving upto 60% during Saral Gyan 3rd Anniversary by availing multi year subscription of our Hidden Gems, Value Picks & Wealth-Builder services. Hurry! Only 7 Days... offer will disappear on 15th July 2013 at 11.00 pm. Click here for details.

Note: 3 Year Subscription is Saral Gyan 3rd Anniversary Special offer for a limited period. Subscription cycle for all new subscribers joining on or before 15th July 2013 will be July 2013 - June 2016.

Paid Subscription Payment Options:

1. Cheque Deposit: Deposit Cheque in any branch or ATM of ICICI / HDFC / Axis Bank. Please mention on the cheque - Saral Gyan Capital Services - A/c no. ......

2. Online Net Banking: Add any of the bank (ICICI / HDFC / Axis Bank) account no. and name in your payee for online transaction. You might need IFSC code.

3. Pay pal using Credit Card: Subscribers can pay using Credit Card, transaction amount as per $ exchange rate in INR will be applicable (applicable only for abroad subscribers)

Bank Details:

ICICI Bank Account Holders

Account Name : Saral Gyan Capital Services

Account Number: 019805005078 (12 digits)

IFSC Code: ICIC0000198

HDFC Bank Account Holders

Account Name : Saral Gyan Capital Services

Account Number: 02242000010287 (14 digits)

IFSC Code: HDFC0000224

AXIS Bank Account Holders

Account Name : Saral Gyan Capital Services

Account Number: 910020019393353 (15 digits)

IFSC Code: UTIB0000128

To register your payment details - click here OR write to us at sales@saralgyan.in with cheque / online transaction details (Cheque/online transaction no., your name, address, place, date and amount details)

Do not miss out Saral Gyan 3rd Anniversary Offer of the Year (07 July'13 - 15 July'13), an opportunity to avail multi year subscription for the first time ever at best discounted price.

Do contact us in case of any queries, we will be delighted to assist you.

Wish you happy & safe Investing.

Regards,

Team - Saral Gyan.

Wednesday, January 2, 2013

Portfolio of 13 Small & Mid Caps for 2013 is Released

Dear Reader,

We have released the portfolio of carefully selected 13 small and mid caps from universe of small and mid cap stocks which can benefit investors in the year 2013. We are confident that these stocks can outperform major indices like Sensex and Nifty. We have shared portfolio of 13 small & mid cap stocks for 2013 with all our members.

We are glad to share the past performance of recently released Diwali Muhurat Portfolio (released on 11th Nov'12) which is outperforming Sensex by 4.9%. Since 11th Nov'12, Sensex has given returns of 5.5% (18,684 to 19,714), where as during the same period, Diwali Muhurat Portfolio has given absolute returns of 10.4%. One of our Value Pick stock, Tata Coffee which we included in our Diwali Muhurat Portfolio is giving as on date returns of 46%.

Diwali Muhurat Portfolio was shared with all our members on 11th Nov'12 and we will review the performance of same before Diwali 2013. Hence, suggest our members to continue holding these stocks for time period of 1 year.

If you missed the opportunity, you can choose to receive portfolio of 13 small & mid cap stocks for 2013 by subscribing to any of our services. Click here to know more about our annual subscription services.

Our selection process includes lot of research and data analysis. We first identify the sectors that are likely to do well in next 12 months. Having that done, we further refine our search to select companies from that sector. We create a portfolio worth Rs. 1 Lakh comprising 13 stocks so that it can help investors to create a model portfolio with lump sum investment upto 1 Lakh.

We have given the different allocation to each of the scrips keeping in mind the risk versus returns ratio. We have also fine tuned the portfolio with mid-cap and small cap scrips from different sectors so that the investors can invest in a complete mix of stocks to balance their portfolio. Saral Gyan Portfolio of 13 for 2013 includes best of Hidden Gems and Value Picks recommended by our equity analyst’s team during last one year.

We continue to follow our simple but effective approach by evaluating each stock on the basis of below mentioned criteria’s.

(i) Top Quality management with high integrity:

This is an absolutely non-negotiable condition. If the management is not honest, will they want to share the goodies with you? No, they will look for the first opportunity to siphon off the profits and pull the wool over your eyes.

