Home
Saral Gyan Articles
Saral Gyan Services
Subscription
About Us
Contact Us
Dear Reader,
The "muhurat" trading session will be of 60 minutes, to be conducted between 5.45 PM to 6.45 PM on the Diwali day, November 11, on leading bourses NSE and BSE. The special trading session would be conducted to pay obeisance to Lakshmi, the Hindu goddess of wealth and prosperity. It would also mark the New Year for traders as per the Hindu calendar, or Samvat 2072.
After a marathon run during last year, at last markets have corrected significantly this year and given an opportunity to investors who have missed the rally earlier. Major indices Sensex and Nifty have corrected by almost 15% from peak made in the month of march this year. Correction was chiefly because of prevailing global uncertainties, delay in reforms and poor monsoon during the year. We expect Indian markets to remain under pressure in the short-term. But the future looks bright as economy is on the cusp of turn-around, softening of commodity prices, cooling off of inflation and expectation of earnings catching up valuation. Investors with the horizon of 12 months can utilize this correction and enter or average at this juncture.
Since last Diwali, Sensex and Nifty have given returns of -3.9% and -2.7% respectively (as on 10th Nov'15). However, the probability of the stock market giving better return in Samvat 2072 is higher than in the year gone by. Back to the present scenario, the road ahead seems promising. However, the pace of the reforms and global markets are likely to dictate the trend in the near future.
Saral Gyan Diwali Muhurat Portfolio - Outperforming Sensex & Nifty since Inception
Saral Gyan Deepawali Muhurat Buy - One Lakh Rupee Portfolio - 2015 will be mailed to all our Hidden Gems, Value Picks and Wealth-Builder members at 11.00 PM today.
Our stock selection is done with lot of research and data analysis. We first identified the sectors that are likely to do well in the next 12 months. Having that done, we further refined our search to select companies from those sectors. We have created a portfolio worth Rs. 1 Lakh comprising 10 scrips so that it can help investors to create a model portfolio with lump sum investment of 1 Lakh with time horizon of one year.
We have given different allocation to each of the scrips keeping in mind the risk versus returns ratio. We have also fine tuned the portfolio with large-cap, mid-cap and small cap scrips so that the investors can invest in a complete mix of stocks to balance their portfolio.
We have also included some of our best Hidden Gems and Value Picks recommended by our equity analysts during this year and previous years in our model portfolio.
Its time to also review our Rs. 1 Lakh Diwali Muhurat Portfolio of 10 stocks of 2014 released by us on 22nd Oct 2014, we are glad to share that our portfolio has outperformed Sensex and Nifty by whopping 26.3% and 24.8% respectively. Sensex has given -3.9% (26,787 on 22nd Oct'14 to 25,743 on 10th Nov'15) and Nifty has given -2.7% (7,996 on 22nd Oct'14 to 7,783 on 10th Nov'15) returns during the year where as Saral Gyan Diwali Muhurat Portfolio of 10 stocks have outperformed both indices giving absolute returns of 23.5% in same period.
Its time to also review our Rs. 1 Lakh Diwali Muhurat Portfolio of 10 stocks of 2014 released by us on 22nd Oct 2014, we are glad to share that our portfolio has outperformed Sensex and Nifty by whopping 26.3% and 24.8% respectively. Sensex has given -3.9% (26,787 on 22nd Oct'14 to 25,743 on 10th Nov'15) and Nifty has given -2.7% (7,996 on 22nd Oct'14 to 7,783 on 10th Nov'15) returns during the year where as Saral Gyan Diwali Muhurat Portfolio of 10 stocks have outperformed both indices giving absolute returns of 23.5% in same period.
