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Showing posts with label Diwali Muhurat Portfolio. Show all posts
Showing posts with label Diwali Muhurat Portfolio. Show all posts

Sunday, November 12, 2023

Diwali Muhurat Portfolio 2023 of 10 Stocks is Released!

Dear Reader,

Saral Gyan Diwali Muhurat Stock Picks
Saral Gyan team wishes you Happy Dhanteras & Diwali. May you have a fabulous festive week ahead!

Samvat 2080 (2023-24) Diwali Muhurat Date: 12 Nov’23 Time: 6.15 PM to 7.15 PM

Muhurat trading is the auspicious stock market trading for an hour on Diwali (Deepawali). It is a symbolic and old ritual, that has been retained and observed for ages, by the trading community. As Diwali also marks the beginning of the New Year, it is believed that muhurat trading on this day brings in wealth and prosperity throughout the year.

The "muhurat" trading session will be of 60 minutes, to be conducted between 6.15 PM to 7.15 PM on the Diwali day, 12th November 2023 on leading bourses NSE and BSE. The special trading session would be conducted to pay obeisance to Lakshmi, the Hindu goddess of wealth and prosperity. It would also mark the New Year for traders as per the Hindu calendar, or Samvat 2080.

Since last year Diwali day i.e. 24th Oct 2022, Sensex and Nifty have given similar returns of 9.4%. The probability of getting similar returns like that of last year in Samvat 2080 is high considering modest inflation with lower interest rate, high credit growth and robust growth outlook.

The future looks bright for Indian equities considering the reforms done by the Govt over last few years. Higher infra spending, incentive linked schemes to encourage investments in various sectors, favorable policies to boost local manufacturing are some of the initiatives which played a major role in supporting economic growth. With pick up in credit growth and rising consumption, we expect the companies from various sectors to report better revenue and profitability over next one year.

Diwali Muhurat Portfolio 2023 of 10 Stocks
We are pleased to inform you that we have released Diwali Muhurat Portfolio 2023 of 10 stocks today on 12th Nov'23 and shared with all our active subscribers of Nano Champs, Hidden Gems, Value Picks and Wealth-Builder under Dussehra - Diwali Offer 2023 (closes on 20th Nov'23). To know about the offer, click here.

If you wish to receive our Rs. 1 Lakh Diwali Muhurat Portfolio - 2023 of 10 Stocks, you can subscribe to our services under Dussehra - Diwali Offer 2023. We will ensure to activate your subscription and share our Diwali Muhurat Portfolio at earliest before Diwali Muhurat Session.

We have selected 10 scrips from universe of large, mid and small cap stocks which can benefit investors during next 1 year. We are confident that these carefully selected stocks can outperform major indices like Sensex and Nifty during next 12 months.

Our selection process includes lot of research and data analysis. We first identify the sectors that are likely to do well in next 12 months. Having that done, we further refine our search to select companies from that sector. We create a portfolio worth Rs. 1 Lakh comprising 10 stocks so that it can help investors to create a model portfolio with lump sum investment up to 1 Lakh.

We have given different allocation to each of the scrips keeping in mind the risk versus returns ratio. We have also fine tuned the portfolio with large cap, mid-cap and small cap scrips from different sectors so that the investors can invest in a complete mix of stocks to balance their portfolio. Saral Gyan Diwali Muhurat Portfolio of 10 Stocks for 2023 also include best of Hidden Gems and Value Picks recommended by our equity analyst’s team during last couple of years.

Its time to also review Rs. 1 Lakh Diwali Muhurat Portfolio of 10 stocks of 2022 released by us on 24th Oct 2022. We are pleased to share that our portfolio has outperformed major indices Sensex and Nifty by 39% respectively. Sensex has given returns of 9.4% (59,307 on 24th Oct'22 to 64,905 as on date)  during the year where as Saral Gyan Diwali Muhurat Portfolio of 10 stocks have outperformed giving absolute returns of 48.4% in the same period.

Performance update of our Best 10 Diwali Muhurat Stock Picks - 2022
Diwali Muhurat Stock Picks Performance Update

Nine stocks out of ten of our Diwali Muhurat Portfolio of last year have given positive returns in the range of 9% to 260% and only one stock have given negative returns in the range of -28%.