(ii) The scale of opportunity must be big:

Multi-bagger stocks are created because they are able to scale the opportunity rapidly. Titan Industries is a great example. In 2003-04, Titan‘s market cap was 500 crores. In 2011-12, it is close to 25,000 crores. The fact that India is a booming marketplace of 120 crores consumers means that most products and services have a head start at trying to scale up their activities.

(iii) Low debt; free cash flows:

We learnt from the great crisis of 2011 that companies with high debt on their books simply get slaughtered. While debt per se is not bad (if the company is able to borrow at a lower rate and deploy it in its business at a higher rate, the operating leverage works in its favour), excessive debt with high interest and repayment obligations can crunch the stock in times of downturn. So, as a long-term investment philosophy, it is best to steer clear of high-debt companies.

(iv) High ROE – Efficient users of capital:

Some company’s management is able to squeeze that little extra of every buck. A ROE of at least 25% is necessary to make into the hallowed list of model portfolio.

(v) No High Capex Requirements – No Serial Diluters of Equity:

We know from (bitter) experience the demerits of investing in stocks like Suzlon & GMR which have an insatiable appetite for more and more capital. To feed their perennial hunger, these companies dilute their equity by making FPOs, GDRs & FCCBs resulting in total destruction of shareholders’ wealth. Companies should be lean and mean requiring minimal capital but generating huge returns there from.

(vi) Reasonable growth expectations:

“If you get a tax-free return of 18% for your portfolio, you must be very happy”. So, stop craving for that overnight multi-bagger. You’ll only end up losing your precious capital that way. Instead, look for well established small, mid and blue chips companies that are growing at a reasonable rate of return (15 – 25%). With time and the magic of compounding, you will have your muti-bagger in your portfolio.

(vii) Valuations:

Most investors are obsessed about valuations, refusing to buy any stock that is “expensive”. However, one must remember that “expensive” is a relative term. If a stock is compounding at 25% on an annual basis, paying a price of 30 times earnings may be very reasonable. A stock like Nestle, for instance, has always been “expensive”. However, if an investor had gone ahead and bought the stock, he would have had an incredible multi-bagger on his hands. On the other hand, in trying to buy a “cheap” stock, one may get saddled with unsavory companies. After all, there is a reason why such stocks are “cheap”.

Of course, one should be careful not to buy in euphoric or bubble times when the pricing may be extravagant and not at all reasonable.

(viii) Concentrated Portfolio:

We like Warren Buffett approach, a believer in the concept of a concentrated portfolio. If you believe in the prospects of a stock you should be prepared to put a substantial chunk of money in it – or nothing at all. There is no point in buying a bit of this and a bit of that because that dilutes your returns.

Of course, we are no match for Warren Buffett and we do not have his conviction levels. So, we’ll stick to 13 stocks to begin with, which means that from 5% to 12% of the wealth will be invested in each stock.

(ix) Diversification:

Last but not the least; a proper portfolio must be diversified across sectors. A bit of Finance, a bit of consumption, some autos, a pinch of chemical etc will make a balanced portfolio.

Saral Gyan Portfolio of 13 for 2013 has been emailed to all our Hidden Gems, Value Picks and Wealth-Builder members. Portfolio stocks holding period is minimum of one year, same will be evaluated by our analysts at end of 2013.

Monday, August 20, 2012

Why Rebalancing of Portfolio is Important?

Portfolio rebalancing is the process of bringing the different asset classes back into proper relationship following a significant change in one or more.

More simply stated, it is returning your portfolio to the proper mix of stocks, bonds and cash when they no longer conform to your plan. An example might help.

Say you have determined that given your risk tolerance, time horizon and financial goals that your portfolio should look like this:

• Stocks 60% Rs. 60,000

• Bonds 35% Rs. 35,000

• Cash 5% Rs. 5,000

• Total 100% Rs. 100,000

We’ll use a starting total portfolio value of Rs. 100,000 so the math is easy and the Rupee and percentages match.

How Things Change?