Performance update of our Best 10 Diwali Muhurat Stock Picks - 2014
Moreover, since inception our Diwali Muhurat Portfolio of each year has outperformed Sensex and Nifty by wide percentage points. Below is the update of our performance:
Diwali Muhurat Portfolio - 2013 has given returns of 129.1% compared to Sensex returns of 26.1%, outperformed Sensex by 103%
Diwali Muhurat Portfolio - 2012 has given returns of 13.1% compared to Sensex returns of 11.6%, outperformed Sensex by 1.5%
Diwali Muhurat Portfolio - 2011 has given returns of 15.1% compared to Sensex returns of 8.3%, outperformed Sensex by 6.8%
Saral Gyan Rs 1 Lakh "Muhurat" Portfolio - 2015 will be emailed to all our Hidden Gems, Value Picks and Wealth-Builder subscribers today at 11.00 pm. The performance of the same will be reviewed next year a day before Diwali festival.
If you wish to receive Saral Gyan Rs. 1 Lakh "Muhurat Portfolio - 2015 of 10 Stocks, Subscribe Now! We will activate your annual subscription within few hours and ensure that you receive Saral Gyan Rs. 1 Lakh Diwali Muhurat Portfolio of 10 stocks before "Muhurat" trading session . Subscribe to our subscription services under Dussehra - Diwali Offer of the Year to avail attractive discounts and freebies during this festive season.
We continue to follow our simple but effective approach by evaluating each stock on the basis of below mentioned criteria’s.
(i) Top Quality management with high integrity:
This is an absolutely non-negotiable condition. If the management is not honest, will they want to share the goodies with you? No, they will look for the first opportunity to siphon off the profits and pull the wool over your eyes.
(ii) The scale of opportunity must be big:
Multi-bagger stocks are created because they are able to scale the opportunity rapidly. Titan Industries is a great example. In 2003-04, Titan‘s market cap was 500 crores. In 2015, it is close to 31,100 crores. The fact that India is a booming marketplace of 125 crores consumers means that most products and services have a head start at trying to scale up their activities.
(iii) Low debt; free cash flows:
We learnt from the great crisis of 2011 that companies with high debt on their books simply get slaughtered. While debt per se is not bad (if the company is able to borrow at a lower rate and deploy it in its business at a higher rate, the operating leverage works in its favour), excessive debt with high interest and repayment obligations can crunch the stock in times of downturn. So, as a long-term investment philosophy, it is best to steer clear of high-debt companies.
(iv) High ROE – Efficient users of capital:
Some company’s management is able to squeeze that little extra of every buck. A ROE of at least 25% is necessary to make into the hallowed list of model portfolio.
(v) No High Capex Requirements – No Serial Diluters of Equity:
We know from (bitter) experience the demerits of investing in stocks like Suzlon & GMR which have an insatiable appetite for more and more capital. To feed their perennial hunger, these companies dilute their equity by making FPOs, GDRs & FCCBs resulting in total destruction of shareholders’ wealth. Companies should be lean and mean requiring minimal capital but generating huge returns there from.
(vi) Reasonable growth expectations:
“If you get a tax-free return of 18% for your portfolio, you must be very happy”. So, stop craving for that overnight multi-bagger. You’ll only end up losing your precious capital that way. Instead, look for well established small, mid and blue chips companies that are growing at a reasonable rate of return (15 – 25%). With time and the magic of compounding, you will have your muti-bagger in your portfolio.
(vii) Valuations:
Most investors are obsessed about valuations, refusing to buy any stock that is “expensive”. However, one must remember that “expensive” is a relative term. If a stock is compounding at 25% on an annual basis, paying a price of 30 times earnings may be very reasonable. A stock like Nestle, for instance, has always been “expensive”. However, if an investor had gone ahead and bought the stock, he would have had an incredible multi-bagger on his hands. On the other hand, in trying to buy a “cheap” stock, one may get saddled with unsavory companies. After all, there is a reason why such stocks are “cheap”.
Of course, one should be careful not to buy in euphoric or bubble times when the pricing may be extravagant and not at all reasonable.
(viii) Concentrated Portfolio:
We like Warren Buffett approach, a believer in the concept of a concentrated portfolio. If you believe in the prospects of a stock you should be prepared to put a substantial chunk of money in it – or nothing at all. There is no point in buying a bit of this and a bit of that because that dilutes your returns.