The maximum returns were delivered by two of our Hidden Gem stocks, Cupid is giving as on date returns of 259% and Uni Abex Alloy Products has delivered returns of 208%. Value Picks stocks like Kaveri Seed Company, Natco and TTK Healthcare delivered returns in the range of 30 to 45%. Apex Frozen Foods and Emmbi Industries underperformed delivering returns of -28% and 9% respectively. Our large caps stocks like Mahindra and Mahindra, Tata Steel and HDFC Life also outperformed delivering higher returns compared to Sensex and Nifty.

Note: We have reviewed these stocks and guided our members with buy / sell / hold updates in Diwali Muhurat Portfolio 2023. Our Diwali Muhurat Portfolio 2023 of 10 Stocks has been shared with all our active members of Nano Champs / Hidden Gems / Value Picks / Wealth-Builder service.

We continue to follow our simple but effective approach by evaluating each stock on the basis of below mentioned criteria’s.

(i) Top Quality management with high integrity:

This is an absolutely non-negotiable condition. If the management is not honest, will they want to share the goodies with you? No, they will look for the first opportunity to siphon off the profits and pull the wool over your eyes.

(ii) The scale of opportunity must be big:

Multi-bagger stocks are created because they are able to scale the opportunity rapidly. Titan Industries is a great example. In 2003-04, Titan‘s market cap was 500 crores. In 2022, it is more than 2,36,000 crores. The fact that India is a booming marketplace of 140 crores consumers means that most products and services have a head start at trying to scale up their activities.

(iii) Low debt; free cash flows:

We learnt from the great crisis of 2011 and 2019 that companies with high debt on their books simply get slaughtered. While debt per se is not bad (if the company is able to borrow at a lower rate and deploy it in its business at a higher rate, the operating leverage works in its favour), excessive debt with high interest and repayment obligations can crunch the stock in times of downturn. So, as a long-term investment philosophy, it is best to steer clear of high-debt companies.

(iv) High ROE – Efficient users of capital:

Some company’s management is able to squeeze that little extra of every buck. A ROE of at least 15-20% is necessary to make into the hallowed list of model portfolio.

(v) No High Capex Requirements – No Serial Diluters of Equity:

We know from past experience the demerits of investing in stocks like Suzlon & GMR which have an insatiable appetite for more and more capital. To feed their perennial hunger, these companies dilute their equity by making FPOs, GDRs & FCCBs resulting in total destruction of shareholder's wealth. Companies should be lean and mean requiring minimal capital but generating huge returns there from.

(vi) Reasonable growth expectations:

“If you get a tax-free return of 18% for your portfolio, you must be very happy”. So, stop craving for that overnight multi-bagger. You’ll only end up losing your precious capital that way. Instead, look for well established small, mid and blue chips companies that are growing at a reasonable rate of return (15 – 25%). With time and the magic of compounding, you will have your muti-bagger in your portfolio.

(vii) Valuations:

Most investors are obsessed about valuations, refusing to buy any stock that is “expensive”. However, one must remember that “expensive” is a relative term. If a stock is compounding at 25% on an annual basis, paying a price of 30 times earnings may be very reasonable. A stock like Nestle, for instance, has always been “expensive”. However, if an investor had gone ahead and bought the stock, he would have had an incredible multi-bagger on his hands. On the other hand, in trying to buy a “cheap” stock, one may get saddled with unsavory companies. After all, there is a reason why such stocks are “cheap”.

Of course, one should be careful not to buy in euphoric or bubble times when the pricing may be extravagant and not at all reasonable.

(viii) Concentrated Portfolio:

We like Warren Buffett approach, a believer in the concept of a concentrated portfolio. If you believe in the prospects of a stock you should be prepared to put a substantial chunk of money in it – or nothing at all. There is no point in buying a bit of this and a bit of that because that dilutes your returns.

Of course, we are no match for Warren Buffett and we do not have his conviction levels. So, we’ll stick to 10 stocks to begin with, which means that from 5% to 12% of the wealth will be invested in each stock.

(ix) Diversification:

Last but not the least; a proper portfolio must be diversified across sectors. A bit of Finance, a bit of consumption, some autos, some IT with a pinch of chemical, pharma etc will make a balanced portfolio.