A couple of your stocks catch on fire and before you know it, your portfolio looks like this:

• Stocks 67% Rs. 80,000

• Bonds 29% Rs. 35,000

• Cash 4% Rs. 5,000

• Total 100% Rs. 120,000

You might be asking, ‘What’s the problem? You are up Rs. 20,000 – isn’t that a good thing?’ Of course, it’s a good thing, however the problem is it has moved the investor away from the ideal asset allocation and possibly exposed him or her to more risk than is acceptable.

This is where the conservative investor will step in and bring the portfolio back to the original allocation.

How to Rebalance?

You can do this several ways:

i) You could sell off some of the stock that had the recent run up and invest the profits in bonds and cash until the original percentages are achieved.

ii) Another alternative would be to look at your other stock holdings and sell any underperformers to generate the cash to invest in the other two asset classes.

iii) The third alternative would be to invest new money into your portfolio in the bonds and cash portion to bring those percentages up to proper levels.

It would be tempting to leave the portfolio alone, however the purpose of establishing an allocation is to achieve the best return with an acceptable level of risk. Doing nothing violates that premise and exposes the investor to unacceptable levels of risk.

As a rule of thumb, when your assets drift 5% or more away from your allocation, you should re-balance. This can occur naturally over time or following an abrupt rise or decline in one or more asset classes.

Look at Your Stocks

Re-balancing is not just a big picture exercise. Within the stocks portion of your portfolio, you may need to rebalance those relationship also.

For example, you might determine the stock portion of your portfolio should look like this:

• Large-cap growth stocks 50%

• Utility stocks 30%

• Technology stocks 10%

• Other stocks 10%

If several technology stocks takeoff in a big way, you face a dilemma. Do you sell off some of your winners and buy more of the other categories to rebalance your portfolio?

The other alternative is to put more money into the other stock categories to bring their percentages up and the portfolio back into balance.

The Price of Inaction

What is the price of doing nothing? If you are risk adverse, a portfolio that becomes more heavily weighted in volatile technology stocks will keep you up at night.

Consider what happened to many investors during the technology stock boom of the late 1999-2000 or real estate boom of 2007-2008. Not only did they let the technology stocks or reality stocks grow out of any reasonable allocation, many also sold off other stock to buy more such companies.

When the market crashed in March of 2000 / Jan of 2008, the investors who had let technology / real estate balloon to a hugely disproportionate percentage of their portfolio had nothing to fall back on.

Portfolio rebalancing is an important part of sticking to your game plan. You should look at your portfolio at least once is six month in terms of rebalancing and more frequently if you have had a significant gain or loss in any asset class.

Sunday, August 19, 2012

How Many Stocks Should You Own?

How many different stocks should you own? There is no absolute answer to that question – every investor will come up with an answer that suits his or her particular situation.

However, many investors find holding around 15 - 20 individual stocks spread over five to seven different industries gives them a well-diversified portfolio.

If you are just starting out, don’t panic and think you have to get to this level all at once. This is a goal, not a starting point.

Even then, the most successful individual investor of all times, Warren Buffett is not sold on the value of spreading your money over a large number of stocks. However, since we’re not Warren Buffett, the prudent thing to do is protect yourself with a diversified portfolio.

What your stock portfolio looks like depends on several things:

• Your financial goals

• Your risk tolerance

• Your time horizon

These factors will drive how conservative or aggressive your mix of stocks is.

If your strategy is conservative, your portfolio will favor stocks from industries that tend toward slow, but steady growth in all types of business cycles, such as:

• Consumer staples stocks

• Utility stocks

A more aggressive approach might target these investments:

• High growth stocks

• Technology stocks

The conservative investor will want to focus more on larger, well-established companies, while a more aggressive investor might look for some percentage of investment to go toward smaller, emerging companies with larger potential for growth, but at a higher risk.

Of course, stocks are just one part of a diversified portfolio. Spreading your money over different asset classes to include bonds and cash as well as stocks gives you a better risk profile.

The more conservative investor will place more assets in bonds and cash, while the aggressive investor will do the opposite and fund stocks over bonds and cash.