Of course, we are no match for Warren Buffett and we do not have his conviction levels. So, we’ll stick to 10 stocks to begin with, which means that from 5% to 12% of the wealth will be invested in each stock.
(ix) Diversification:
Last but not the least; a proper portfolio must be diversified across sectors. A bit of Finance, a bit of consumption, some autos, a pinch of chemical etc will make a balanced portfolio.
Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card or net banking facility. In case you are not comfortable in subscribing online, click here to know about our other payment options and bank details.
Team - Saral Gyan.
Saral Gyan Capital Services.
If you are a new member and wish to receive Saral Gyan Rs. 1 Lakh Muhurat Portfolio, simply subscribe to our subscription services under Dussehra - Diwali Offer of the Year. You can also avail attractive discounts and freebies during this festive season. Offer is for limited period and closes on 15 Nov'15.
1. Discount up to 30% on combo pack subscriptions (valid till 15th Nov'15)
Below table indicates subscription services and discounted prices:
1. Discount up to 30% on combo pack subscriptions (valid till 15th Nov'15)
2. Rs. 1 Lakh Diwali Muhurat Portfolio of 10 Stocks (to be released on 10th Nov'15)
3. Special Report - 5 Stocks - 5 Baggers in 5 Years (released on 3rd May'15)
4. Saral Gyan eBook - "How to Grow your Savings?" worth Rs. 599 for Free.
Below table indicates subscription services and discounted prices:
SARAL GYAN
SUBSCRIPTION SERVICE
|
DUSSEHRA - DIWALI OFFER
DISCOUNTED PRICE
|
PAY ONLINE
CARD / NET BANKING
|
|---|---|---|
Hidden Gems
|
Rs.
| |
Value Picks
|
Rs.
| |
Wealth-Builder
|
Rs.
| |
Combo 1: HG + VP + WB + 15%
|
Rs.
| |
Combo 2: HG + VP + 15%
|
Rs.
| |
Combo 3: HG + VP
|
Rs.
| |
Combo 4: HG + 15%
|
Rs.
| |
Combo 5: VP + 15%
|
Rs.
|
Click here to know more about Saral Gyan Dussehra - Diwali Offer of the Year.
Simply choose the subscription service / combo subscription you would like to opt and click on SUBSCRIBE! link in above table to make online payment using your debit / credit card or net banking facility. In case you are not comfortable in subscribing online, click here to know about our other payment options and bank details.
We are glad to share that 28 Hidden Gems (Unexplored Multibagger Small Cap Stocks) out of 41 released by our equity analysts during last 5 years (till Dec'14) have given more than 100% returns. 20 Hidden Gems out of 28 have given returns in the range of 200% to 1900%. Value Pick (Mid Caps with Plenty of Upside Potential) stock like Amara Raja Batteries, Godrej Industries, Yes Bank, Aurobindo Pharma, Force Motors, Kewal Kiran Clothing, VST Tillers, Mindtree etc have given returns in the range of 100% to 900%.
Hidden Gems is one of the most admired subscription service of Saral Gyan and enjoys no. 1 ranking in Google. It’s word of mouth publicity of our readers which makes Hidden Gems and Value Picks a right choice for investments in small and mid cap stocks.
Check out - Hidden Gems and Value Picks Performance Update - 2015
Under Wealth-Builder service, we suggest our members to replicate our Wealth-Builder portfolio guiding them to have right set of high quality stocks to get rewarded in long term, our Wealth-Builder portfolio stocks includes best of our Hidden Gems and Value Picks released by us during last 5 years. We also take this as an opportunity to thanks all our readers for their association with Saral Gyan and look forward to a rewarding and long lasting relationship.
Under Wealth-Builder service, we suggest our members to replicate our Wealth-Builder portfolio guiding them to have right set of high quality stocks to get rewarded in long term, our Wealth-Builder portfolio stocks includes best of our Hidden Gems and Value Picks released by us during last 5 years. We also take this as an opportunity to thanks all our readers for their association with Saral Gyan and look forward to a rewarding and long lasting relationship.
Wish you happy and safe investing!
Saral Gyan Capital Services.