We are pleased to inform that we are celebrating this festive season by offering maximum benefit to our members. On this auspicious day of Diwali, you can avail discounts up to 30% and valuable freebies on our subscription services under Saral Gyan Dussehra Diwali Offer. Subscribe to our services and get rewarded by making smart investment decision in equities.

Attractive discounts & valuable freebies which make our offer special for our readers are as under:

1. Discount up to 30% on combo pack subscription (valid up to 20th Nov'23 only)
2. Special Report - 5 Stocks - Potential 5-Bagger in 5 Years Update (Released on 10th Sept'23) - Under HG / WB Subscription
3. Rs. 1 Lakh Diwali Muhurat Portfolio of 10 Stocks (Released today on 12th Nov'23)
4. Existing Portfolio Health Check Up - Under Wealth-Builder Subscription
5Hidden Gems Flash Back Report (To be Released in Dec'23) - Under HG subscription
6Value Picks Flash Back Report (To be Released in Jan'24) - Under VP subscription

Below table indicates subscription services and discounted prices valid up to 20 Nov 2023.

SARAL GYAN
SUBSCRIPTION SERVICE
DUSSEHRA DIWALI OFFER
ANNUAL SUBSCRIPTION PRICE
PAY VIA CARD
(3% CHARGES EXTRA)
Hidden GemsRs. 15,000 13,500 (10% OFF)
Value PicksRs. 10,000 9,000 (10% OFF)
15% @ 90 DaysRs. 5,000 (No Discount)
Wealth-BuilderRs. 30,000 27,000 (10% OFF)
Combo 1: HG + VP + WB + 15%Rs. 60,000 42,000 (30% OFF)
Combo 2: HG + VP + 15%Rs. 30,000 24,000 (20% OFF)
Combo 3: HG + VPRs. 25,000 21,000 (16% OFF)
Combo 4: HG + 15%Rs. 20,000 17,500 (12% OFF)
Combo 5: VP + 15%Rs. 15,000 13,500 (10% OFF)

There is no combo option for Nano Champs, you need to opt for this service separately.

SUBSCRIPTION OPTION

PAY VIA CARD

(3% CHARGES EXTRA)

Nano Champs– 1 Year  - Rs 13,000 11,700 (-10%)

SUBSCRIBE

Nano Champs– 3  Year - Rs. 39,000 33,000 (-15%)

SUBSCRIBE


Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card.
 
If you wish to invest in fundamentally strong micro, small and mid cap companies which can give you far superior returns compared to major indices like Sensex or Nifty in long term and help you creating wealth, you can join our services like Nano ChampsHidden GemsValue Picks & Wealth-Builder.

Do write to us in case of any queries, we will be delighted to assist you.

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan

Saturday, November 11, 2023

Are you Investing in Diwali Muhurat Picks of 2023?

Dear Reader,

Saral Gyan Team wishes you Happy & Prosperous Diwali!

Diwali Muhurat Picks 2023
Muhurat
 trading is the auspicious stock market trading for an hour on Diwali (Deepawali). It is a symbolic and old ritual, that has been retained and observed for ages, by the trading community. As Diwali also marks the beginning of the New Year, it is believed that muhurat trading on this day brings in wealth and prosperity throughout the year.

The "muhurat" trading session will be of 60 minutes, to be conducted between 6.15 PM to 7.15 PM on the Diwali day, 12th November 2023 on leading bourses NSE and BSE. The special trading session would be conducted to pay obeisance to Lakshmi, the Hindu goddess of wealth and prosperity. It would also mark the New Year for traders as per the Hindu calendar, or Samvat 2080.

Since last year Diwali day i.e. 24th Oct 2022, Sensex and Nifty have given returns of 9.4% (as on date). The probability of getting similar returns like that of last year in Samvat 2080 is high considering modest inflation with lower interest rate, high credit growth and robust growth outlook.

The future looks bright for Indian equities considering the reforms done by the Govt over last few years. Higher infra spending, incentive linked schemes to encourage investments in various sectors, favorable policies to boost local manufacturing are some of the initiatives which played a major role in supporting economic growth. With pick up in credit growth and rising consumption, we expect the companies from various sectors to report better revenue and profitability over next one year.