Don’ get hung up on meeting an arbitrary number for filling out your portfolio of stocks. The important consideration is to find a balance that meets your financial goals and works with your risk tolerance. As long as your portfolio is diversified by industry and asset class, you are taking the right steps toward building a sound financial future.

Monday, July 30, 2012

Last Day! An Opportunity Missed is an Opportunity Lost

Dear Reader,

We all know that Sensex tested the level of 8,000 during march 2009, the correction due to global turmoil and US recession was so intensed and fearful that Indian stock market came down to 8,000 from level of 21,000 in span of 14 months. Severe correction of more than 60% from highs of Jan 2008 to lows of March 2009.

If you have invested in fundamentally strong small and mid cap stocks during march 2009, you have made huge money out of stock market. Let us see how? Just one example: Yes Bank touched low of Rs. 43 during that period is trading at Rs. 350 now, its a good mid cap stock in banking sector giving more than 7 times returns. And believe us there are many stocks like Yes Bank. Remember, an opportunity missed is an opportunity lost!

You have the similar opportunity to get the maximum benefits by investing in 10 Best Small Caps (Hidden Gems) and Mid Caps (Value Picks) stocks. These stocks are carefully choosen and were recommended by our equity analysts as Hidden Gems and Value Picks.

In these last 24 hours, you can steal the best deal by subscribing to our annual subscription services, a simple way to grow your savings by making educated investment decision. Authentic and unbiased research reports published by our equity analysts will support your decision of investing in Hidden Gems & Value Picks stocks.

Stellar Performance: 4 Hidden Gems which Doubled Investors Money in 1 Year

In next 24 hours, you can save upto 50% after which this opportunity will disappear. Hidden Gems annual subscription cost is Rs. 5000 which will be revised to Rs. 7500 effective 1st Aug 2012. Hurry! You have last few hours.

Hidden Gems - 12 monthly Issues

Subscribe to Hidden Gems, Save Rs. 2500 [$ 45]

Hidden Gems - Rs. ~~7500~~ 5000 [$ ~~150~~ 105]

Hidden Gems + Value Picks - 24 Monthly Issues

Subscribe to Hidden Gems & Value Picks, Save Rs. 3500 [ $ 75]

Hidden Gems + Value Picks - Rs. ~~11000~~ 7500 [$ ~~230~~ 155]

Portfolio of 10 Best Small & Mid Cap Stocks

All subscribers will receive portfolio of 10 Best Small & Mid cap stocks. These stocks were recommended by our equity analysts as Hidden Gems and Value Picks and offer value for your money.

Our analysts are confident that investment in these stocks can give much better returns to investors compared to all major indices - Sensex, Nifty, mid and small cap index.

Free eBook:

" How to Grow your Savings?"

All subscribers will also receive our eBook "How to Grow your Savings?" worth Rs. 499, [$ 11.99] Absolutely Free!

Note: Saral Gyan eBook will be mailed to subscribers on confirmation of their subscription during offer period.

Satisfaction is Guaranteed!

So what are you waiting for, grab the best deal. Subscribe to Hidden Gems and Value Picks to grow your savings and create wealth in long run.

You can pay using credit card, online transaction using NEFT or by cheque. Click here to view bank details and payment options.

In case of any queries, please do not hesitate to write to us.

Wish you happy & safe investing!

Regards,

Team - Saral Gyan.
Saral Gyan Capital Services.

Sunday, July 29, 2012

Saral Gyan Portfolio of 10 Best Small & Mid Cap Stocks

Our equity analysts have selected 10 scrips from small and mid cap stocks which can benefit our investors in financial year 2012-2013. Saral Gyan team is confident that carefully choosen small and mid cap stocks will outpeform all major indices and can easily give more than 15% returns on yearly basis to investors.

Equity analysts at Saral Gyan tried to apply a simple but effective approach by evaluating each stock on the basis of below mentioned criteria’s.

(i) Top Quality management with high integrity:

(ii) The scale of opportunity must be big:

Multi-bagger stocks are created because they are able to scale the opportunity rapidly. Titan Industries is a great example. In 2003-04, Titan‘s market cap was 500 crores. In 2011-12, it is close to 19,500 crores. The fact that India is a booming marketplace of 120 crores consumers means that most products and services have a head start at trying to scale up their activities.