Diwali Muhurat Portfolio 2023 of 10 Stocks
We are pleased to inform you that we are in process of selecting 10 scrips from universe of large, mid and small cap stocks which can benefit investors during next 1 year. We are confident that these carefully selected stocks can outperform major indices like Sensex and Nifty during next 12 months.

We will share Diwali Muhurat Portfolio 2023 of 10 stocks on 12th Nov'23 with all our paid subscribers of Hidden Gems, Value Picks & Wealth-Builder under Dussehra Diwali OfferIf you wish to receive our Rs. 1 Lakh Diwali Muhurat Portfolio - 2023 of 10 Stocks, you can subscribe to our services under Dussehra Diwali Offer 2023To know about the offer, click here.

Our selection process includes lot of research and data analysis. We first identify the sectors that are likely to do well in next 12 months. Having that done, we further refine our search to select companies from that sector. We create a portfolio worth Rs. 1 Lakh comprising 10 stocks so that it can help investors to create a model portfolio with lump sum investment up to 1 Lakh.

We will give different allocation to each of the scrips keeping in mind the risk versus returns ratio. We will also fine tuned the portfolio with large cap, mid-cap and small cap scrips from different sectors so that the investors can invest in a complete mix of stocks to balance their portfolio. Saral Gyan Diwali Muhurat Portfolio of 10 Stocks for 2023 will also include best of Hidden Gems and Value Picks recommended by our equity analyst’s team during last couple of years.

Its time to also review Rs. 1 Lakh Diwali Muhurat Portfolio of 10 stocks of 2022 released by us on 24th Oct 2022. We are pleased to share that our portfolio has outperformed major indices Sensex and Nifty by 39% respectively. Sensex has given returns of 9.4% (59,307 on 24th Oct'22 to 64,905 as on date)  during the year where as Saral Gyan Diwali Muhurat Portfolio of 10 stocks have outperformed giving absolute returns of 48.4% in the same period.

Performance update of our Best 10 Diwali Muhurat Stock Picks - 2022
Diwali Muhurat Stock Picks 2023

Nine stocks out of ten of our Diwali Muhurat Portfolio of last year have given positive returns in the range of 9% to 260% and only one stock have given negative returns in the range of -28%.

The maximum returns were delivered by two of our Hidden Gem stocks, Cupid is giving as on date returns of 259% and Uni Abex Alloy Products has delivered returns of 208%. Value Picks stocks like Kaveri Seed Company, Natco and TTK Healthcare delivered returns in the range of 30 to 45%. Apex Frozen Foods and Emmbi Industries underperformed delivering returns of -28% and 9% respectively. Our large caps stocks like Mahindra and Mahindra, Tata Steel and HDFC Life also outperformed delivering higher returns compared to Sensex and Nifty.

Note: We will review these stocks and guide our members with buy / sell / hold updates in Diwali Muhurat Portfolio 2023. Our Diwali Muhurat Portfolio 2023 of 10 Stocks will be released on the auspicious day of Diwali i.e. 12th Nov 2023, it will be shared under Hidden Gems / Value Picks / Wealth-Builder service.

We continue to follow our simple but effective approach by evaluating each stock on the basis of below mentioned criteria’s.

(i) Top Quality management with high integrity:

This is an absolutely non-negotiable condition. If the management is not honest, will they want to share the goodies with you? No, they will look for the first opportunity to siphon off the profits and pull the wool over your eyes.

(ii) The scale of opportunity must be big:

Multi-bagger stocks are created because they are able to scale the opportunity rapidly. Titan Industries is a great example. In 2003-04, Titan‘s market cap was 500 crores. In 2023, it is more than 2,85,000 crores. The fact that India is a booming marketplace of 140 crores consumers means that most products and services have a head start at trying to scale up their activities.

(iii) Low debt; free cash flows:

We learnt from the great crisis of 2011 and 2019 that companies with high debt on their books simply get slaughtered. While debt per se is not bad (if the company is able to borrow at a lower rate and deploy it in its business at a higher rate, the operating leverage works in its favour), excessive debt with high interest and repayment obligations can crunch the stock in times of downturn. So, as a long-term investment philosophy, it is best to steer clear of high-debt companies.

(iv) High ROE – Efficient users of capital:

Some company’s management is able to squeeze that little extra of every buck. A ROE of at least 15-20% is necessary to make into the hallowed list of model portfolio.

(v) No High Capex Requirements – No Serial Diluters of Equity:

We know from past experience the demerits of investing in stocks like Suzlon & GMR which have an insatiable appetite for more and more capital. To feed their perennial hunger, these companies dilute their equity by making FPOs, GDRs & FCCBs resulting in total destruction of shareholder's wealth. Companies should be lean and mean requiring minimal capital but generating huge returns there from.

(vi) Reasonable growth expectations:

“If you get a tax-free return of 18% for your portfolio, you must be very happy”. So, stop craving for that overnight multi-bagger. You’ll only end up losing your precious capital that way. Instead, look for well established small, mid and blue chips companies that are growing at a reasonable rate of return (15 – 25%). With time and the magic of compounding, you will have your muti-bagger in your portfolio.

(vii) Valuations:

Most investors are obsessed about valuations, refusing to buy any stock that is “expensive”. However, one must remember that “expensive” is a relative term. If a stock is compounding at 25% on an annual basis, paying a price of 30 times earnings may be very reasonable. A stock like Nestle, for instance, has always been “expensive”. However, if an investor had gone ahead and bought the stock, he would have had an incredible multi-bagger on his hands. On the other hand, in trying to buy a “cheap” stock, one may get saddled with unsavory companies. After all, there is a reason why such stocks are “cheap”.

Of course, one should be careful not to buy in euphoric or bubble times when the pricing may be extravagant and not at all reasonable.

(viii) Concentrated Portfolio:

We like Warren Buffett approach, a believer in the concept of a concentrated portfolio. If you believe in the prospects of a stock you should be prepared to put a substantial chunk of money in it – or nothing at all. There is no point in buying a bit of this and a bit of that because that dilutes your returns.

Of course, we are no match for Warren Buffett and we do not have his conviction levels. So, we’ll stick to 10 stocks to begin with, which means that from 5% to 12% of the wealth will be invested in each stock.

(ix) Diversification:

Last but not the least; a proper portfolio must be diversified across sectors. A bit of Finance, a bit of consumption, some autos, some IT with a pinch of chemical, pharma etc will make a balanced portfolio.

Saral Gyan Diwali Muhurat Portfolio of 10 Stocks will be emailed to all our Hidden GemsValue Picks and Wealth-Builder members on 12th Nov'23. Portfolio stocks holding period is minimum of one year, same will be evaluated by our analysts next year before Diwali festival. 

We are pleased to inform that we are celebrating this festive season by offering maximum benefit to our members. On this auspicious day of Dussehra, you can avail discounts up to 30% and valuable freebies on our subscription services under Saral Gyan Dussehra Diwali Offer. Subscribe to our services and get rewarded by making smart investment decision in equities.

Attractive discounts & valuable freebies which make our offer special for our readers are as under:

1. Discount up to 30% on combo pack subscription (valid up to 20th Nov'23 only)
2. Special Report - 5 Stocks - Potential 5-Bagger in 5 Years Update (Released on 10th Sept'23) - Under HG / WB Subscription
3. Rs. 1 Lakh Diwali Muhurat Portfolio of 10 Stocks (To be Released on 12th Nov'23)
4. Existing Portfolio Health Check Up - Under Wealth-Builder Subscription
5Hidden Gems Flash Back Report (To be Released in Dec'23) - Under HG subscription
6Value Picks Flash Back Report (To be Released in Jan'24) - Under VP subscription

Below table indicates subscription services and discounted prices valid up to 20 Nov 2023.

SARAL GYAN
SUBSCRIPTION SERVICE
DUSSEHRA DIWALI OFFER
ANNUAL SUBSCRIPTION PRICE
PAY VIA CARD
(3% CHARGES EXTRA)
Hidden GemsRs. 15,000 13,500 (10% OFF)
Value PicksRs. 10,000 9,000 (10% OFF)
15% @ 90 DaysRs. 5,000 (No Discount)
Wealth-BuilderRs. 30,000 27,000 (10% OFF)
Combo 1: HG + VP + WB + 15%Rs. 60,000 42,000 (30% OFF)
Combo 2: HG + VP + 15%Rs. 30,000 24,000 (20% OFF)
Combo 3: HG + VPRs. 25,000 21,000 (16% OFF)
Combo 4: HG + 15%Rs. 20,000 17,500 (12% OFF)
Combo 5: VP + 15%Rs. 15,000 13,500 (10% OFF)

There is no combo option for Nano Champs, you need to opt for this service separately.