(iii) Low debt; free cash flows:

We learnt from the great crisis of 2011 that companies with high debt on their books simply get slaughtered. While debt per se is not bad (if the company is able to borrow at a lower rate and deploy it in its business at a higher rate, the operating leverage works in its favour), excessive debt with high interest and repayment obligations can crunch the stock in times of downturn. So, as a long-term investment philosophy, it is best to steer clear of high-debt companies.

(iv) High ROE – Efficient users of capital:

Some company’s management is able to squeeze that little extra of every buck. A ROE of at least 25% is necessary to make into the hallowed list of model portfolio.

(v) No High Capex Requirements – No Serial Diluters of Equity:

We know from (bitter) experience the demerits of investing in stocks like Suzlon & GMR which have an insatiable appetite for more and more capital. To feed their perennial hunger, these companies dilute their equity by making FPOs, GDRs & FCCBs resulting in total destruction of shareholders’ wealth. Companies should be lean and mean requiring minimal capital but generating huge returns there from.

(vi) Reasonable growth expectations:

“If you get a tax-free return of 18% for your portfolio, you must be very happy”. So, stop craving for that overnight multi-bagger. You’ll only end up losing your precious capital that way. Instead, look for well established small, mid and blue chips companies that are growing at a reasonable rate of return (15 – 25%). With time and the magic of compounding, you will have your muti-bagger in your portfolio.

(vii) Valuations:

Most investors are obsessed about valuations, refusing to buy any stock that is “expensive”. However, one must remember that “expensive” is a relative term. If a stock is compounding at 25% on an annual basis, paying a price of 30 times earnings may be very reasonable. A stock like Nestle, for instance, has always been “expensive”. However, if an investor had gone ahead and bought the stock, he would have had an incredible multi-bagger on his hands. On the other hand, in trying to buy a “cheap” stock, one may get saddled with unsavory companies. After all, there is a reason why such stocks are “cheap”.

Of course, one should be careful not to buy in euphoric or bubble times when the pricing may be extravagant and not at all reasonable.

(viii) Concentrated Portfolio:

Of course, we are no match for Warren Buffett and we do not have his conviction levels. So, we’ll stick to 12 stocks to begin with, which means that from 5% to 12% of the wealth will be invested in each stock.

(ix) Diversification:

Last but not the least; a proper portfolio must be diversified across sectors. A bit of Finance, a bit of consumption, some autos, a pinch of chemical etc will make a balanced portfolio.

Selection process of these stocks has been made with lot of research and data analysis. We first identified the sectors that are likely to do well in next 12 to 15 months. Having that done, we further refined our search to select companies from that sector. We have created a portfolio worth Rs. 1 Lakh comprising below 10 stocks so that it can help investors to create a model portfolio with lump sum investment upto 1 Lakh.

We have given the different allocation to each of the scrips keeping in mind the risk versus returns ratio. We have also fine tuned the portfolio with mid-cap and small cap scrips so that the investors can invest in a complete mix of stocks to balance their portfolio. Saral Gyan Portfolio of 10 small & mid cap stocks includes best of Hidden Gems and Value Picks recommended by our equity analyst’s team.

Regards,

Equity Desk,

Saral Gyan Capital Services.

Note: Portfolio of 10 best small and mid cap stocks is mailed to Saral Gyan members. You can also receive the same by subscribing to Hidden Gems or any of our combo subscription pack. To know more about our services, click here.

Tuesday, July 10, 2012

Hidden Gem July'11 - Returns @ 130% in 12 Months

Dear Saral Gyan Reader,

Once again we are delighted to inform you that during bad times of stock markets, our equity analysts team has recommended the right stock at right point of time.

Hidden Gem July 2011 stock price is doubled giving more than 100% returns, stock touched all time high of Rs. 421.60 today, giving returns of more than 130% on your investment in span of 12 months. Isn't it great to enjoy profits of 130% during turbulent times of stock market.

So which Hidden Gem was recommended in July 2011 by our equity analysts?