SUBSCRIPTION OPTION

PAY VIA CARD

(3% CHARGES EXTRA)

Nano Champs– 1 Year  - Rs 13,000 11,700 (-10%)

SUBSCRIBE

Nano Champs– 3  Year - Rs. 39,000 33,000 (-15%)

SUBSCRIBE


Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card.
 
If you wish to invest in fundamentally strong micro, small and mid cap companies which can give you far superior returns compared to major indices like Sensex or Nifty in long term and help you creating wealth, you can join our services like Nano ChampsHidden GemsValue Picks & Wealth-Builder.
Wish you happy & safe Investing.

Regards,
Team - Saral Gyan

Tuesday, October 24, 2023

Diwali Muhurat Picks 2023 - 10 Best Stocks of Saral Gyan

 Dear Reader,

Diwali Muhurat Picks 2023
Muhurat
 trading is the auspicious stock market trading for an hour on Diwali (Deepawali). It is a symbolic and old ritual, that has been retained and observed for ages, by the trading community. As Diwali also marks the beginning of the New Year, it is believed that muhurat trading on this day brings in wealth and prosperity throughout the year.

The "muhurat" trading session will be of 60 minutes, to be conducted between 6.15 PM to 7.15 PM on the Diwali day, 12th November 2023 on leading bourses NSE and BSE. The special trading session would be conducted to pay obeisance to Lakshmi, the Hindu goddess of wealth and prosperity. It would also mark the New Year for traders as per the Hindu calendar, or Samvat 2080.

Since last year Diwali day i.e. 24th Oct 2022, Sensex and Nifty have given returns of 8.9% and 8.6% (as on date) respectively. The probability of getting similar returns like that of last year in Samvat 2080 is high considering modest inflation with lower interest rate, high credit growth and robust growth outlook.

The future looks bright for Indian equities considering the reforms done by the Govt over last few years. Higher infra spending, incentive linked schemes to encourage investments in various sectors, favorable policies to boost local manufacturing are some of the initiatives which played a major role in supporting economic growth. With pick up in credit growth and rising consumption, we expect the companies from various sectors to report better revenue and profitability over next one year.

Diwali Muhurat Portfolio 2023 of 10 Stocks
We are pleased to inform you that we are in process of selecting 10 scrips from universe of large, mid and small cap stocks which can benefit investors during next 1 year. We are confident that these carefully selected stocks can outperform major indices like Sensex and Nifty during next 12 months.

We will share Diwali Muhurat Portfolio 2023 of 10 stocks on 12th Nov'23 with all our paid subscribers of Hidden Gems, Value Picks & Wealth-Builder under Dussehra Diwali OfferIf you wish to receive our Rs. 1 Lakh Diwali Muhurat Portfolio - 2023 of 10 Stocks, you can subscribe to our services under Dussehra Diwali Offer 2023To know about the offer, click here.

Our selection process includes lot of research and data analysis. We first identify the sectors that are likely to do well in next 12 months. Having that done, we further refine our search to select companies from that sector. We create a portfolio worth Rs. 1 Lakh comprising 10 stocks so that it can help investors to create a model portfolio with lump sum investment up to 1 Lakh.

We will give different allocation to each of the scrips keeping in mind the risk versus returns ratio. We will also fine tuned the portfolio with large cap, mid-cap and small cap scrips from different sectors so that the investors can invest in a complete mix of stocks to balance their portfolio. Saral Gyan Diwali Muhurat Portfolio of 10 Stocks for 2023 will also include best of Hidden Gems and Value Picks recommended by our equity analyst’s team during last couple of years.

Its time to also review Rs. 1 Lakh Diwali Muhurat Portfolio of 10 stocks of 2022 released by us on 24th Oct 2022. We are pleased to share that our portfolio has outperformed major indices Sensex and Nifty by 30.8% and 31.1% respectively. Sensex has given returns of 8.9% (59,307 on 24th Oct'22 to 64,572 as on date) and Nifty has given 8.6% returns (17,829 on 24th Oct'22 to 19,282 as on date) during the year where as Saral Gyan Diwali Muhurat Portfolio of 10 stocks have outperformed both indices giving absolute returns of 39.7% in same period.

Performance update of our Best 10 Diwali Muhurat Stock Picks - 2022
Nine stocks out of ten of our Diwali Muhurat Portfolio of last year have given positive returns in the range of 7% to 227% and only one stock have given negative returns in the range of -29%.

The maximum returns were delivered by two of our Hidden Gem stocks, Uni Abex Alloy Products has delivered returns of 227.7% followed by Cupid which is giving as on date returns of 122.4%. Value Picks stocks like Kaveri Seed Company, Natco and TTK Healthcare delivered returns in the range of 37 to 39%. Apex Frozen Foods and Emmbi Industries underperformed delivering returns of -29.2% and 7.6% respectively. Our large caps stocks like Mahindra and Mahindra, Tata Steel and HDFC Life also outperformed delivering higher returns compared to Sensex and Nifty.

Note: We will review these stocks and guide our members with buy / sell / hold updates in Diwali Muhurat Portfolio 2023. Our Diwali Muhurat Portfolio 2023 of 10 Stocks will be released on the auspicious day of Diwali i.e. 12th Nov 2023, it will be shared under Hidden Gems / Value Picks / Wealth-Builder service.

We continue to follow our simple but effective approach by evaluating each stock on the basis of below mentioned criteria’s.

(i) Top Quality management with high integrity:

This is an absolutely non-negotiable condition. If the management is not honest, will they want to share the goodies with you? No, they will look for the first opportunity to siphon off the profits and pull the wool over your eyes.

(ii) The scale of opportunity must be big:

Multi-bagger stocks are created because they are able to scale the opportunity rapidly. Titan Industries is a great example. In 2003-04, Titan‘s market cap was 500 crores. In 2023, it is more than 2,85,000 crores. The fact that India is a booming marketplace of 140 crores consumers means that most products and services have a head start at trying to scale up their activities.

(iii) Low debt; free cash flows:

We learnt from the great crisis of 2011 and 2019 that companies with high debt on their books simply get slaughtered. While debt per se is not bad (if the company is able to borrow at a lower rate and deploy it in its business at a higher rate, the operating leverage works in its favour), excessive debt with high interest and repayment obligations can crunch the stock in times of downturn. So, as a long-term investment philosophy, it is best to steer clear of high-debt companies.

(iv) High ROE – Efficient users of capital:

Some company’s management is able to squeeze that little extra of every buck. A ROE of at least 15-20% is necessary to make into the hallowed list of model portfolio.

(v) No High Capex Requirements – No Serial Diluters of Equity:

We know from past experience the demerits of investing in stocks like Suzlon & GMR which have an insatiable appetite for more and more capital. To feed their perennial hunger, these companies dilute their equity by making FPOs, GDRs & FCCBs resulting in total destruction of shareholder's wealth. Companies should be lean and mean requiring minimal capital but generating huge returns there from.

(vi) Reasonable growth expectations:

“If you get a tax-free return of 18% for your portfolio, you must be very happy”. So, stop craving for that overnight multi-bagger. You’ll only end up losing your precious capital that way. Instead, look for well established small, mid and blue chips companies that are growing at a reasonable rate of return (15 – 25%). With time and the magic of compounding, you will have your muti-bagger in your portfolio.

(vii) Valuations:

Most investors are obsessed about valuations, refusing to buy any stock that is “expensive”. However, one must remember that “expensive” is a relative term. If a stock is compounding at 25% on an annual basis, paying a price of 30 times earnings may be very reasonable. A stock like Nestle, for instance, has always been “expensive”. However, if an investor had gone ahead and bought the stock, he would have had an incredible multi-bagger on his hands. On the other hand, in trying to buy a “cheap” stock, one may get saddled with unsavory companies. After all, there is a reason why such stocks are “cheap”.

Of course, one should be careful not to buy in euphoric or bubble times when the pricing may be extravagant and not at all reasonable.

(viii) Concentrated Portfolio:

We like Warren Buffett approach, a believer in the concept of a concentrated portfolio. If you believe in the prospects of a stock you should be prepared to put a substantial chunk of money in it – or nothing at all. There is no point in buying a bit of this and a bit of that because that dilutes your returns.