Answer is WPIL (BSE Stock code: 505872)

Hidden Gems research report was sent to all our Hidden Gems subscribers on 24th July, 2011.

We recommended Buy on WPIL at Rs. 182.50 (average purchase price) on 24th July 2011 for target of Rs. 460 with time period of 18-24 months. Today, stock has made 52 week high of Rs. 421.60 and closed at Rs. 415.95 giving absolute returns of 128% to our Hidden Gems subscribers.

Profit Booking Strategy: We recommend our Hidden Gems subscribers to book profits partially by selling 50% of their holding at current market price and keeping rest for long term. Remember, you need not to bother about your remaining quantity, its free for you. Once you book profits of more than 100% by selling half of your shares, you can hold remaining 50% shares at no cost!

Click here to read/download WPIL (Hidden Gem - July 2011) research report.

Note: Its important to diversify your small cap stock portfolio, you can't just bet on one or two stocks. Our objective is to protect & grow your capital giving 100% to identify best of Hidden Gems but we do not guarantee similar returns from all our recommendations. Few of our Hidden Gems can perform better in a lesser span of time, few may take more time and need to hold for longer period.

Here is an example: We recommended Piccadily Agro to our investors at price of Rs. 35.95 in Dec 2010, stock made high of Rs. 54.90 delivering excellent numbers in 3rd and 4th quarter of FY 2011. But due to poor performance in FY12 on account of high raw material prices and rising interest cost on ongoing expansion, stock tumbled down heavily and is now available at Rs. 24.75. Down by almost Rs. 11 giving negative returns of almost 30% from our recommended price.

But as there is nothing wrong with the company, this stock will take time to give good returns on your investments going forward.

Hence, it is important to diversify your stock portfolio. If one of your stock investment is not doing well for you, you will find other set of stocks doing reasonably well in your portfolio. You never knows which Hidden Gem will brighten up your life giving you multibagger returns in next 2-3 years. And in case if you find that most of your stocks investments are in red and underperforming major indices, do accept that you are not making the right investment decisions.

Remember, if you really want your money to grow, stocks is the only way to go! In case if you do not have time to do your own research to dig and find out the right investment idea's in small cap space, now you have an option. Simply subscribe to Saral Gyan - Hidden Gems.

Below is the past performance of Hidden Gems of last (upto May) recommended by our equity analysts team:

(click on the image, if above table is not clearly visible)

Refering to above table, one can easily notice that 6 out of 12 Hidden Gems stocks recommended during last year gave more than 50% returns and 3 Hidden Gems gave more than 100% returns.

Small cap index along with all major indices have fallen significantly during tough times of stock market. In last one year, Sensex has corrected from 18,858 to 17,618 giving negative returns of -6.57% where as Small cap index has fallen from 8,375 to 6,805 giving negative returns of -18.75%.

But during these turbulent times, Saral Gyan Hidden Gems continue to shine giving maximum average returns of +56.4% and as on date average returns of +35% to our Hidden Gems subscribers compared to average index returns of -4.3% of small cap index in last one year, hence outperforming small cap index by whopping 40%.

Our equity analysts team ensured that you get the best returns on your investment during good times and protect your capital during bad times. Its your appreciation and support which made Saral Gyan Hidden Gems one of the most appreciated service.

Do not miss the opportunity to power your stocks portfolio with best of micro/small cap stocks - Hidden Gems. Now you can create Wealth in long term by managing your stock portfolio like a professional with our Wealth-Builder - An offline portfolio management service. Click here to check out our services and annual subscription charges.

Easy Payment options: Now you can pay by your credit card using Pay Pal gateway also or by online bank transfer using NEFT, click here to know more out payment options.

Saral Gyan - Hidden Gems ranks no. 1 in Google

Our website enjoys no. 1 ranking in Google search engine and credit goes to our Hidden Gems services. You can try it out yourself, simply open Google search engine page and type Hidden Gems stocks and you will see that our website is on 1st position on first page of Google.