Of course, we are no match for Warren Buffett and we do not have his conviction levels. So, we’ll stick to 10 stocks to begin with, which means that from 5% to 12% of the wealth will be invested in each stock.

(ix) Diversification:

Last but not the least; a proper portfolio must be diversified across sectors. A bit of Finance, a bit of consumption, some autos, some IT with a pinch of chemical, pharma etc will make a balanced portfolio.

Saral Gyan Diwali Muhurat Portfolio of 10 Stocks will be emailed to all our Hidden GemsValue Picks and Wealth-Builder members on 12th Nov'23. Portfolio stocks holding period is minimum of one year, same will be evaluated by our analysts next year before Diwali festival. 

We are pleased to inform that we are celebrating this festive season by offering maximum benefit to our members. On this auspicious day of Dussehra, you can avail discounts up to 30% and valuable freebies on our subscription services under Saral Gyan Dussehra Diwali Offer. Subscribe to our services and get rewarded by making smart investment decision in equities.

Attractive discounts & valuable freebies which make our offer special for our readers are as under:

1. Discount up to 30% on combo pack subscription (valid up to 20th Nov'23 only)
2. Special Report - 5 Stocks - Potential 5-Bagger in 5 Years Update (Released on 10th Sept'23) - Under HG / WB Subscription
3. Rs. 1 Lakh Diwali Muhurat Portfolio of 10 Stocks (To be Released on 12th Nov'23)
4. Existing Portfolio Health Check Up - Under Wealth-Builder Subscription
5Hidden Gems Flash Back Report (To be Released in Dec'23) - Under HG subscription
6Value Picks Flash Back Report (To be Released in Jan'24) - Under VP subscription

Below table indicates subscription services and discounted prices valid up to 20 Nov 2023.

SARAL GYAN
SUBSCRIPTION SERVICE
DUSSEHRA DIWALI OFFER
ANNUAL SUBSCRIPTION PRICE
PAY VIA CARD
(3% CHARGES EXTRA)
Hidden GemsRs. 15,000 13,500 (10% OFF)
Value PicksRs. 10,000 9,000 (10% OFF)
15% @ 90 DaysRs. 5,000 (No Discount)
Wealth-BuilderRs. 30,000 27,000 (10% OFF)
Combo 1: HG + VP + WB + 15%Rs. 60,000 42,000 (30% OFF)
Combo 2: HG + VP + 15%Rs. 30,000 24,000 (20% OFF)
Combo 3: HG + VPRs. 25,000 21,000 (16% OFF)
Combo 4: HG + 15%Rs. 20,000 17,500 (12% OFF)
Combo 5: VP + 15%Rs. 15,000 13,500 (10% OFF)

There is no combo option for Nano Champs, you need to opt for this service separately.

SUBSCRIPTION OPTION

PAY VIA CARD

(3% CHARGES EXTRA)

Nano Champs– 1 Year  - Rs 13,000 11,700 (-10%)

SUBSCRIBE

Nano Champs– 3  Year - Rs. 39,000 33,000 (-15%)

SUBSCRIBE


Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card.
 
Nano Champs Hidden Gems Value Picks Wealth-Builder
If you wish to invest in fundamentally strong micro, small and mid cap companies which can give you far superior returns compared to major indices like Sensex or Nifty in long term and help you creating wealth, you can join our services like Nano ChampsHidden GemsValue Picks & Wealth-Builder.

The stocks we reveal through Nano ChampsHidden Gems & Value Picks are companies that either under-researched or not covered by other stock brokers and research firms. We keep on updating our members on our past recommendation suggesting them whether to hold / buy or sell stocks on the basis of company's performance and future outlook.
 
Moreover, under our Wealth-Builder service, we encourage our members to replicate our Wealth-Builder portfolio by investing in selective high quality small and mid cap companies. We believe, investing in Wealth-Builder portfolio with regular portfolio review from our end can help you achieve market beating, very good returns over a longer team and help you take care of yourself and your family needs, which ultimately lead to a healthy and wealthy life after retirement.

Do write to us in case of any queries, we will be delighted to assist you.

Wish you happy & safe Investing.

Regards,
Team - Saral Gyan