Below is the screen image:

Is not it great? We are delighted, because you only make it happen. Popularity of Saral Gyan Hidden Gems is no more hidden now. We do not spend on advertising, no newspaper and TV adds, no hoardings, no great marketing, its just word of mouth publicity which make our website so popular among investors fraternity.

Its a big milestone which we achieved without spending a single penny on advertisement. Infact, we don't want to! We want to grow with our subscribers. We charge you a nominal fee and try our level best to unearth great investment opportunities. We are not like brokerage firms which circulate free buying and selling stock tips and make money through brokerage on your transactions irrespective whether you are making profit or booking losses on your transactions.

Subscribe to any of our service and get Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 499 absolutely free!

In case of any query or clarification, do not hesitate to contact us.

Wish you all happy & safe investing!

- Saral Gyan Team.

Wednesday, June 13, 2012

Saral Gyan Portfolio of 12 for 2012 - Returns @ 17.2%

We circulated portfolio of 12 of 2012 with all Saral Gyan subscribers in the beginning of the year. While reviewing the mid year performance, we are pleased to share that Saral Gyan model portfolio is outperforming sensex by 8.1%.

Sensex was at 15,495 at beginning of this year and today closed at 16863, giving returns of 9.1% since 1st Jan 2012 whereas Saral Gyan portfolio is giving returns of 17.2%. 11 out of 12 stocks gave positive returns, Petronet LNG returns is the only stock which gave negative returns, stock has gone seen a steep correction in price due to margin pressures. Star performers of the portfolio are from mid and small cap space giving returns of almost 50% in last 6 months.

Looking at above table, you can observe that best of large cap stocks have given single digit returns since beginning of the year but mid caps and little known small / micro cap stocks have given astonishing returns upto 50% in last 6 months, and that is one of the strong reason why we like to power our model portfolio with best of small and mid cap stocks.

Our equity analysts team keep on exploring investment ideas in small and mid cap companies which offer great value for money. As investments in small and mid cap stocks is more risky compared to large cap stocks, our team keep a close watch on these stocks and update our members in case of any adverse news.

You can download the stock portfolio circulated by Saral Gyan team by clicking on download link. Saral Gyan Portfolio of 12 for 2012 - Download

Saral Gyan offers Hidden Gems (unexplored multibagger small cap stocks) and Value Picks (Mid caps with plenty of upside potential) annual subscription services. For details about subscription services, click here.

Sunday, January 1, 2012

Stock Portfolio of 12 which can perform well in 2012

Dear Reader,

May this year brings a lot of happiness, wellness and prosperity in your life. Happy New Year 2012!

We have selected 12 scrips which can benefit investors in new year 2012. We tried to apply a simple but effective approach by evaluating each stock on the basis of below mentioned criteria’s.

(i) Top Quality management with high integrity:

(ii) The scale of opportunity must be big:

Multi-bagger stocks are created because they are able to scale the opportunity rapidly. Titan Industries is a great example. In 2003-04, Titan‘s market cap was 500 crores. In 2011-12, it is close to 19,500 crores. The fact that India is a booming marketplace of 120 crores consumers means that most products and services have a head start at trying to scale up their activities.

(iii) Low debt; free cash flows:

(iv) High ROE – Efficient users of capital:

Some company’s management is able to squeeze that little extra of every buck. A ROE of at least 25% is necessary to make into the hallowed list of model portfolio.

(v) No High Capex Requirements – No Serial Diluters of Equity:

(vi) Reasonable growth expectations:

(vii) Valuations:

Of course, one should be careful not to buy in euphoric or bubble times when the pricing may be extravagant and not at all reasonable.

(viii) Concentrated Portfolio:

Of course, we are no match for Warren Buffett and we do not have his conviction levels. So, we’ll stick to 12 stocks to begin with, which means that from 5% to 12% of the wealth will be invested in each stock.

(ix) Diversification:

Last but not the least; a proper portfolio must be diversified across sectors. A bit of Finance, a bit of consumption, some autos, a pinch of chemical etc will make a balanced portfolio.

Our selection process has been made with lot of research and data analysis. We first identified the sectors that are likely to do well in next 12 months. Having that done, we further refined our search to select companies from that sector. We have created a portfolio worth Rs. 1 Lakh comprising 12 stocks so that it can help investors to create a model portfolio with lump sum investment upto 1 Lakh.

We have given the different allocation to each of the scrips keeping in mind the risk versus returns ratio. We have also fine tuned the portfolio with large-cap, mid-cap and small cap scrips so that the investors can invest in a complete mix of stocks to balance their portfolio. Saral Gyan Portfolio of 12 for 2012 includes best of Hidden Gems and Value Picks recommended by our equity analyst’s team during last one year.

Saral Gyan Portfolio of 12 for 2012 is emailed to all our Hidden Gems, Value Picks and WealthBuilder members. Portfolio stocks holding period is minimum one year, same will be evaluated by our analysts at end of 2012.

MULTIBAGGER HIDDEN GEM # 1

COMPANY NAME :	CAMLIN FINE SCIENCES
RELEASE DATE :	27 MAR 2011
MAX RETURNS :	3718% (38-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 2

COMPANY NAME :	KOVAI MEDICAL
RELEASE DATE :	27 OCT 2011
MAX RETURNS :	1699% (18-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 3

COMPANY NAME :	CERA SANITARYWARE
RELEASE DATE :	24 DEC 2011
MAX RETURNS :	4008% (41-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 4

COMPANY NAME :	ROTO PUMPS
RELEASE DATE :	05 AUG 2012
MAX RETURNS :	2625% (27-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 5

COMPANY NAME :	ACRYSIL
RELEASE DATE :	25 NOV 2012
MAX RETURNS :	4352% (45-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 6

COMPANY NAME :	TCPL PACKAGING
RELEASE DATE :	31 JAN 2013
MAX RETURNS :	1300% (14-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 7

COMPANY NAME :	ORIENT BELL
RELEASE DATE :	10 MAR 2013
MAX RETURNS :	1236% (13-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 8

COMPANY NAME :	DYNEMIC PRODUCTS
RELEASE DATE :	29 JUL 2014
MAX RETURNS :	1567% (16-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 9

COMPANY NAME :	MOLD-TEK PACKAGING
RELEASE DATE :	22 MAR 2015
MAX RETURNS :	689% (8-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 10

COMPANY NAME :	VISAKA INDUSTRIES
RELEASE DATE :	05 JUL 2015
MAX RETURNS :	602% (7-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 11

COMPANY NAME :	INDO BORAX
RELEASE DATE :	10 APR 2016
MAX RETURNS :	564% (7-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 12

COMPANY NAME :	STYLAM INDUSTRIES
RELEASE DATE :	18 MAY 2016
MAX RETURNS :	1204% (13-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 13

COMPANY NAME :	RAJRATAN GLOBAL
RELEASE DATE :	30 NOV 2017
MAX RETURNS :	2270% (24-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 14

COMPANY NAME :	GLOBUS SPIRITS
RELEASE DATE :	09 SEP 2018
MAX RETURNS :	850% (10-BAGGER)
REPORT :	READ / DOWNLOAD

MULTIBAGGER HIDDEN GEM # 15

COMPANY NAME :	KABRA EXTRUSION
RELEASE DATE :	30 DEC 2018
MAX RETURNS :	685% (8-BAGGER)
REPORT :	READ / DOWNLOAD

Monday, July 8, 2013

Last 7 Days - 3rd Anniversary Offer Closes on 15 July'13

Wednesday, January 2, 2013

Portfolio of 13 Small & Mid Caps for 2013 is Released

Monday, August 20, 2012

Why Rebalancing of Portfolio is Important?

Sunday, August 19, 2012

How Many Stocks Should You Own?

Monday, July 30, 2012

Last Day! An Opportunity Missed is an Opportunity Lost

Sunday, July 29, 2012

Saral Gyan Portfolio of 10 Best Small & Mid Cap Stocks

Tuesday, July 10, 2012

Hidden Gem July'11 - Returns @ 130% in 12 Months

Wednesday, June 13, 2012

Saral Gyan Portfolio of 12 for 2012 - Returns @ 17.2%

Sunday, January 1, 2012

Stock Portfolio of 12 which can perform well in 2012

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